QA Underwriter (U.S. Mortgage Process)

As a Mortgage Underwriter focusing on Quality Control, you will play a crucial role in ensuring the accuracy and compliance of mortgage loans completed by internal staff. Your responsibilities will include reviewing individual loan files, analyzing income, assets, credit, and collateral information, and underwriting loans in accordance with client guidelines. You will need to possess expertise in initial and final underwriting, as well as a strong understanding of income calculations, tax terms, and end-to-end underwriting processes. Additionally, you must be able to identify red flags in mortgage files, report them to leadership, and devise action plans to improve quality control scores. Your role will also involve providing training to team members on quality control procedures, sharing feedback on errors identified, and coaching associates to ensure continuous improvement. It is essential to maintain current knowledge of client and investor requirements, resolve pre- and post-closing issues related to underwriting, and provide excellent customer service to internal and external clients. To excel in this position, you must have at least 4 years of experience in the mortgage industry, with a recent focus on quality control. You should demonstrate proficiency in GSE underwriting guidelines, automated underwriting engines, and appraisal knowledge. Strong analytical, interpersonal, and communication skills are required, along with the ability to manage time effectively and work in a flexible, production-oriented environment. Furthermore, you must be willing to work in a high-stress environment, be available to work beyond normal business hours when necessary, and collaborate effectively as part of a team. Candidates with NMLS-MLO Licensure are preferred, and all applicants must be willing to undergo background checks and work rotational shifts, including US night shifts and weekends as required.,