Relationship Manager-Gold Loan

As a Relationship Manager - Gold Loan, your role involves generating gold loan business through various channels. You will be responsible for administering and training a team of Direct Selling Teams to expand the gold loan business in the locality/branch. **Key Responsibilities:** - Ensure Monthly Sales targets are met with acquisitions in NTB (New to Bank) and ETB (Existing to Bank) customers. - Pitch gold loans to existing liability customers. - Maintain month-on-month growth in EOP (Execution only platform) Assets for Gold loan business per branch. - Ensure Fee Income is a minimum of 1% of total disbursals. - Conduct regular customer follow-ups for timely renewal of cases, minimizing renewal pending cases. - Coordinate with valuers on a timely basis. - Ensure healthy collections with Nil First equated monthly instalment / First presentation Default and minimize fresh flow in Bucket X. - Tag PSL (Priority sector lending) and be aware of PSL norms. - Assist branch liability team in Audits and ensure proper communications to customers before any packet Opening. - Conduct Marketing activities in the local market to generate NTB gold loan customers. - Willingness to work extensively in the field and travel across the region on short notice. - Perform ad-hoc activities as required by the department. - Proficient in MS-Word/Excel and PowerPoint. - Demonstrate personal drive and a positive work ethic to deliver results within tight deadlines and demanding situations. **Qualification Required:** - Graduation in any discipline. - 0-2 years of experience in retail banking, preferably with exposure to lending products. (Note: No additional details about the company were provided in the job description),