Product Manager - Supply Chain Finance Position Grade: M M /strong> Business Unit: SME Job Purpose The AVP - Product and Program will support the National Program & Product Manager in executing strategies and initiatives aimed at driving the growth and efficiency of our SME finance business. The role requires a strong understanding of market trends, policy implementation, performance tracking, and process improvement. The AVP will collaborate with various teams to ensure seamless product development, customer onboarding, and retention strategies. Main Accountabilities Market and Industry Analysis: Conduct in-depth market research to identify trends and opportunities in the SME finance sector. Assist in the development of market-related strategies and product offerings that align with business objectives. Onboarding New Corporates: Support program managers in identifying and securing new corporate partnerships. Drive initiatives for the growth of the supply chain finance business. Policy Implementation: Assist in the rollout of new policies and amendments. Ensure effective communication and training on new policies to all relevant stakeholders. Performance Tracking : Generate and analyze MIS reports to monitor business performance. Track key metrics such as disbursements, account numbers, fees, Portfolio at Risk (PAR), Non-Performing Assets (NPAs), and productivity. Retention Strategies: Help devise and implement retention strategies and life cycle management approaches. Monitor market dynamics and regulatory changes to adapt retention strategies accordingly. Strategic Partnerships: Identify and develop strategic partnerships with external agencies. Facilitate initiatives aimed at customer acquisition and revenue growth. Automation and Digitization: Support the implementation of automation and digitization projects for SME finance products. Ensure streamlined processes for enhanced efficiency and customer satisfaction. Marketing Collaboration: Work closely with the marketing team to develop and execute marketing schemes and campaigns. Drive initiatives that promote business growth and customer engagement. Product Innovation: Assist in the development and launch of new SME finance products. Contribute to the introduction of innovative financial solutions such as Channel Finance, Working Capital Products, Factoring, and Term Loans. Process Improvement: Identify areas for process improvement and support initiatives to enhance customer experience. Implement effective retention processes and strategies. Team Development: Identify training needs and facilitate training programs for team members. Ensure all employees are well-versed in SME finance products and processes. Compliance: Ensure adherence to company policies, processes, and procedures. Maintain a high standard of compliance across all business operations. JD Written by

Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for mortgage and maintain strong liaison for repeat business or referrals Maximize sales through a network of DSA / Direct Sales / CA / Builders by effectively managing connector and builder relationships to ensure strong business Identify and maintain key builder/channel relationships. Maximize number of APFs and increase penetration in the approved APF projects. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensure high quality Customer Service Ensure good Portfolio Quality Sales Planning and Team Management Optimize team productivity by effectively managing the team of sales managers so as to assure achievement of team results and maximize profitability of the region Align with the team on ground lead generation activities for Sales. Lead and supervise the sales teams for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Manage team size by recruiting quality resources and grooming from time to time in presentation and selling skills Adopt Sales Digitization tools and effectively implement the same with the teams Industry & Governance Ensure superior communication of objectives through Area review meets Develops an ability to plan and execute effective long range area sales growth plan Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Graduate : Yes Masters/Postgraduate: Yes

Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the companys base of customers for mortgage and maintain strong liaison for repeat business or referrals Maximize sales through a network of DSA / Direct Sales / CA / Builders by effectively managing connector and builder relationships to ensure strong business Identify and maintain key builder/channel relationships. Maximize number of APFs and increase penetration in the approved APF projects. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Ensure high quality Customer Service Ensure good Portfolio Quality Sales Planning and Team Management Optimize team productivity by effectively managing the team of sales managers so as to assure achievement of team results and maximize profitability of the region Align with the team on ground lead generation activities for Sales. Lead and supervise the sales teams for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Manage team size by recruiting quality resources and grooming from time to time in presentation and selling skills Adopt Sales Digitization tools and effectively implement the same with the teams Industry & Governance Ensure superior communication of objectives through Area review meets Develops an ability to plan and execute effective long range area sales growth plan Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Graduate : Yes Masters/Postgraduate: Yes

Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) Ensure that the NPAs are kept within assigned budget and active efforts are made to minimize it. Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payouts Conduct asset verifications and possession as per SARFESI / Section process through court receivers. Track control the delinquency of the area (Bucket DPD wise) and focus on nonstarters Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio initiate detailed account level review of high ticket accounts Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

To ensure the achievement of disbursement targets of retail loan product with minimum delinquency. Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Sanction ratio target achievement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Provide training to staff members and vendors so as to develop a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations. Exp (in yrs) :- yrs Qualification :- Graduate in any discipline Qualification :- Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

Core Responsibilities: Branch Process Management Execute the defined strategy to achieve the defined performance of the branch. Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies Expand and retain the companys base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. Build and develop a defined source mix comprising of direct and indirect sourcing channels. Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. Manage post-sales customer/channel partner escalation. Co-ordinate and supervise all key departments internally and strategies the road map for lending products. Managing branch operating costs including cost of acquisition, expenses and operations. Closely monitors the quality of book ensuring minimum delinquency at the branch level. To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area Collaborate effectively with departments including Channel partners. Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. Responsible for the overall administrative functioning of the branch. Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Graduate : Yes Desired Experience: Minimum - years in the field.

Step into the role where you will be responsible for managing a team of professionals, overseeing the servicing of syndicated loans. The role requires expertise in syndicated loan servicing, strong leadership abilities, and a deep understanding of risk mitigation practices and ensuring compliance with loan agreements, timely interest and principal payments and effective coordination among agent banks and asset management to mitigate risks and enhance operational efficiency Key requirements for the role: Strong understanding of syndicated loan structures, terms, and servicing requirements. Exceptional leadership, communication, and interpersonal skills, with the ability to engage and motivate teams. Proven experience in leading and managing teams in a high-pressure, deadline-driven environment. Actively manage risk related to loan servicing, including credit, operational. Shift timings- UK Shifts. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role can be based in Noida. Purpose of the role To support Wholesale Lending with day-to-day processing, reviewing, reporting, trading and issue resolution. Accountabilities Support with day-to-day Wholesale Lending initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise. Monitoring the bank s lending operations to ensure that they are conducted in an efficient and effective manner and comply with relevant regulatory requirements. Collaboration with teams across the bank to align and integrate Wholesale Lending processes. Identification of areas for improvement and providing recommendations for change in Wholesale Lending processes. Development and implementation of Wholesale Lending procedures and controls to mitigate risks and maintain operational efficiency. Development of reports and presentations on Wholesale Lending performance and communicate findings to internal senior stakeholders. Identification of industry trends and developments to implement best practice in Wholesale Lending Services. Participation in projects and initiatives to improve Wholesale Lending efficiency and effectiveness. Assistant Vice President Expectations Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. Identify ways to mitigate risk and developing new policies/procedures in support of the control and governance agenda. Take ownership for managing risk and strengthening controls in relation to the work done. Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc). to solve problems creatively and effectively. Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. Influence or convince stakeholders to achieve outcomes.

Will be responsible for meeting targets, identify new sources from assigned geography, and maintain good relationship with sources, achieving efficiency of assigned geography and sources there by achieving the desired productivity expected by the company. Area/ Geography Mapping. Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. Knowledge, Skills Functional Competency Knowledge of the entire geography. Ability to plan and map the allocated geography into areas/lane to lane. Ability to use tools and resources to identify potential sources. Source Relationship Management. Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. Knowledge Skills Functional Competency Ability to understand the potential and ensure the expected LSR, SLR and MS of the source. Knowledge and ability to use various tools which can be utilized to improve relationship and ratios. Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. Knowledge, Skills Functional Competency Knowledge of various reports to be maintained Ability to capture data in the prescribed format Ability to understand and perform all functions of diary Channel Partner Recruitment Responsible for identification of channel partners Knowledge of BSA empanelment process. Ability to identify the potential channel partner Ability to identify whether the BSA falls within the norms and category defined. Responsible for attending team huddle on a daily basis as per the set process Knowledge of daily morning huddle process Ability to provide data in the prescribed format based on business requirements. Customer Relationship Management Responsible for enhancing the customer experience by developing and maintaining relationship with customers Knowledge of all products of HDFC and competition Ability to sell products and provide required services to customers Knowledge of KYC documentation Knowledge of legal documentation and technical process Knowledge and ability to use sales kit Ability to analyse credit document and derive eligibility Ability to handle objections Behavioral Competencies 1. Interpersonal Skills Customer Relationship Management, Source Management Geography Mapping, Sales Management 2. Selling Skills Conversions, Handling Customer Objections Good to Have 3. Working from Service perspective 4. Logical Reasoning 5. MBA fresher candidates are welcomed

Strategy and Planning Devise an effective cane procurement module to facilitate smooth cane procurement on part of the DBSIL and also help farmers preplan their cane harvesting schedule for a smooth supply of their harvest in the crushing season Prepare annual as we'll as season-wise cane development budgets in line with the strategies and production plans devised by the Production Head Customer Engage with farmers towards cane development by promoting various yield improvement techniques through a structured educational and extension program Spread knowledge on advanced practices in agronomy, cropping practices and plant protection programme to farmers Work closely with the farmers and continuously motivate them for adopting new promising varieties of cane replacing the old and degenerated varieties Liaise with new farmers or farmers with new cultivable land to promote monetary benefits of sugarcane plantation in order to cover more area under sugarcane plantation Liaise with Government authorities like Cane Development Board to facilitate statutory permissions and subsidized institutional loans for farmers Operations Supply sugarcane farmers with high yielding variety seeds Ensure initiation of use of modern techniques and IT tools for monitoring, developing and procuring cane from the command area Incentivize sugarcane development program by providing seed and seed transport subsidies to the farmers to facilitate growing early, improved/high sugared varieties of cane Identify gaps in prevailing methods of cane cultivation and suggest low cost alternatives like trench planting and wider spacing to improve cane yields Ensure continuous surveillance of cane crop round the year and support farmers in keeping the crop healthy and disease free Self/ Team Development Review and monitor performance of team members and provide requisite developmental support/ inputs Recommend training as required for team s development Develop the team and update their knowledge base to cater the organization need Strategize avenues for enhancing employee satisfaction in the function, resulting in high engagement levels of employees

Education: Degree in Agriculture or related field Job Overview: We are looking for a Regenerative Agriculture Field Officer to join our team and help implement regenerative farming practices across multiple regions in Maharashtra. The ideal candidates should have hands-on experience with regenerative agriculture and will be responsible for training farmers, collecting soil samples for testing, and data collection related to farm performance. This is a full-time role, with positions available across various regions in Maharashtra. Key Responsibilities: Training Farmers : Conduct on-ground training sessions to educate farmers about regenerative agriculture practices, including soil health, crop rotation, and sustainable farming techniques. Soil Testing : Collect soil samples from farms for analysis and submit them to the laboratory. Data Collection : Gather and maintain data of farmers enrolling in the program, ensuring accurate records, and provide annual updates to the field manager. Field Visits : Regularly visit farms in assigned locations to ensure training effectiveness, provide continuous support to farmers, and check that farmers are following the guidelines. Regional Focus Ensure smooth operations in the following locations: Kolhapur (3 positions) Sangali (2 positions) Satara (2 positions) Pune (2 positions) Solapur (3 positions) Dharashiv (1 position) Ahilyanagar (3 positions) Nasik (1 position) Nandurba (1 position) Chhatrapati Shambhajinagar (1 position) Jalna (1 position) Beed (1 position) Parbhani (1 position) Nanded (1 position) Latur (1 position) Yavatmal (1 position) Requirements: 1-2 years of experience in regenerative agriculture, organic farming, or a related field. Knowledge of soil health management , regenerative farming techniques , and sustainable agricultural practices . Ability to train farmers and communicate effectively about agricultural best practices. Strong skills in data collection and reporting . A degree in Agriculture or a related field is preferred. Willingness to travel and conduct field visits in the specified regions. Ability to work independently and manage responsibilities in multiple locations. Preferred Qualities: Passion for sustainable farming and environmental conservation . Strong communication and interpersonal skills to engage with farmers. Problem-solving mindset with the ability to adapt solutions to different farming conditions.

Razorpay Cross Border Team is looking for a professional who can sustain and nurture solid relationships with key clients, drive growth product usage in the enterprise ecosystem.The person would be responsible for communicating with customers, understanding their needs, ensuring a smooth sales process and be tasked with enabling accounts in the enterprise segment to adopt Razorpays cross border payments stack that is reimagining global money movement needs for businesses in the country. Roles and Responsibilities: You will be primarily responsible for managing the existing products wallet share and net revenue within the portfolio, and also developing and closing new business prospects within the portfolio. Develop product expertise to ensure smooth sales. Drive the development of the sales pipeline within the overall portfolio aggressively through prospecting and doing sales pitches. Be the customers voice, clearly communicating requirements and feedback to other departments such as banking, product development and account management. Cross Selling and Up-selling to the client base and growing the account to achieve the portfolio quota. Conducting business reviews to ensure clients are satisfied with their products and services. Attending meetings with clients inside and outside their offices to build better relationships with them. Achieving client relationship targets and KPI s as set by the team lead. Liaising with internal departments to ensure client needs are fulfilled effectively. Escalating and resolving areas of concern as raised by clients. Updating the CRM for any change with regard to a client. Mandatory Qualifications: Overall 5-7+ of relevant experience in Key Account Management/Sales in B2B space. Knowledge of best customer service practices. Strong interpersonal skills and an ability to build rapport with customers. High action for bias and ability to work with multiple stakeholders in parallel

Digital Wallet Resources We are looking for a highly skilled Agronomist (Data Analyst) to join our team in Ahmedabad. This role requires a strong background in Agronomy and expertise in data analysis to assess satellite data, soil testing reports, and other agronomic data. The ideal candidate will have the ability to correlate data from various sources (such as NDVI and soil reports), identify farming issues, and provide actionable solutions. Key Responsibilities: Data Analysis : Analyze satellite data, soil testing reports, and other agronomic data to monitor farm health and productivity. Correlation of Data : Correlate different types of agronomic data (such as NDVI , soil reports, etc.) to identify farming problems and suggest possible solutions. Problem Identification : Analyze the data to identify problems related to soil health, crop performance, pest infestations, etc., and propose practical solutions. Reporting : Prepare detailed reports with actionable insights based on data analysis for farmers, FPOs (Farmer Producer Organizations), and internal teams. Collaboration : Work closely with the agronomy team to provide data-driven recommendations for improving farming practices. Monitoring Trends : Track long-term data trends and provide insights into crop performance, soil health, and other key metrics. Requirements: 3+ years of experience in Agronomy or Agriculture Data Analysis , with a focus on soil testing and remote sensing data . Strong understanding of soil testing reports , NDVI , and other relevant agronomic data sources. Experience with data analysis tools for processing satellite data and agronomic reports. Ability to identify farming problems and solutions based on data correlation and analysis. A degree in Agronomy , Agriculture , or a related field. Strong analytical skills and attention to detail when interpreting complex data. Excellent communication skills to present findings clearly and work with internal and external stakeholders. Ability to work independently and manage projects efficiently. Preferred Qualities: Knowledge of remote sensing technologies and how to apply them in agriculture. Passion for sustainable farming and data-driven solutions for agricultural improvement. Strong problem-solving skills with the ability to turn complex data into actionable insights.

Digital Wallet Resources Job Tittle: Agronomist Location: Ahmedabad Salary: 2,40,000 to 3,60,000 per annum Job Types: Full-time, Onsite Vacancy: 1 Position Experience: 3+ years Education: Degree in Agronomy or related field Job Overview: We are seeking an experienced Agronomist to join our team in Ahmedabad. The ideal candidate will have a strong background in Integrated Pest Management (IPM) and Residue-Free Farming . In this role, you will guide the company s Farmer Producer Organizations (FPOs) , provide expert solutions to farmers, and help design and implement agronomic practices. The role involves a mix of office and field-based work, including problem-solving and field visits as needed. Key Responsibilities: Agronomic Design : Design and implement agronomy-based solutions, specifically focusing on IPM (Integrated Pest Management) and Residue-Free Farming techniques. Guidance to FPOs : Offer guidance and expert advice to the company s Farmer Producer Organisations (FPOs) on farming practices, crop management, and soil health. Problem-Solving : Assist farmers in identifying and solving agronomic challenges they face during farming, offering practical and sustainable solutions. Field Visits : Conduct occasional field visits to monitor farming activities and provide on-site advice and guidance. Collaboration : Work closely with internal teams to ensure agronomic best practices are implemented effectively across all farming operations. Requirements: 3+ years of experience in agronomy, with a focus on IPM and Residue-Free Farming . Strong knowledge of agronomic practices and the ability to design and implement solutions for farming issues. A degree in Agronomy or a related agricultural field. Strong communication skills to engage with FPOs and farmers and offer effective solutions. Willingness to work in both office- and field-based environments . Preferred Qualities: Passion for for success. With features like satellite monitoring, soil testing, personalized advice, and more, we simplify farming. Plus, our platform provides access to agricultural loans, ensuring the support needed for growth. Services

By continuing to use and navigate this website, you are agreeing to the use of cookies. Accept Close Select how often (in days) to receive an alert: Select how often (in days) to receive an alert: Ludhiana, PB, IN, 141003 IOL CHEMICALS AND PHARMACEUTICALS LIMITED JOB DESCRIPTION POSITION TITLE : Senior Executive DEPARTMENT : Human Resource Management SUB- DEPTT : Human Resource Management JOB TYPE : Full time / Contract Job Req ID : 1540 Job Summary: The Senior Executive - HR will be responsible for managing and overseeing payroll processes, ensuring compliance with statutory regulations, and supporting HR operations efficiently. The role requires strong analytical skills, attention to detail, and expertise in payroll administration, HR operations, and employee data management. Key Responsibilities: Oversee the end-to-end payroll process, ensuring accuracy and compliance with company policies and legal regulations. Prepare, process, and validate payroll data, including salaries, bonuses, allowances, deductions, and statutory contributions. Coordinate with the finance team for payroll disbursement and reconciliation. Address payroll discrepancies and resolve issues in a timely manner. Maintain confidentiality and security of payroll data. Validation of GWR on a monthly basis. Time Management w.r.t. to Head Office members (On rolled & Retainers). Process Retainers and consultants bills as centralize. Monitor Loans and advances process in SAP. Other One-time payment and deductions in monthly Payroll. Validation of FBP and Car Bills. Compliance and Statutory Requirements: Ensure Payroll compliances i.e. including, Provident Fund, ESI, LWF Statutory Bonus etc. Manage and maintain payroll records for internal and external audits and inspections. Keep updated with changes in payroll regulations and implement necessary adjustments. Manage HRIS for accurate and updated employee data. Handle employee onboarding and offboarding formalities, including documentation and final settlements. Employee Insurance Administration: Administer employee insurance policies, including health, accidental, and life insurance. Handle claims processing, renewals, and updates in coordination with insurance providers. Communicate insurance policies and benefits to employees and address related queries. Maintain updated records of beneficiaries and policy details. Liaise with insurance brokers for policy enhancements and claim settlements. Reporting and Analysis: Generate monthly, quarterly, and annual payroll reports for management. Conduct variance analysis to identify discrepancies and recommend corrective measures. Provide data and insights for budgeting and cost management. Provide salary and head count details for board meeting on quarterly and annual basis. Qualifications and Skills: Education: Master s degree in Human Resources. Experience: Minimum of 3-6 years of experience in payroll management and HR operations. Technical Skills: Proficiency in payroll software (SAP) and MS Excel. Soft Skills: Strong analytical abilities, excellent communication, problem-solving skills, and attention to detail. Compliance Knowledge: Sound understanding of payroll regulations, labor laws, and statutory compliance.

JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language

JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language