Product Manager - Lending

Job Description

Role & Responsibilities: Product Development: Design and modify lending products based on market feedback. Participate in product marketing initiatives, working closely with sector leads on product research, market research, competitive analysis, planning, positioning, and benchmarking. Profitability & Execution: Drive loan products with a profitability-focused approach. Manage the execution of all product processes (SOPs), ensuring profitability for LTO, NCDs, and Guarantees. Strategy & Financial Tracking: Develop product strategies and track revenue, ROI, spreads, cross-sell opportunities, and yields across different client segments. Cross-functional Collaboration: Collaborate with business, credit, risk analytics, and IT (Nimbus) teams. Implement segment-specific business plans and product specifications with sector leads. MIS & Performance Monitoring: Prepare, track, and monitor campaigns, manpower productivity, and P&L performance. Compliance & Coordination: Ensure adherence to SOPs in product and process compliance. Coordinate with internal audit teams to maintain business-side compliance.