Mega Walk-in Drive For Mortgage Quality

If you are looking for an exciting opportunity, join us at the Walk-in Drive!

hiring for Associate

Walk-in Drive Details:

Location:

Date:

Time:

Contact HR SPOC Dharani & Sanjay

Job Summary:

To effectively monitor mortgage underwriting activities, typical responsibilities in Australian mortgage roles include:

• Evaluating client financials

  to determine loan eligibility.

• Recommending appropriate loan products

  based on client needs and financial profiles.

• Processing loan applications

  efficiently and accurately.

• Ensuring compliance

  with lending regulations and internal policies.

• Maintaining quality standards

  , conducting regular audits, and ensuring adherence to guidelines.

• Providing constructive feedback

  and coaching team members to enhance performance and drive continuous improvement.

Key Responsibilities:

• Conduct audits on mortgage underwriting cases
• Evaluate adherence to Australian credit policies and lender guidelines based on SOP
• Identify errors and trends in processing
• Provide constructive feedback to underwriters based on audit findings
• Conduct one-on-one coaching sessions to address performance gaps
• Escalate potential risks or non-compliance issues to the TL.
• Ensure adherence to NCCP (National Consumer Credit Protection Act), AML, and other regulatory requirements.
• Maintain audit documentation and RCA log.
• Prepare daily/weekly audit reports
• Track individual and team quality scores

Requirements:

• Graduate/Postgraduate in Finance, Commerce, or a related field.
• 2+ years of experience in mortgage operations, with at least 1+ year in a quality assurance role
• Strong attention to detail and analytical skills, communication skills
• Good knowledge of MS-excel skills (Analysis of data and reporting dashboards).
• Ability to work in fast-paced environments and meet deadlines.

Preferred Skills:

• Certification in mortgage lending or credit assessment.
• Experience with income types including PAYG, self-employed, rental, foreign income.
• Sound knowledge of credit bureaus like Equifax (AU).
• Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.
• Proficiency in tools like MS Excel and capable of doing basic root cause analysis, framing action plans, lean and Continuous Improvement) with good communication skills.