PTC India Financial Services - Manager - Risk

As an individual responsible for assisting in the effective implementation of risk management frameworks and fostering a strong risk culture within the organization, your primary goal is to execute policies, processes, thresholds, and controls that facilitate prompt risk identification, accurate risk measurement, and effective risk management. You will work closely with the Chief Risk Officer to implement risk management frameworks and promote a risk-aware culture within the organization. This includes reviewing credit appraisal notes, assessing credit risk through annual report reviews, and monitoring performance against stipulated covenants and Early Warning Triggers. Your role will also involve contributing to the development of risk reporting dashboards for management and Board meetings, as well as supporting the development of the Risk and Control Self Assessment (RCSA) framework and Key Risk Indicators for operational risk management. In addition, you will assist in reviewing the ICAAP Policy, preparing ICAAP calculations, and enhancing ICAAP models/methodologies in accordance with internal policies and regulatory guidelines. You may also be assigned additional responsibilities by the Chief Risk Officer. To excel in this role, you are expected to be a post-graduate with a degree in Business Administration (MBA) specializing in Finance or hold qualifications such as CA, FRM, or similar certifications. You should have up to 5 years of experience in Banks, NBFCs, or AIFIs and possess the ability to work in cross-functional teams, coordinate with multiple stakeholders, and demonstrate strong commitment and clear communication skills. Your in-depth understanding of credit risk assessment processes, including valuation methodologies and credit risk assessment models, will be crucial. Knowledge of accounting concepts, capital adequacy, components of balance sheets and income statements, model/data constructs, theoretical/conceptual frameworks for model development, and proficiency in analyzing and interpreting data trends using appropriate mathematical frameworks and statistical tools are essential for this role. Overall, your role will require strong analytical and problem-solving skills, a high level of numeracy, and research capabilities to effectively contribute to the organization's risk management objectives.,