Risk Analyst FI Lending

Role Overview: As a Risk Analyst - FI Lending at Anand Rathi Global Finance Ltd, you will be responsible for conducting risk analysis and evaluation. This includes analyzing and finalizing proposal notes prepared by the business team, ensuring compliance with all regulatory and internal guidelines, and presenting Risk team views at Sanctioning Committees meetings. You will also be required to make presentations to the Top Management regarding the Overall FI portfolio. Additionally, you will be responsible for portfolio monitoring, which involves regularly interacting with customers in the portfolio for credit-related issues, monitoring the underlying portfolio through tracking of PAR/MFIN data, quarterly financials, news articles, security perfection, etc., to maintain credit hygiene. You will also need to interact with rating agencies and other Lenders for due diligence purposes. Key Responsibilities: - Analyze and finalize proposal notes prepared by the business team - Ensure compliance with all regulatory and internal guidelines - Present Risk team views at Sanctioning Committees meetings - Make presentations to the Top Management regarding the Overall FI portfolio - Regularly interact with customers in the portfolio for credit-related issues - Monitor the underlying portfolio through tracking of PAR/MFIN data, quarterly financials, news articles, security perfection, etc. - Interact with rating agencies and other Lenders for due diligence purposes - Conduct industry research by performing market and industry analyses to assess external factors influencing client performance - Stay updated on regulatory changes affecting the FI lending and corporate credit space - Ensure documentation and compliance by making sure all credit proposals comply with internal policies and regulatory guidelines - Maintain accurate and complete credit files for all assigned clients Qualifications Required: - Minimum of 3-5 years of experience in a similar role - Interest in the position based in Mumbai If you have the required experience and are interested in this position, please share your resume with us at nbfcrecruitment@rathi.com.,