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Mega walk- In Drive UK Mortgage underwriting process

Mega walk- In Drive UK Mortgage underwriting process

HCLTech

0 - 5 years

2 - 5 Lacs

chennai

Posted:1 month ago| Platform:

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Skills Required

mortgage underwriting us mortgage

Work Mode

Work from Office

Job Type

Full Time

Job Description

Interview Details

Interview Time - 10 AM - 3PM

No.

Job Title: Analyst
Location:
Chennai
Shift:
7 AM IST

Job Summary

Pre-Assessment

Key Responsibilities

1. Pre-Assessment

Review new-money home loan applications to ensure all mandatory documents and bank disclosures are valid, signed, and within acceptable timelines.
• Perform identity verification by matching system information with the provided identification documents. • Highlight discrepancies to brokers using system comments, following the standard template and predefined checklist.

2. Rework Triaging

Evaluate rework items using the defined matrix to classify them as simple or complex.
• Route complex cases to the Verification Officer and independently process simple rework items. • Escalate cases to the Verification Officer when uncertain.

3. Simple Rework

Review pending conditions based on provided documents or information. • Approve the application or issue a pending notice as required. • Mark the application status as
NPW
if the broker indicates the customer is unwilling to proceed.

Qualifications

24 years of experience in mortgage / home-buying processes.
• Strong attention to detail; thorough, accurate, and organized. • Analytical and problem-solving mindset. • Excellent communication and stakeholder management skills with strong customer focus. • Self-motivated, results-driven, and team-oriented. • Strong judgment, critical thinking, and ownership of outcomes.

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