Manager

You will be responsible for assisting in the effective implementation of risk management frameworks and fostering a strong risk culture within the organization. This includes executing policies, processes, thresholds, and controls that enable prompt risk identification, accurate risk measurement, and effective risk management. Additionally, you will assist the Chief Risk Officer in implementing risk management frameworks and promoting a risk-aware culture. Your responsibilities will also involve reviewing credit appraisal notes, including financial projections and analysis, and assessing credit risk through annual report reviews. You will assign and review internal ratings by monitoring performance against stipulated covenants and Early Warning Triggers. Furthermore, you will contribute to the development and enhancement of risk reporting dashboards for management and Board meetings. In this role, you will support the development of the Risk and Control Self Assessment (RCSA) framework and Key Risk Indicators for effective operational risk management. You will also assist in reviewing the ICAAP Policy, preparing ICAAP calculations, and enhancing ICAAP models/methodologies in line with internal policies and regulatory guidelines. Additionally, undertaking any additional responsibilities as assigned by the Chief Risk Officer will be part of your role. To be successful in this position, you should ideally be a post-graduate with a degree in Business Administration (MBA) specializing in Finance, or hold qualifications such as CA, FRM, or similar. You should have up to 5 years of experience in Banks, NBFCs, or AIFIs. Moreover, you should possess the ability to work in cross-functional teams and coordinate with multiple stakeholders for project completion. Strong commitment and clear communication skills, both verbal and written, are essential for this role. You should have an in-depth understanding of credit risk assessment processes, including valuation methodologies and credit risk assessment models. Knowledge of accounting concepts, capital adequacy, and components of balance sheets and income statements is crucial. Furthermore, a deep understanding of model/data constructs and theoretical/conceptual frameworks for model development is required. Proficiency in analyzing and interpreting data trends or patterns using appropriate mathematical frameworks and statistical tools is also important. Strong analytical and problem-solving skills, with a high level of numeracy and research capabilities, will be beneficial in fulfilling your responsibilities effectively.,