Manager - Retail Credit - Housing - Credit - Aligarh - Shree Deepam - JM

You will be responsible for underwriting mortgage business and managing the portfolio in the assigned branch/location. Your core responsibilities will include reviewing and assessing a broad range of complex loan applications within defined guidelines, underwriting proposals as per laid down policies & procedures, conducting personal discussions with customers to establish credit worthiness, assessing income to obligation ratios, maintaining portfolio MIS and other related MIS, building effective relationships with third parties, exceeding service quality standards, critical review of credit proposals, ensuring collateral and credit risk mitigation, enabling quick turnaround time of credit lending proposals, ongoing review of credit exposures, documentation of proposals, managing the credit underwriting function of the branch, and ensuring recovery of quick mortality cases. You should have a Graduate or Masters/Post Graduate qualification and preferably possess certifications such as CA/MBA.,