2611 Personal Loans Jobs - Page 18

Position Title Department Finance Consumer Bank Location Goregaon, Mumbai Number of Positions Upto 2 Reporting Relationships Sr. Vice President, Finance Consumer Bank Position Grade DVP / AVP / Senior Manager It is an exciting time to be in Consumer Bank. It is the epicenter of the growth strategy of our Bank. Having already re-organized itself into products, proposition and distribution structure, Consumer Bank is at the forefront of STARTUP strategy of the firm, where several initiatives on omnichannel distribution, unique propositions (Solitaire, NR etc.) and several speed simplicity and transparency initiatives have come to life. It is the largest lever to transforming for scale since it represents close to 75% of its deposits, 50% of advances and a 50k+ workforce. This business franchise is spread across 2 cr+ customers who have availed a variety of products & offerings including Deposits, Group products, Mortgage (HF & LAP), Business Banking (Working capital & business loans), Credit cards, Personal Loans etc and a distribution franchise of 2000+ branches & 3000+ ATMs. This role presents an excellent opportunity to not just learn retail banking business model, from a financial lens, but also to contribute in the path to its transformation. This role is under finance team with P&L responsibilities and partnering with business to enable and facilitate financial optimization Preparation of Business P&L Monitoring of revenues and costs Assurance on our interest rate yields, transfer price, spreads, fee are in line with business Assurance on our costs being are at or below budget tight monitoring and prevent potential excess / leakage Variance analysis on the P&L in context of underlying operating drivers Developing granularity slice dice and dissection of revenues and costs Track KPIs for the business time-series and vs. budgets Be a P&L partner to business and facilitate P&L improvement Experience4 5 years. Can consider lesser, if you demonstrate hunger to learn fast AcademicsPreferably CA or PG / Graduates of commerce Other aspectsPassion for numbers, eye for detail, hunger to learn and an Excel-Ninja

Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

Relationship management with aggregators across different levels from top management to middle management Strategize, manage and drive online aggregator partnerships for month on month target achievement Identifying and acquiring potential new aggregators Manage Direct Sales Team, Credit underwriters and call center - across different functions on a daily basis to meet the business goals & improve data point to disbursal funnel conversion To conceptualize and execute contests to motivate the partners Plan annual engagement calendars with aggregators aligned with business priorities Sales Planning and Day to day Operations for the Aggregator Platforms. Liaison with other internal cross functional stakeholders like Marketing, IT, digital/ BSG, to drive agreed initiatives to build scale Work with partners to design and execute joint PA/PQ programs resulting in 3X growth Job Requiremetnts Qualification - Graduate from a recognized University - with 6 to 8 years of experience of handling web aggregator business. preferably in banking or insurance. Job KnowledgeUnderstanding of personal loans will be an added advantage; Skills & Experience Quick learner ; Excellent written and oral communication,

We at TVS Credit Financial Services are having multiple vacancies for Consumer Durable loans/ Finance officer across Mumbai Interested candidates are welcomed for walk-in interview at below respective office locations, Roles and Responsibilities Having Experience in sales in Consumer Durable loans or any other loans sales with banking or NBFC will be an added advance, Building & Managing relationship with channel partners & customers so as to source the business from Dealership. Sourcing business from allocated dealership Channel partner and direct sales from counters if any. Responsible for documentation of new customers, EMI schemes pitching, Ensuring process & documentation compliance, FI, agreement execution & credit approval. Desired Candidate Profile 12 th/Diploma/Graduation Good dealership management skills Designation : Consumer Durable Loans -Sales Executive Vacancy Locations: 1. Across Mumbai Perks and Benefits Fix salary + Petrol Allowance + attractive Incentives Interested candidates do visit us to the below address walk-in only during the time mentioned: Interview time: 9.30 am to 11 AM Monday to Saturday. Walk interview office Address: TVS Credit Services Ltd SEVENTH FLOOR PLOT NO: 2, OFFICE NO: 702, Ambience Court, Phase 2, Sector 19D, Vashi, Navi Mumbai, Maharashtra 400703

Job Summary: We are seeking a driven and results-oriented Sales professional to join our dynamic team. The ideal candidate will be responsible for promoting and selling exclusive education loan products of Leap Finance to students aspiring for higher education in the USA. This role involves direct interaction with students, parents, and educational consultants to identify their financial needs and provide tailored solutions. Key Responsibilities: Counsel students and parents about Leap Finances loan products, eligibility criteria, and application process Build and maintain strong relationships with key stakeholders, including educational consultants Meet and exceed monthly, quarterly, and annual sales targets. Develop and implement strategies to maximize loan approvals and disbursements Assist customers in completing loan application forms and gathering required documents. Coordinate with internal teams for loan processing and ensure timely disbursements. Ideal Persona: Excellent communication skills in English, written and spoken Should have 1- 4 years of experience as a Loan Advisor/ Edtech Sales/ counselling/ telesales/ insurance sales Should be confident to handle student queries and provide timely and efficient solutions Candidates should have good presentation, client-facing, and counselling skills with a pleasing and convincing personality Perquisite for this role will include: Work Location - HSR Layout, Bangalore. Working Time - 10am till 7pm Work Days - Monday to Saturday; Sundays are off

Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR Mansi MOB :99091 29471 Call & WhatsApp Required Candidate profile Good communication skill Must have minimum 3 month to5 years experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 50 Must have a Two-Wheeler with a Valid Driving License

Job Summary: We are seeking a dedicated and proactive Debt Recovery Agent to join our team. The ideal candidate will be responsible for contacting customers to collect outstanding payments, negotiate repayment plans, and ensure compliance with company policies and legal requirements. This role is essential to our financial stability, as it involves managing a portfolio of delinquent accounts and working to recover funds while maintaining positive customer relationships. Key Responsibilities: Contact customers via phone, email, and other communication methods to discuss overdue payments and arrange payment plans. Maintain a portfolio of delinquent accounts, monitoring payment schedules and ensuring timely follow-up on outstanding balances. Assess customer financial situations and work to negotiate repayment terms that are agreeable to both the customer and the company. Adhere to all debt collection laws and regulations, ensuring compliance with company policies and legal requirements. Record all interactions with customers accurately in the companys database. Collaborate with internal departments, such as customer service and legal, to resolve disputes and ensure timely debt recovery. Provide regular reports to management on debt recovery activities and progress towards targets. Utilize various skip tracing tools and techniques to locate customers with outdated or incorrect contact information. Required Qualifications: High school diploma or equivalent; a degree in finance, business, or related field is a plus. DRA Certified. Proven experience in debt recovery, collections, or a similar role, preferably within the financial or banking sector. Knowledge of relevant debt collection laws and regulations. Strong communication and negotiation skills, with a focus on customer service. Ability to handle difficult conversations and maintain professionalism. Proficiency in Microsoft Office Suite and experience with debt recovery or CRM software. Excellent organizational and time management skills. Preferred Qualifications: Familiarity with debt recovery best practices and skip tracing methods. Experience working in a call center environment or similar high-volume, customerfocused role. Knowledge of financial products and services, including personal loans, credit cards, and other lending products. Working Conditions: Full-time position with standard business hours; occasional overtime may be required based on department needs. Primarily office-based, with a focus on phone and computer work. Compensation: Competitive salary with performance-based incentives and benefits, including health insurance, paid time off, and professional development opportunities.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

Job Title: Loan officer Job location: Kochi Position Overview: A Loan Officer is responsible for evaluating, authorizing, or recommending approval of loan applications for individuals and businesses. Loan officers work for banks, credit unions, mortgage companies, and other financial institutions, providing expert advice and guidance on available loan products, interest rates, and terms. Key Responsibilities: 1 Loan Application Processing: Review loan applications and financial information to assess creditworthiness. Gather necessary documents, including income verification, employment history, and financial statements. Evaluate applicants credit scores, financial background, and capacity to repay loans. 2 Loan Recommendations and Approvals: Advise clients on loan products that meet their needs, including mortgages, auto loans, personal loans, and business loans. Recommend loan amounts and terms to clients based on their financial situation. Approve or decline loan applications based on the company's policies and underwriting guidelines. 3 Client Communication: Serve as the primary point of contact for loan applicants throughout the loan process. Explain loan options, interest rates, terms, and repayment plans to clients. Answer client questions about loan products, eligibility, and the application process. 4 Documentation and Compliance: Ensure all required documentation is obtained and accurate before loan processing. Stay updated on lending regulations, compliance issues, and industry standards to ensure loan agreements meet legal requirements. 5 Customer Relationship Management: Build and maintain strong relationships with clients, helping to foster trust and repeat business. Provide advice and assistance to clients post-loan approval, addressing any issues or concerns during the loan's lifecycle. 6 Sales and Business Development: Meet sales targets for loan volume and cross-sell other financial products as appropriate. Proactively identify new business opportunities and client leads through networking and marketing efforts. 7 Risk Management: Conduct risk assessments of potential borrowers and loans. Ensure loans are structured in a way that minimizes risk for the organization while being favorable to the client.

Source home loan and loan against property (LAP) leads via open market— DST, brokers, builders, and property advisors Build and manage relationships with connecters and referral partners, and develop your own network Achieve monthly sales targets Required Candidate profile 1 year of 4 years experience in NBFC or banking sectors in home loans, mortgage loans, or LAP, particularly in the DSA channel Knowledge of housing finance products Open Market - Field sales

Promote and sell Home Loan and Loan Against Property (LAP) solutions to both salaried and self-employed individuals. Establish and nurture relationships with key partners like builders, DSA, and property consultants to generate steady business. Required Candidate profile 1. Sourcing to loan disbursement of Home Loan Files. 2. Min. 1-5 Years of Experience in Mortgage Sales or a related field (LAP/HL) 3.Sourcing business through open market.

ONLY EXPERIENCE CANDIDATE EXPERIENCE: Min. 6 months experience in Telesales of any Loan / Credit card / insurance. Must be fluent in Hindi & Bengali Age: 18 to 35 years Shift: Day shift Job role: Lead generation. Salary: Fixed

ONLY EXPERIENCE CANDIDATE EXPERIENCE: Min. 6 months experience in Telesales of any Loan / Credit card / insurance. Must be fluent in Hindi & Bengali Age: 18 to 35 years Shift: Day shift Job role: Lead generation. Salary: Fixed

Your role as a Financial Officer is to be familiar with the underwriting criteria of our partner banks which include SBI, BOB, ICICI, Axis Bank, HDFC, etc. With this knowledge, you will have to discuss with the students to screen the education loan applications, advise them on the documentation, and decide upon a suitable bank loan scheme. Also, you should coordinate with your Team Leaders, for the smooth processing of the education loan. As the initiative is funded under the Digital India campaign, the primary mode of communication is through phone calls or any digital medium and hence the students need not meet our team face to face. Ideal Candidate: You'll love working with us if you are: Looking to build a career in banking finance. Have the ability to pitch to customers with good communication skills & most importantly strong convincing skills. A quick learner who's good at self-improving based on feedback Good at multitasking. Job Perks: Healthy work-life balance with flexible working hours, leaves & work from home policies. The steep learning curve with a great learning experience. Free unlimited beverages & monthly lunches. Friendly work culture, no formals!& much more...!!

-12th Pass -Hindi & Marathi -Immediate Joining. -Day Shift -Freshers & experience both can apply. -Salary: 12,200 -Unlimited Incentive Required Candidate profile -Qualification:- 12th Pass -How To Apply..? To schedule your interview Call or send your CV through WhatsApp (number mentioned below) HR Priti:-8421382934

Hiring For Aditya Birla - Outbound Voice process - Salary:- 14k-15k - Need Avg english - Shift timing:- 9:30am-6:30pm - Rotational off - Qualification HSC pass Required Candidate profile Candidate should be willing to work from office. Job Location: Majiwada, Thane - 400607 More Details Call HR Mahek:- 7559401618 Perks and benefits Good salary with unlimited Incentives

Avarage comms required Unlimited incentives Shift timing- 9:30-6:30 Fresher & Exp both can apply Salary : 13K + Unlimited incentive Qualification: Min HSC Need immediate joiner. Work Location: Kapurbavadi junction, Majiwada Thane (w)- 400607 Required Candidate profile Minimum HSC required. To schedule your interview send your CV through WhatsApp (number mentioned below) HR Neha:- 9168991284 Perks and benefits High Incentives and growth opportunities

Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Sonal - 8210764603

Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Mansi - 8595586162

Paytm is India’s leading digital payments and financial services company, which is focused on driving consumers and merchants to its platform by offering them a variety of payment use cases. Paytm provides consumers with services like utility payments and money transfers, while empowering them to pay via Paytm Payment Instruments (PPI) like Paytm Wallet, Paytm UPI, Paytm Payments Bank Netbanking, Paytm FASTag and Paytm Postpaid - Buy Now, Pay Later. To merchants, Paytm offers acquiring devices like Soundbox, EDC, QR and Payment Gateway where payment aggregation is done through PPI and also other banks’ financial instruments. To further enhance merchants’ business, Paytm offers merchants commerce services through advertising and Paytm Mini app store. Operating on this platform leverage, the company then offers credit services such as merchant loans, personal loans and BNPL, sourced by its financial partners. About the Team QR/Soundbox team is one of the biggest business and payments vertical in the organisation that is focused on merchant acquisition, merchant retention and growth of merchants in India. About the Role: Paytm is looking for an experienced sales professional & people manager to be a part of the QR & Sound Box vertical. Expectations/ Requirements: 1.Growth of distribution and market share in the assigned area of operations. 2.Visibility & accountability through extensive QR & Sound box deployment and sale of the product . 3.Identify and recruit the sales team to align and drive business in the market. 4.Plan the market size, span and geographies for ASMs . 5.Devise best methods for communication of plans/targets to the team so as to minimize the expectations vs delivery gap. 6.Monitor the quality parameters as suggested by the management. 7.Validate and conduct audits on the acquisitions and sales done by the team. 8. People manage a large team of 5-10 ASMs & 200+ indirect employees. Must Have: Should have good networking capabilities and be willing to travel extensively throughout their specified area. Skilled in coaching and mentoring, a quick learner who grasps and puts into application the new learnt ideas and concepts. Superpowers/ Skills that will help you succeed in this role 1. Self-starters, who can take ownership and are comfortable navigating ambiguity, will be an ideal fit. 8-12 years experience in sales - business development, B2C markets 2. Passionate about working in a fast growing firms and large team handling. 3. Articulate complex solutions to novice customers. 4. Good sales and negotiation skills. Experience in quota driven sales is a must. 5. Experience in payments and finance is a plus - though not mandatory Education - MBA (Marketing) Why join us We aim at bringing half a billion Indians into the mainstream economy, and everyone working here is striving to achieve that goal. Our success is rooted in our people’s collective energy and unwavering focus on the customers, and that’s how it will always be. We are the largest merchant acquirer in India Compensation: If you are the right fit, we believe in creating wealth for you. With enviable 500 mn+ registered users, 21 mn+ merchants and depth of data in our ecosystem, we are in a unique position to democratize credit for deserving consumers & merchants – and we are committed to it. India’s largest digital lending story is brewing here. It’s your opportunity to be a part of the story!

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business they were made just for you. Responsibilities Acquiring new accounts (Current and Savings) from branch catchment area Quality sourcing of salary accounts from corporates Activate Accounts opened, UPI Linkage, M0 Balance, Savings balance and increase wallet share of our banking products includes Insurance, Mortgages, UL, SIP, MF etc & manage the portfolio. Participate in corporate induction and migration events around the catchment area Build strong relationship with internal teams to leverage existing relationships from SME Conduct low-cost micro marketing activities around catchment areas for lead generations. Requirements 1 - 2years of relevant experience Graduation/Post Graduation Sales & Networking Skills Good Communication & Listening Skills Goal / Target oriented IRDA & AMFI certification is preferred. This is a must post joining. Excellent verbal and written communication skills Banking Knowledge Computer Skills & Digital Knowledge Good Network in the Market Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

We have a opening for HDFC Sales for "Relationship Officer" position. Any financial services background candidates can apply here. Freshers with graduation and those are willing for giving a kick start to their career in banking sales can apply.

Graduated & MBA Fresher Are welcome Candidate should have knowledge of Banking Products. Candidate should have bike and License . Interested call @ HR Puja- 8295041955

Business Function As the leading bank in Asia, DBS Consumer Banking Group is in a unique position to help our customers realise their dreams and ambitions. As a market leader in the consumer banking business, DBS has a full spectrum of products and services, including deposits, investments, insurance, mortgages, credit cards and personal loans, to help our customers realise their dreams and aspirations at every life stage. Our financial solutions are not only the best in the business - they were made just right for you. Responsibilities Develop and maintain strong relationships with existing customers to understand their financial needs and provide tailored solutions Proactively identify new business opportunities and cross-sell the banks products and services to grow the customer base Collaborate with various teams within the bank to ensure seamless customer experience and timely resolution of customer queries and concerns Actively participate in branch activities and events to promote the banks brand and offerings Contribute to the achievement of branch and team sales targets by meeting or exceeding individual performance goals Provide training and mentorship to junior relationship managers to enhance their skills and knowledge Requirements Minimum 3 years of experience in a customer-facing role within the banking or financial services industry Strong interpersonal and communication skills with the ability to build rapport and effectively engage with customers Demonstrated track record of achieving sales targets and delivering exceptional customer service Proficient in data analysis and financial planning to provide tailored solutions to customers Ability to work collaboratively with cross-functional teams and adapt to changing business requirements Commitment to continuous learning and professional development Apply Now We offer a competitive salary and benefits package and the professional advantages of a dynamic environment that supports your development and recognises your achievements.

About Retail Portfolio Management Group The RPMG department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the receivables/collections business of the bank. About the Role The Cluster Portfolio Manager handles multiple centers which handles Risk - 60 portfolio. The Cluster Portfolio manager ensures NPA resolution and manages the portfolio as per the existing process. The Cluster Portfolio manager also ensures compliance with the audit procedures of the bank Key Responsibilities Ensure maximum release from the NPA pool by achieving the required resolution target as per the business requirement Ensure minimum addition to the NPA pool by keeping the portfolio in check by maintaining the delinquency level Manage the team of Bucket Managers and ensure achievement of the monthly resolution targets Ensure adherence to the set process and audit requirements in place Ensure minimum forward flow from the buckets Create a performance oriented environment leading to high employee motivation and productivity Ensure that all staff are adequately trained on the products of the bank, processes and various policies of the bank Qualifications Graduation/ Post-Graduation from a recognized institute Min 5 yeas of relevant experience in NBFC/Banking Industry Role Proficiencies: Knowledge and understanding of collections and market dynamics. Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language. Ability to manage complex client situations. Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment. Ability to handle pressure and meet deadlines