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5 - 10 years

2 - 4 Lacs

Vadodara, Ahmedabad, Surat

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Handle client question about new home loan, Builder Purchase , New construction, resale case ,aware about home loan process till disbursement .Knowledge of real estate work . Namita Gandhi 9974602009 krisha.hr@gmail.com

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1 - 5 years

3 - 6 Lacs

Ongole, Eluru, Vijayawada

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Roles and Responsibilities : Responsible for Lead generation from open market and convert them into valuable business. Maintaining good relationships with DSA, Connectors and Builders and generate Leads from them. Achieve business target on monthly basis. Co-ordinate with other departments to ensure quality service delivery to customers. Ability to maintain good relationship with customer and resolve customer query/issues. Ensure getting quality files with correct documentation as per company policy. Maintain long term relationship with customers. Desired Candidate Profile : Candidate should be a Graduate Should have at least 1 + yrs of experience in selling Home loans & Mortgage loans Should have good communication skills and good knowledge in home loan industry. Should be confident, energetic, hardworking and zeal to learn and a go-getter attitude Should be a team player. Perks and Benefits : As per company policy. Candidates who are interested can share your updated resume at paromita@sundaramhome.in or 9038011337 Note: Please mention in the subject of the mail the position & location you are applying for .

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1 - 5 years

3 - 6 Lacs

Tanuku, Bhimavaram, Kakinada

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Roles and Responsibilities : Responsible for Lead generation from open market and convert them into valuable business. Maintaining good relationships with DSA, Connectors and Builders and generate Leads from them. Achieve business target on monthly basis. Co-ordinate with other departments to ensure quality service delivery to customers. Ability to maintain good relationship with customer and resolve customer query/issues. Ensure getting quality files with correct documentation as per company policy. Maintain long term relationship with customers. Desired Candidate Profile : Candidate should be a Graduate Should have at least 1 + yrs of experience in selling Home loans & Mortgage loans Should have good communication skills and good knowledge in home loan industry. Should be confident, energetic, hardworking and zeal to learn and a go-getter attitude Should be a team player. Perks and Benefits : As per company policy. Candidates who are interested can share your updated resume at paromita@sundaramhome.in or 9038011337 Note: Please mention in the subject of the mail the position & location you are applying for .

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1 - 5 years

3 - 6 Lacs

Sangareddy, Sathupalle

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Roles and Responsibilities : Responsible for Lead generation from open market and convert them into valuable business. Maintaining good relationships with DSA, Connectors and Builders and generate Leads from them. Achieve business target on monthly basis. Co-ordinate with other departments to ensure quality service delivery to customers. Ability to maintain good relationship with customer and resolve customer query/issues. Ensure getting quality files with correct documentation as per company policy. Maintain long term relationship with customers. Desired Candidate Profile : Candidate should be a Graduate Should have at least 1 + yrs of experience in selling Home loans & Mortgage loans Should have good communication skills and good knowledge in home loan industry. Should be confident, energetic, hardworking and zeal to learn and a go-getter attitude Should be a team player. Perks and Benefits : As per company policy. Candidates who are interested can share your updated resume at paromita@sundaramhome.in Note: Please mention in the subject of the mail the position & location you are applying for .

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5 - 10 years

5 - 15 Lacs

Bengaluru

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About Client Hiring for One of the Most Prestigious Multinational Corporations! Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 3 to 8 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5. Residential Underwriting Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Bangalore CTC Range : Upto 15 LPA (Lakhs Per Annum) Notice period : Immediate to 30 Days Shift Timing : US Shift Mode of Interview : Walk-in (01/04/25 to 04/04/25) Mode of Work : Work from Office -- Thanks & Regards, Hemalatha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore, Karnataka, INDIA. Direct Number: 08067432436 | Whatsapp 9900261540 hemalatha.c@blackwhite.in | www.blackwhite.in

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1 - 5 years

2 - 4 Lacs

Gwalior, Gurgaon, Agra

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Build and strengthen relationships with the Connector, DSA, Builder and Open market to ensure achievement of set business goals Make visits to the field and Channels to gather on ground feedback, provide inputs and support to the team Sales- HL, Lap Required Candidate profile 1. The candidate must be a graduate 2. 0.6 to 1 Year of experience in sales is preferred 3. The job requires extensive traveling so the candidate must be willing to travel within the city.

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1 - 4 years

2 - 3 Lacs

Jalandhar, Mohali, Karnal

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- Sourcing Home loans business from builders, real estate brokers, advisors & DSA -Strong knowledge of home loans, LAP, mortgage loans -Should have experience in open market business sourcing - Can apply for RO/RM/SM/DSA Manager - Individual Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply

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0 - 5 years

2 - 3 Lacs

Delhi NCR, Gurgaon, Jaipur

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Candidate Should Have Good Communication Skills Home Loan Sales Freshers Can Also Apply The job requires extensive traveling so the candidate must be willing to travel within the city. Bike is Mandatory Candidates Can Call @ HR PUJA-8295041955

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1 - 4 years

2 - 3 Lacs

Allahabad, Varanasi, Kanpur

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Build and strengthen relationships with the Connector, DSA, Builder and Open market to ensure achievement of set business goals Make visits to the field and Channels to gather on ground feedback, provide inputs and support to the team Sales - HL, Lap Required Candidate profile 1.Should have minimum 6 months of experience in sales (Home loan/ Mortgage Loan / Lap / Cross Sell) 2.Open for travelling 3.Candidate must have good communication skills 4.Fresher can not Apply

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1 - 6 years

4 - 8 Lacs

Bengaluru

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Roles and Responsibilities Review loan applications to determine creditworthiness of borrowers. Analyze financial statements, tax returns, and other relevant documents to assess borrower's credit risk. Conduct thorough analysis of applicant's financial situation using various tools such as DTI ratios, FICO scores, etc. Verify income documentation through employment verification calls or third-party vendors. Make informed decisions on approving or denying loans based on risk assessment. Desired Candidate Profile 1-6 years of experience in mortgage underwriting with a focus on conventional loans (FHA & VA). Strong understanding of US residential mortgage industry regulations and guidelines. Proficiency in analyzing complex financial data using software like Loan Origination Systems (LOS) or similar platforms. call hr Aditi@7795311459 call hr ruth@9590520040

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2 - 3 years

3 - 4 Lacs

Bengaluru

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Openings for Underwriter Looking for an experience with Underwriter or Mortgage/Banking call hr aditi@7795311459 call hr Ruth@9590520040 hr pooja@9886112704 hr Chaitra@ 7848820045 hr Shruthi@7849020010 Available Positions:-Underwriter location:Manyata salary upto 8 lks

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2 - 7 years

3 - 7 Lacs

Hyderabad, Mumbai (All Areas)

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Role & responsibilities Conduct detailed research on written complaints received from customers. Analyze the issues identified in the complaints and gather necessary information for resolution. Provide comprehensive written responses to customers, addressing all concerns raised in the complaints. Utilize critical thinking skills to evaluate the validity of complaints and to propose effective solutions. Collaborate with various departments to gather insights and information pertinent to the complaints. Maintain accurate records of customer interactions, complaints, and resolutions. Continuously improve the complaints handling process by identifying trends and recommending changes. Preferred candidate profile Graduate/Diploma (3 year) in any discipline. Bachelor's degree in accounting or finance or related field would be preferable Good experience in US Mortgage operations Candidate with experience in escalation management team from credit card operations background will also be considered. Proven experience in customer service or complaints handling. Strong critical thinking and problem-solving skills. Excellent written communication skills with the ability to convey complex information clearly and concisely. Good customer service attitude. Stress tolerance - Ability to work accurately under pressure. Good Team Player Willingness to work in night shifts(8.30 pm IST to 6:30 am IST) Experience in a regulated industry, understanding compliance and legal implications of customer complaints. Familiarity with customer relationship management (CRM)systems. Candidates with experience in customer support role in banking domain will also be suitable Immediate joiners only . Interested candidates please share your resume to priyadarshini.narayanan@cognizant.com

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0 - 5 years

2 - 3 Lacs

Vadodara, Ahmedabad, Rajkot

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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2 - 7 years

2 - 3 Lacs

Vadodara, Ahmedabad, Rajkot

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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0 - 5 years

1 - 5 Lacs

Rajapalayam, Dindigul, Karaikkudi

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Position: Branch Business Head, Relationship Manager, Branch Credit Manager. Job Location: Madurai | Dindigul | Rajapalayam | Palani |Theni | Karaikudi. No of Vacancies :30 We are looking for candidates who has experience Housing loan credit or Housing Loan sales Qualification: Bachelor's degree. Fresher can also apply. Interested candidates can share your resume to JoyceP@unicohfc.com. Contact :9884658958 - Joyce(HR).

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1 - 6 years

1 - 3 Lacs

Chapra, Forbesganj, Gopalganj

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AYE Finance Pvt. Ltd.- www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans &Mortgage Loans to micro enterprises across India. We are looking for * Relationship Officer/Relationship Manager (Mortgage/ Lap loans) in Bihar And Jharkhand Multiple locations. Locations Bihar BETTIAH Bihar GOPALGANJ Bihar CHAPRA Bihar SUPAUL Bihar SASARAM Bihar SAMASTIPUR Bihar GAYA Bihar JAMUI Bihar AURANGABAD Bihar SAHEBGANJ Bihar BEGUSARAI Bihar SHEIKHPURA Bihar DARBHANGA Bihar BHAGALPUR Bihar MUZAFFARPUR Bihar MOHANIA Jharkhand PURULIA Jharkhand SAHEBGANJ Jharkhand DALTONGANJ Jharkhand JAPLA Jharkhand RANCHI Jharkhand Itkhori Bihar Raxaul Bihar Madhubani Bihar Dalsingsarai Bihar Motihari Bihar Bagaha Bihar Mahua Bihar Bihariganj Bihar Sitamadhi Bihar Forbesganj Bihar Salempur Bihar Purnia Bihar Patna Bihar Danapur Experience: At least 1+ year of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac. 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Individual role profile. Budget: 3.30L CTC + Monthly Incentive +fuel conveyance Note- Only experience candidate can apply

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1 - 6 years

1 - 3 Lacs

Madurai

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Understand customer needs and develop plans to address them Identify key staff in client companies to cultivate profitable relationships Resolve customer complaints quickly and effectively Forward upselling and cross-selling opportunities to the sales team Promote high-quality sales, supply and customer service processes Aim to preserve customers and renew contracts Approach potential customers to establish relationships Gain solid knowledge of competitors

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0 - 5 years

1 - 5 Lacs

Salem, Tirupur/Tiruppur, Erode

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Position: Branch Business Head, Relationship Manager, Branch Credit Manager. Job Location: Annur|Attur| Coimbatore| Dharmapuri| Erode| Namakkal| Pollachi| Karur| Salem| Tiruppur. No of Vacancies :30 We are looking for candidates who has experience Housing loan credit or Housing Loan sales Qualification: Bachelor's degree. Fresher can also apply. Interested candidates can share your resume to sumithrak@unicohfc.com. Contact :9884658958 - Joyce(HR).

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3 - 8 years

3 - 5 Lacs

Machilipatnam

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Tadepalligudem, Eluru, Visakhapatnam

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Rajahmundry, Nellore, Kakinada

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Sangareddy, Gadwal

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Khammam, Hyderabad, Mahabubnagar/Mahaboobnagar

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Nalgonda, Suryapet, Bhuvanagiri

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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3 - 8 years

3 - 5 Lacs

Nizamabad, Karimnagar, Warangal

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Branch Sales Manager -Mortgage Loan AYE Finance Pvt Ltd - www.ayefin.com One of the fastest-growing NBFC, Aye Finance Pvt Ltd. providing Business Loans & Mortgage Loans to micro enterprises across India. Experience: At least 3+ years of experience in mortgage loan, Micro Lap Loan. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 4.Avg ticket size 2 to 10 Lac 5.ROI - 20 to 26% - should not be below 20% 6.Should be from Mortgage background - Micro LAP 7.Stability - should not be a Job hopper 8.Team Handling profile.

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Exploring Mortgage Jobs in India

The mortgage industry in India is growing rapidly, creating a demand for skilled professionals in various roles related to mortgages. Whether you are a fresh graduate looking to start your career or an experienced professional seeking new opportunities, the mortgage sector in India offers a wide range of job prospects.

Top Hiring Locations in India

  1. Mumbai
  2. Bangalore
  3. Delhi
  4. Hyderabad
  5. Chennai

These cities are known to have a high demand for mortgage professionals, with numerous job opportunities available.

Average Salary Range

The average salary range for mortgage professionals in India varies based on experience and expertise. Entry-level positions such as Mortgage Processor or Loan Officer may start at around INR 3-4 lakhs per annum, while experienced professionals in roles like Mortgage Underwriter or Mortgage Broker can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the mortgage industry may involve starting as a Mortgage Processor or Loan Officer, advancing to roles like Mortgage Underwriter or Mortgage Broker, and eventually reaching senior positions such as Mortgage Manager or Mortgage Specialist.

Related Skills

In addition to expertise in mortgages, professionals in this field are often expected to have knowledge and skills in areas such as finance, banking, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between a fixed-rate mortgage and an adjustable-rate mortgage? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the role of a mortgage servicer in the mortgage process? (medium)
  • What factors determine the interest rate on a mortgage loan? (medium)
  • How do you handle a situation where a borrower defaults on their mortgage payments? (advanced)
  • What are the key regulations governing the mortgage industry in India? (advanced)
  • How do you stay updated on changes in mortgage lending guidelines and regulations? (medium)
  • Can you walk me through the process of obtaining a mortgage loan from start to finish? (basic)
  • How do you evaluate the value of a property for mortgage purposes? (medium)
  • What are the key documents required for a mortgage application? (basic)
  • How do you handle confidential information in the mortgage application process? (basic)
  • Can you explain the concept of loan-to-value ratio in the context of mortgages? (medium)
  • How do you ensure compliance with anti-money laundering regulations in mortgage transactions? (advanced)
  • What are the common challenges faced by mortgage professionals in India? (medium)
  • How do you handle disputes between borrowers and lenders in the mortgage process? (advanced)
  • What are the key differences between a mortgage broker and a mortgage lender? (basic)
  • How do you assess the risk associated with a mortgage loan application? (medium)
  • Can you explain the concept of mortgage insurance and its importance? (medium)
  • How do you handle delays in the mortgage approval process? (medium)
  • What are the key factors that influence mortgage interest rates in India? (medium)
  • How do you ensure accuracy in mortgage documentation and paperwork? (basic)
  • Can you describe a challenging situation you faced in the mortgage industry and how you resolved it? (advanced)
  • How do you prioritize tasks and manage workload in a fast-paced mortgage environment? (medium)
  • What are the key qualities that make a successful mortgage professional? (basic)
  • How do you handle communication with clients throughout the mortgage process? (basic)

Closing Remark

As you explore job opportunities in the mortgage industry in India, remember to showcase your expertise, skills, and experience confidently during the interview process. With preparation and determination, you can secure a rewarding career in this dynamic and growing sector. Good luck!

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