Payment Lifecycle Specialist

0 - 2 years

4 - 5 Lacs

Posted:2 days ago| Platform: Naukri logo

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Work Mode

Work from Office

Job Type

Full Time

Job Description


Are you ready to be at the forefront of digital payment innovation? Join our Payments Operations team and make a meaningful impact by ensuring seamless financial transactions. This is your opportunity to grow your career in a fast-paced environment, where your contributions will be valued and your skills will be honed.



  • Execute high-volume payment processing tasks, including validating global currency fund transfers to ensure accurate and timely transactions, following established procedures.

  • Process payments for cash, trade, merchant, or commercial card transactions as well as customer accounts and verification, performing basic research, reviewing sanctions, fraud, fund controls, and client investigation.

  • Identify, resolve, or escalate either procedural issues or operational errors that may arise during payments processing including upholding compliance and risk standards.

  • Collaborate with cross-functional and cross-locational teams and clients, maintaining productive relationships to drive mutually beneficial outcomes in line with team objectives.

  • Detect and escalate potential fraudulent threats and help prevent financial and reputational damage to the institution.

  • Contribute to process optimization initiatives including projects to identify inefficiencies, improve quality, and enhance the customer experience.

  • Coach, train, or mentor team members to deliver to our high service standards for productivity, quality, and customer experience.

  • Interface with other operations departments to research and resolve inquiries, including escalated matters.

  • Learn and apply skills in innovation, market product knowledge, and artificial intelligence to identify opportunities to improve or optimize payment lifecycle processes.




Required qualifications, capabilities, and skills



  • Intermediate knowledge of global payment processing operations or similar operations, including understanding of standard operating procedures and customer-specific instructions.

  • Skilled in effective execution and task management, with strong time management abilities to ensure timely and accurate completion of work.

  • Proven ability in decision making and problem solving, utilizing critical and analytical thinking to ensure accuracy and effective solutions in moderately complex situations.

  • Proficiency in data analysis techniques, with the ability to interpret and communicate data effectively to inform decision-making processes.

  • Demonstrated communication skills and emotional intelligence, including a growth mindset and personal resiliency, to collaborate productively with management, teams, and other stakeholders in diverse and dynamic environments.

  • Ability to collaborate with stakeholders and cross-functional teams to solve problems, influence outcomes, and drive continuous improvement initiatives in payment processing.

  • Intermediate computer, software, and technical skills, including alpha/numeric data entry and typing skills.

  • Foundational understanding of cybersecurity controls and anti-fraud strategies to assist in identifying and addressing potential threats to protect information and systems.




Preferred qualifications, capabilities, and skills



  • Knowledge of ISO or Swift message processing or management.


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JPMorgan Chase Bank logo
JPMorgan Chase Bank

Financial Services

New York

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