Product Manager

We are looking for a Product Manager who is passionate about solving the underwriting problems that modern-day fin-techs face. You will lead integrations with external third-party data sources, management of in-house underwriting platforms and coordination with LOS teams to ensure that our underwriting process is in line with overall user experience. If you can understand and work in a complex tech setup and enjoy problem solving within business and user-facing constraints, then this role is for you.

Key Responsibilities:

• Solve complex underwriting challenges at the highest levels.
• Develop solutions to achieve underwriting objectives with minimal disruption to user workflows.
• Collaborate closely with tech leads and risk teams to determine the best platform approaches.
• Make design decisions within product and technical constraints, ensuring scalability and efficiency.
• Define and evolve the product vision for the underwriting platform in alignment with company goals.
• Manage the product roadmap for underwriting automation, rule engines, risk scoring models, and decision support tools.
• Make prioritization decisions after consultation with business stakeholders.
• Oversee end-to-end product development from concept (0) to launch (1).
• Support Product Managers in the effective operation of pods within the underwriting team.
• Work closely with engineering teams to validate technical feasibility, resolve blockers, and ensure timely delivery.
• Mentor and guide team members, fostering a culture of innovation and accountability.

Skills & Qualifications:

• 45 years of product management experience in building underwriting platforms for fintech, lending, or neo banking players.
• MBA from a reputable institution or equivalent.
• Strong technical understanding - able to discuss APIs, integration approaches, and take design calls with engineering leads.
• A system-first approach, but with strong regard for overall user experience.
• Excellent communication and stakeholder management skills - you will be interacting with our data science head daily to make key deliveries.

Good to Have:

• Experience in using workflow management tools or rule engines.

About Kissht

Kissht, a Great Place to Work certified organization, is a consumer-first credit app that is transforming the landscape of consumer credit. As one of the fastest-growing and most respected FinTech companies, Kissht is a pioneer in data and machine-based lending. With over 15 million customers, including 40% from tier 2 cities and beyond, we offer both short and long-term loans for personal consumption, business needs, and recurring expenses.

Founded by Ranvir and Krishnan, alumni of IIT and IIM, and backed by renowned investors like Endiya Partners, the Brunei Investment Authority, and the Singapore Government, Kissht is synonymous with excellence in the industry. Join us and be a part of a dynamic, innovative company that is changing the future of financial technology.