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2.0 - 7.0 years

2 - 3 Lacs

Ahmednagar

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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2.0 - 7.0 years

4 - 9 Lacs

Nagar

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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1.0 - 4.0 years

7 - 11 Lacs

Jorhat

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Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Under Graduate/ Graduate in any discipline

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12.0 - 18.0 years

8 - 12 Lacs

Hubli, Mangaluru, Mysuru

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The purpose of this job is to plan regional sales and business growth with the Zonal Sales Manager and meet stated targets considering local variances and competitive dynamics. This role takes joint approval decisions with Risk counterpart as per approval matrix, and partners with Risk, Operations and Sales Governance teams to ensure portfolio health. It supports business profitability by identifying and addressing underperformance, adopting/ proposing process improvements, capitalizing on channel optimization opportunities, etc It serves as a point of escalation for specific cases/ exception handling and supports the removal of bottlenecks at the regional level. It also drives cross-selling across ABHFL and ABFSG products/ solutions in the region as per agreed zonal plans and unique client requirements. 3-4 ASM Other Quantitative and Important Parameters for the job: Budgets/ Volumes/No. of Products/Geography/ Markets/ Customers or any other parameter Organizational Context Key Aspects: Part of the Aditya Birla Capital Limited, Aditya Birla Housing Finance Limited (ABHFL) is registered with the National Housing Bank as a housing finance company under the National Housing Bank Act, 1987. The company offers a complete range of housing finance solutions such as home loans, home improvement and home construction loans, balance transfer and top-up loans, loans against property and construction finance. The company acquired its license on 9 th July 2014 and has aggressive growth plans. ABHFL has grown at a steady rate while reporting good asset quality despite challenges in the operating environment. While the industry is dominated by five large groups, there has been an emergence of segments like Affordable and self-employed borrowers, given the high potential in these segments. Despite increased focus by banks, HFCs have been able to maintain their share in the mortgage market. and is poised for rapid growth and plans to grow 5X (40,000 Cr) in the next 5 years. This shall take ABHFL within the top 5 percentile of HFCs in the country. The ABHFL Sales organization works broadly with 3 customer segments retail (individual) customers, institutional customers (for retail and institutional loan consumers) and builders (for both retail tie-ups and construction finance), with a major share of the business coming from retail customers. Client segments can also be divided into Salaried and Self-employed, with both of these having very different preferences and needs. Job Context Key Aspects: Providing housing finance (to buyers), Loan against Property, Commercial Property Purchase, Lease Rental Discounting and Construction Finance (to builders) solutions, ABHFL caters to a diverse range of customer segments through its various service offerings. Additionally, being predominantly retail driven, the business is characterized by high volume of loan transactions and customer relationships. As a result, ABHFL business performance is strongly impacted by people, process and organizational efficiencies, alongside core business drivers such as product/ solution quality, channel and customer relationship management and risk management. While unit of sizing up the business is its loan book size, profitability and minimized delinquency are also key business objectives. Higher cost of funding impacts profitability as we'll as competitiveness of loan rates that can be offered to clients For retail customers, identifying and acting on relevant needs for target demographics/ customer segments/ etc, in an efficient manner ensuring process, statutory and regulatory compliance at all times, are key for building business performance and sustainability. For institutional/ builder customers, understanding and addressing complex business requirements via proactive relationship management and customized solution fitment, while ensuring compliance at all times, are important to gain competitive advantage in this segment. The RSM ABHFL is responsible for driving regional sales operations in line with the strategy devised and agreed with the ZSMABHFL, to achieve targeted book size, profitability, growth & customer service objectives via requisite business development, client engagement and team mobilization initiatives. Key Challenges To co-create a regional/ state sales strategy (in consultation with the ZSM-ABHFL), that takes into account state-specific realities and challenges associated with being a new brand in a cluttered marketplace To drive regional performance, overcoming competitive pressures to grow market share and create book of desired size To stay up to date on the latest market and sector trends, identifying opportunities/ challenges for the regional business to capitalize on/ prepare for, and provide relevant inputs to the ZH as we'll To ensure loan conversion/ sanction/ utilization percentages are high and an appropriate sourcing funnel is built to meet targets To constantly upgrade financial & operational know how of self and team members on industry dynamics, effective negotiation and relationship building, and efficient loan processing for maintaining lasting relationships with customers while ensuring portfolio health and profitability To ensure compliant regional sales operations at all times, despite sales pressures and market cycles To ensure credit quality and effective portfolio selection/ pre-screening thereby minimizing potential NPAs To ensure team motivation and engagement in a high pressure work environment and a competitive talent market Enabling Skill Sets & Qualifications Critical skill sets required to meet these challenges include business acumen, strong team management and communication, execution skills, product-market understanding, and operations integration & controlling skills. Education & experience required to fulfil this profile are a postgraduate with minimum 8 - 10 yrs of total sales experience in the Banking/ NBFC space, of which at least recent 5 - 6 yrs experience should be in HFC sales. Key Result Areas ( Max 1325 Characters) Regional Sales Strategy Work with ZSM-ABHFL on devising the regional business strategy and operations plan, considering product-environmental factors, competitive forces and sector-specific trends Ensure cascade of strategy and plans to the team down the line for effective execution and alignment Ensure branch planning and operations (resourcing, productivity, compliance, etc) in line with regional strategy Provide inputs for effective sales incentive/ payout scheme design, considering state level factors, business practices/ norms, etc Track industry and market developments, scanning the market and its competitive offerings on a periodic basis; report on and direct team s basis emerging trends and business opportunities Work with Construction Finance Team on building business volumes for the same, till the time a dedicated team is instated Business Growth & Customer Acquisition/ Engagement Identify business growth opportunities at a regional level, drive expansion and new customer acquisition strategies (identifying potential prospect hubs, advising on channel mix, etc) to create a book of targeted size Plan and drive efforts towards achieving stated business targets, intervening as required on critical/ complex transactions Communicate regional objectives and allocate targets to team members appropriately Track cases in the complaint tracker/ escalations received, liaising with relevant stakeholders as required to drive satisfactory closure Deploy efforts/ initiatives in consultation with ZSMABHFL, arising from customer satisfaction survey and resulting NPS (Net Promoter Score), targeting identified focus areas Design and deploy relevant solutions and schemes to drive sales and enhance profitability, ensuring dual focus on sales expansion (product mix, channel expansion, etc) as we'll as cost optimization (product optimization, channel optimization, budget adherence, team productivity, etc) Proactively manage key account relationships in the region, across customers, distributors and major distributors Analyze and review periodic regional MIS reports for disbursements, profitability, NPAs, market expansion, etc and communicate to ZSM - ABHFL as we'll as down the line Operational Effectiveness Drive adoption of efficient business processes/ operations across the Customer Lifecycle (Sourcing, Approval, Servicing, Collections) Manage distribution in the region across developers, DSAs, Arrangers, IPCs, Connectors and through direct teams, corporate channels Drive process efficiencies and faster TATs through strong relationships with stakeholders across processes and functions (Risk, Operations, Sales Governance) and efficient operations Drive a high-performance culture by reinforcing focus on sales growth objectives, effective client engagement, monitoring sales operations and productivity metrics, and providing support and guidance as required Drive the implementation of improved processes and best practices in order to enhance operational effectiveness, productivity and overall business impact Cross-Selling across ABFSG products Drive activities and initiatives in the team as per Cross-Selling strategy agreed with ZSM- ABHFL Drive alignment to the adopted Cross-Selling strategy by supporting teams down the line with requisite communications, training, guidance, etc as required Team and Internal Stakeholder Management Guide and develop team members to facilitate better client engagement, customer acquisition, and more efficient business operations, helping them achieve superior performance standards via regular reviews, joint visits, etc Nominate teams for relevant technical and behavioral trainings/ seminars and work on self-development initiatives Proactively build and maintain relationships with key internal stakeholders for smooth cross-functional coordination and alignment towards achievement of business objectives Conduct/ ensure relevant engagement and training programs to develop teams and ensure motivation and retention of key talent Portfolio & Risk Management Work with the Risk, Operations and Sales Governance teams counterparts to ensure mutual alignment on and adherence to risk management and control mechanisms Support risk and review process in the region through robust appraisals as part of the credit approval process and by reviewing the loan sanctioning, disbursement process and documentation to ensure controlled operations Review financial risk via analysis of regional operations MIS and Data Analytics reports Drive compliant Sales Operations and sound risk management via partnership with Risk, Operations and Sales Governance teams, and proactive communication and guidance; drive timely PDD closures and collections As part of Relationship Maintenance with institutional customers, review reports on client accounts, business performance, etc and liaise with Risk while guiding team on delinquency cases Train and guide the team for alignment with adopted early alert strategies to reduce NPA risks and losses Review and report systematic MIS on NPAs and credit trends, and proactively identify risks to maintain portfolio quality and liaise with customers, risk team and other internal stakeholders as required 5) Job Purpose of Direct Reports: Describe the job purpose of the direct report/s to the job (in 2-3 lines for each report) Area Sales Manager ABHFL Responsible for building book size as per assigned targets while ensuring sufficient sourcing funnel, revenue generation, profitability, MIS, portfolio management, as per desired levels; to devise effective client prospecting and relationship maintenance tactics as per distinct needs of target constituents; to ensure the end to end management of solutions and transactions with superior delivery and credit quality 6) Relationships: Describe the nature and purpose of most important contacts or relationship (except superior/team members) with individuals, departments, organizations inside and outside of the organization, that job is required to interact with in order to deliver the job objectives Relationship Type ( Max 80 Characters) Frequency Nature ( Max 1325 Characters) Internal Zonal Sales Manager Area Sales Manager Sales Governance Business Development Team Builder Segment Team Risk Function Operations Function HR Functions Marketing Function IT Function Business MIS, review on new market development, product performance & progress on objectives, escalations Review of sales operations, planned execution, escalation/ exception cases Ensuring sales compliance; payout/ incentive design-execution, channel, team on-boarding, etc Identifying & developing new institutional relationships Identifying, developing, maintaining builder relationships Proposal evaluations, portfolio monitoring, NPA management Client servicing issues, TAT reviews, NPA management Recruitments, Performance Reviews, Training, Talent Management Support on Marketing programs Back-end/ systems support External Existing and Prospective customers External Forums & Networking platforms Fortnightly/ Need Based Monthly/ Ongoing CRM for relationship management and understanding needs for customized solutions Develop relationships in the market, scan current trends/ dynamics & build awareness on new business Qualifications: Other Degree,Graduate

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0.0 - 3.0 years

6 - 7 Lacs

Bengaluru

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Design, write, and update a wide range of technical documentation, including technical specifications, SDK guides, integration guides, internal engineering runbooks, architectural overviews of systems, API documentation, release notes, and FAQs. Work with engineering teams to understand the prod ucts/ tools/ platforms, gather information regarding architecture, workflows, and data flow and deliver top-notch technical documents with example code snippets & videos. Translate complex technical concepts into clear, concise and accurate documents for internal teams. Identify gaps in existing documentation and proactively work to fill them. Maintain a consistent writing style, tone, and brand voice across all documentation, adhering to established style guides. Implement and manage documentation version control and content lifecycles in a CI/CD environment. Ensure documentation is consistent, searchable, and aligned with internal knowledge-sharing standards. Provide expert feedback to engineers on clarity, usability, and discoverability of technical interfaces, and API designs, from a documentation and user experience perspective. Work with SMEs to co-author/contribute to technical blogs. Stay current with platform changes and updates, ensuring documentation evolves alongside the technology. Lead the adoption of advanced AI technologies within the technical documentation function by exploring and implementing AI tools and practices to improve documentation efficiency and quality. Collaborate closely with platform, tooling and UX teams to improve search algorithms, filtering capabilities, and overall user experience within documentation portals, exploring AI for semantic search. Optimize content for internal search and knowledge base platforms, ensuring highly relevant information is easily discoverable for both internal teams and external partners using AI. Develop and manage a comprehensive taxonomy and tagging system for documentation, ensuring consistency across all content, including nuanced AI/ML terminology. Implement a system for tracking documentation accuracy, recency, and compliance, leveraging automated checks, dashboards, and audit trails where feasible. Required: Bachelor s degree in Computer Science, Engineering, or a related technical field. Proven experience as a strong technical writer in a software or platform engineering environment. Exceptional written and verbal communication skills, with a keen eye for detail, accuracy, and a passion for simplifying complex technical concepts. Strong analytical skills and the ability to gather information from diverse and highly technical sources. Strong understanding of system architecture, APIs, and data flow concepts. Ability to work independently and manage multiple projects simultaneously. Certifications in Cloud Platforms, or Technical Communication. Preferred: Hands-on experience with tools like Markdown, Confluence, Git, or other documentation platforms. Experience with platform or infrastructure-level documentation. Familiarity with software development life cycles and DevOps practices. Attitude and enthusiasm to experiment with AI and emerging technologies, to bring the latest & greatest in the field of technical writing. Experience generating technical documents, presentations, videos etc using AI-assisted writing or content generation tools is a plus.

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1.0 - 3.0 years

12 - 16 Lacs

Bengaluru

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Management and oversight of trading and lending data for Mortgages and Structured Products, including data pipelines and database management, validation, and quality control Process and workflow automation to eliminate redundancies, reduce manual interventions and improve efficiency for the firm s trading and lending platforms Develop strategic reporting for trading desks and asset management across relevant products and asset classes Ensure end-to-end flow, accuracy, and completeness of data by partnering with Trading Desks, Asset Management, Engineering and Strats to understand business requirements and define strategic data models and systems Liaise with Controllers, Compliance, Risk and other divisions for regulatory and business important reporting through automated toolkits Translate business requirements into tangible solution specifications and high quality, on time deliverables Manage project timelines and completions for committed analytics, automation and reporting Reconcile data discrepancies and perform data reconciliations between external vendors and internal databases through analytics and research Skills / Experience 1-3 years of experience in data analysis, data modeling, RDBMS databases and ETL Strong academic background - 4-year related engineering background with a minimum 3.0 GPA equivalent. Experience with at least one programming language such as Java, Python etc preferred. Proficient in SQL and / or interacting with structured data Understanding of in industry standard data transformation and reporting tools such as Tableau, Qlikview, QlikSense, Alteryx, RapidMiner etc Solid analytical/logical mindset and attention to detail Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships. Team-oriented with a strong sense of ownership and accountability Must know or be able to learn Excel to an advanced level Ability to prioritize workload, and work with Technology to help drive data smart solutions Good to have Knowledge and/or experience with Machine Learning preferred Understanding of databases, data models, and Extraction Transformation Load (ETL) processes preferred. Mortgage banking or other financial industry experience Understanding of structured finance, collateralized lending, fixed income, or related finance modeling concepts

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3.0 - 4.0 years

3 - 6 Lacs

Gurugram

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We Are Hiring: Relationship Managers (4 Positions) Location: Gurgaon Work Hours: 10 AM 6 PM | Alternate Saturdays Off | Sundays Off Experience: 3 - 4 years in Financial Sector Preferred Background: Banking / NBFC / Financial Services Type: Full-Time Role: Relationship Manager to create and handle CA portfolios and their clients. We are looking for 4 dynamic Relationship Managers for one of our customers. As a Relationship Manager, you will build and manage a high-value portfolio of Chartered Accountants (CAs) across geographies. This is a client-facing, target-driven role involving frequent telephonic and virtual interaction, and occasional in-person meetings. Key Responsibilities: Build, nurture, and grow a strong portfolio of CA partners Regularly engage with CAs through calls, webinars, newsletters, and events Educate CAs on Company's services and offerings Generate high-quality financial leads from CA clients (Loans, Insurance, Investments, etc.) Coordinate with internal product managers for lead handovers and case closures Track lead progress and ensure revenue conversions Provide feedback to continuously improve engagement strategies What were looking For 3 - 4 years of relevant experience in financial services, banking, NBFC, or fintech Strong tele-calling and client communication skills Hands-on experience in lead generation and customer handling High energy, self-driven individuals with a passion for relationship building Prior experience in managing financial product portfolios is a plus Perks Exposure to a wide range of financial products Generous fixed and fantastic variable component Fast track your career with a fast-growing fintech with a collaborative and entrepreneurial environment led by industry veterans. Ready to Join? Drop your CV at careers@classicinformatics.com . Lets build the future of finance, together!

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6.0 - 11.0 years

50 - 65 Lacs

Mumbai

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Some careers open more doors than others. If you re looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further. Job purpose/Key responsibilities The job of Vice President Infrastructure Finance would essentially involve supporting the origination of execution of Infrastructure Finance (IF) transactions in India. Some of the specific tasks would involve: Creation of pitching materials for IF transactions. Creation of financial models to IF standards for greenfield / operating assets / portfolio of assets. Design of Information Memorandum. Review of legal documentation, conducting / coordinating IF due diligence. Writing internal papers including for credit. Work with internal teams / client to deliver appropriate financing solutions. All the above tasks to be carried out in compliance with Bank s standards and operating guidelines Requirements Over 6 years of experience in infrastructure finance, or a closely related field. Proven track record of originating, structuring, and executing complex transactions in the infrastructure and energy sectors. Understanding of sustainable finance principles, green loans, social loans and sustainability-linked loans. Excellent client relationship management skills, with the ability to understand clients needs and provide tailored solutions. In-depth knowledge of the India market, including key players, trends, and regulatory landscape. Strong analytical, problem-solving, and decision-making skills. Excellent communication and presentation skills, with the ability to engage with senior stakeholders and clients. Ability to work effectively in a fast-paced, dynamic environment and manage multiple priorities. A team player with strong leadership and mentoring capabilities. A bachelors degree in finance, economics, or a related field; a masters degree or professional qualification (e.g., CFA, MBA) is preferred.

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0.0 - 5.0 years

2 - 7 Lacs

Bengaluru

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Job Description Job responsibilities: To manage multiple corporate/local accounts and provide solutions based on customer needs. Scouting and onboarding of real estate clients for home loans/mortgage servicing alliance. Achieve desired sales targets by managing key accounts thorough understanding of customer needs and requirements. Expand the relationships with existing customers by continuously proposing solutions that meet their objectives. Ensure effective management of resources and fulfillment of loan requirements for clients in a timely manner. Serve as the link of communication between key customers and internal teams. Resolve any issues and problems faced by customers and deal with complaints to maintain trust. Play an integral part in generating new sales that will turn into long- lasting relationships. Prepare regular reports of progress and forecasts to internal and external stakeholders using key account metrics. Candidate profile: Must Have Strong communication and interpersonal skills with an aptitude for building relationships with professionals of all organizational levels. Ability in problem-solving. Should have excellent knowledge in MS Office. Understanding the mortgage industry or previous experience with banks or NBFCs is preferred. Prior experience in real estate sales/management will be a plus Masters degree in management. Desired Skills/ Competencies: Ability to think out of the box to visualize business trends. Leadership Skills Strong leadership and people skills; decisive and can initiate action. In terms of personality, he/she must possess high energy levels, be passionate about his/her role and carry a positive attitude. Result Orientation strong can do and will do attitude. Collaborative Should be a relationship builder who demonstrates teamwork. Should have impeccable integrity and high personal ethics. Decision-making - Possess decision-making abilities to achieve the organization s objectives. Strong negotiation skills with the objective of creating solutions that maximize value for all key stakeholders.

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2.0 - 7.0 years

14 - 15 Lacs

Chennai

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Step into the role of Assistant Manager, where youll provide first-class support by analyzing and investigating financial transactions, identifying potential risks, and ensuring compliance with regulations and safeguarding our clients and organization with expertise and care. Key requirements for the role: Knowledge of Loan IQ / ACBS. Lending /Servicing/loan trading knowledge across all debt products. Proven knowledge of Corporate and IB Lending processes and procedures. Experience and understanding of Business Requirements and the creation of Testing scenarios within a project delivery lifecycle. Prior experience in loan operational support, including term loans, revolver, delayed draw term loans. Experience of using Agile project management would be preferred. Knowledge & experience working closely with IT, Transformation & Change area. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role can be based out Chennai. Purpose of the role To collaborate with stakeholders and use data and MI to identify process optimisation opportunities for capacity creation in relevant business areas. Accountabilities Development and implementation of strategies to improve the efficiency and effectiveness of banking operations, using data led insights. Participation in projects and initiatives to improve performance & optimisation efficiency and effectiveness. Development of reports and presentations on performance & optimisation and communicate findings to internal senior stakeholders. Identification of industry trends and developments, and collaboration with stakeholders across the bank to provide recommendations for change and improvement within performance and optimisation processes. Development and implementation of analytics and reporting performance & optimisation to mitigate risks and maintain efficient operations. Identification of capacity creation in operations using data and Management Information. Analyst Expectations Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.

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5.0 - 10.0 years

8 - 9 Lacs

Moradabad

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Position: Relationship Manager - Buyer L&T is a major technology, engineering, construction, manufacturing and financial services conglomerate, with global operations The Company addresses critical needs in key sectors Hydrocarbon, Infrastructure, Power, Process Industries and Defense - for customers in over 30 countries around the world We combine a proven track record and professional skills, woven together with a culture of trust & caring Consistently rated among the best employers in the country, L&T offers unmatched leadership opportunities & growth Our approach is built on empowering employees to take on challenging assignments and explore their potential L&T SuFin is a B2B Ecommerce Platform which will leverage L&T s deep knowledge and capabilities in Procurement (through its huge volume of annual procurement) and Logistics, Financing, and IT solutions This platform is essentially a digital marketplace for SME buyers and sellers (mainly focused on construction and industrial products & services) to connect in an efficient manner, thereby enabling sellers to expand their sales reach, and for buyers to find required products and services at optimal cost and quality Desired Profile Position Type: Permanent Qualification: MBA Marketing (Preferred) / Any Graduate Work Location: As per the location aligned for the job role Experience: 5-12 years Preferred Candidates from BFSI (Sales SME and Business Banking, Trade Finance), Moglix | Power2SME | Industry Buying Role: Individual Contributor Bringing Buyers to the platform and inducing transactions on the platform Attaining the numbers and revenue targets Identifying the opportunities and offering platform centric solutions Recommending banks/ NBFC s depending on customer profile and coordinating for loans/ finance Deepening the relationship through cross sell and up sell Should have demonstrated abilities to nurture relationships and generate revenue Communicate persuasively in English & Hindi / Local language Stable Career record

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4.0 - 9.0 years

3 - 6 Lacs

Pathanamthitta, Kollam, Thiruvananthapuram

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Team Leader for Direct Sales Products: Home Loan Locations : Trivandrum Zone Position Purpose : Managing Day to Day Operations for - Accurately planning & forecasting the business from different sourcing channels, Successful execution of the strategies is required to achieve financial targets. Driving sales and targets across shared locations and ensuring compliance. Would be responsible for driving sales for Home Loan sourcing. Will be responsible for achieving targets of respective products. Would be managing a team of executives. Ensure teams achieve monthly productivity targets assigned at Sales executive level. Regular hiring and optimum team structure to be maintained as per the targeted teams size and business targets. Track FTR, TAT and deliver on standards as set by bank from time to time. Ensure privacy of data is maintained by the teams managing customers by auditing from time to time. Ensure teams discipline in customer engagement and channel/lead management. Provide exceptional customer experience to all customers engaged. Manage customer grievances as per standards set by bank from time to time. Cross sell different products as per requirement from time to time. Role & Responsibilities : Strategize achievements of sales target through Executives by breaking down of annual targets Responsible for leading , mentoring , developing , directing & handling activities of team leaders within the city assignment. Ensure co-ordination and vision dissemination with Vertical Heads/National Head to deliver effective communication with workers. Review / validate current Sales process & methodologies across products to bring more effectiveness and remove bottlenecks by co-ordinating with various stakeholders. Ensuring budgeted volumes and revenues are achieved for the city allocated Build & maintain key relationships across businesses and products. Preparing business presentation and conducting meetings with bank and other stakeholders on performance and action taken. Ensure adherence to all processes laid by both BGSS / Bank internal policies, compliance & policies. Desired Candidate Profile : Minimum 4+ years of relevant experience in the Home Loan sales domain. Relationship Management, Channel management skills. Proven track record of managing large teams in the respective geography. Co-ordination skills to work with credit, legal, branch and operations. Deep understanding of credit underwriting standards and different market practices and credit bureau functions. Ability to read and understand financials, credit reports, bureau reports. Deep understanding of legal knowledge for property related transactions in the respective geography. Strong knowledge of retail assets, regulatory knowledge and ability to assess customer requirements basis available products. Strong analytical, interpersonal, and verbal and written communication skills. Co-ordination skills to work with credit, legal, branch and operations. Detail-oriented with strong ability to manage sales and compliance simultaneously. Ability to work in a flexible and target-oriented environment. Must be able to work in a high stress environment while achieving agreed upon sales-target consistently. Must be willing and able to work as part of a team. Strong capability to work with people from different background Swift decision making to ensure closure of targets. Coordinating with Vertical Heads/National Head, City Head Branches, SMS etc.as and when required If your profile suits please Share Your CV undersign : thiruvananthapuramchhomeloan@bgss.in Whatsapp - 9544519601

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8.0 - 13.0 years

20 - 25 Lacs

Bengaluru

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Hiring Manager Socrates S Team Risk About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Key responsibilities Vigilance mandate across three dimensions Preventive reducing occurrence of a lapse (violation of governance / policy requirements) Detective identifying verifying occurrence of a lapse Punitive deterring the occurrence of a lapse Address customer complaints / grievances raised to law enforcement authorities Engage liaise with law enforcement agencies / authorities locally Liaison with Government Authorities in handling local, on ground matters with police, managing investigations on fraud rings Maintain a strong network of LEA relationships, especially in focus regions covered, to leverage when addressing matters of customer complaints / frauds To build this network regionally, and maintain / grow on an ongoing basis, plan for engagement on the ground Required Skills Degree qualified with minimum 8+ years of relevant experience (Ex-LEA experience would be preferred) Hands-on approach in solving complex security problems Identifies stakeholder expectations, and adjusts language/ style to suit the listener; structures information to be well-reasoned and solution-focused Ability to balance risk, potential impact, resourcing, business drivers, and timelines Excellent verbal and written communication skills Ability to work independently on complex and confidential tasks Strong understanding of Pre and post-acquisition fraud risk, Unsecured Secured Credit underwriting skill, Customer Management Skill

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3.0 - 5.0 years

16 - 18 Lacs

Bengaluru

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Wealth Management Across Wealth Management, Goldman Sachs helps empower clients and customers around the world to reach their financial goals. Our advisor-led wealth management businesses provide financial planning, investment management, banking and comprehensive advice to a wide range of clients, including ultra-high net worth and high net worth individuals, as well as family offices, foundations and endowments, and corporations and their employees. Our consumer business provides digital solutions for customers to better spend, borrow, invest, and save. Across Wealth Management, our growth is driven by a relentless focus on our people, our clients and customers, and leading-edge technology, data and design. Goldman Sachs Private Bank Goldman Sachs Private Bank provides competitive borrowing and cash management solutions from Goldman Sachs Bank USA that are strategically integrated with our client s wealth management goals. Our experienced team partners with PWAs to advise clients on new loans, refinancing and restructuring of existing loans along with overall liability management. Our lenders and mortgage specialists provide a wide range of creative borrowing solutions against asset classes ranging from marketable securities and alternative investments, residential and commercial real estate to more tailored solutions against private assets such as aviation, fine art or vineyards. All team members are employees of Goldman Sachs Bank, USA Private Lending Underwriting Private Lending Underwriting (PLU), based in Bengaluru, is primarily responsible for the underwriting of loans to GS Private Wealth Management (PWM) clients. In this capacity, PLU assesses, underwrites, documents, and monitors the credit and business risks incurred in loan transactions. The underwriting process includes a thorough analysis of the borrower s financial condition, assessment of any collateral securing the loan, identification of risks and mitigants, among other items. Types of loans underwritten include commercial real estate, GS and third-party private equity/hedge funds (including co-invest facilities), aircraft, fine art, hobby properties, private company stock, yachts, marketable securities, etc. PLU also ensures that the underwriting standards approved by the bank are adhered to in the loan approval process, with exceptions appropriately mitigated and documented. In addition, PLU participates in various business-related initiatives, such as new product development and systems/operational enhancements. Private Lending is a part of GS Private Bank (PB), which is a business initiative of Goldman Sachs. PLU employees are employees of Goldman Sachs Bank USA. How you will fulfill your potential Evaluate all risk and economic implications of transactions, using strong analytical and technical skills Work closely with the Regional Lending Team to advise and develop solutions for clients that meet their needs and remain within acceptable risk parameters for the Bank Develop and maintain a thorough understanding of the product suite offered in Private Lending. Ensure consistency in the underwriting process and with the standards prescribed in the Product Lending Guides Document the loan structure and analysis for credit approval and file documentation purposes Ensure that loan documentation is consistent with the approved terms and that appropriate risk ratings are assigned to each loan transaction Confirm compliance with all covenant and collateral monitoring procedures Ensure that loan approvals and policy exceptions are documented appropriately and that credit files are maintained in a satisfactory manner Interact with banking regulators on an as needed basis. Provide other support of GS Bank USA s loan portfolio as requested Foster strong communication with Regional Private Lending teams, Credit Risk Management, PWM teams, clients and GS Bank USA personnel Skills and experience we are looking for MBA CPA or CFA a plus 3.5 - 5 years of work experience in a financial field (mortgage or insurance underwriting is not relevant for this role) Relevant work experience in commercial banking and/or private banking underwriting or credit roles Key skills include detailed knowledge of financial accounting, analysis, and modeling Excellent communication skills, both oral and written Strong project management, multi-tasking, and work organization skills Flexible, personable, confident, and self-motivated while focusing on being a team player Desire to be part of a dynamic and growing business No licensing required for this role About Goldman Sachs We re committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https: / / www.goldmansachs.com / careers / footer / disability-statement.html The Goldman Sachs Group, Inc., 2024. All rights reserved.

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1.0 - 2.0 years

4 - 5 Lacs

Vijayawada

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Career Opportunities Position Assistant Manager Asst Manager- 5A Department Direct Sales Force Reporting to BRM JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company (called the Book of Relations- BoR). KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of in his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self appointments everyday from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers. Ensure successful completion of licensing as per MLI standards MEASURES OF SUCCESS TAT adherence for updating System - CRM Next Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets. > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Assistant Manager - Customer Advisory Team 1.5 - 2 years in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-30 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language Max Life is progressing on the digitization journey of service and sales, which may require candidates to be equipped with Tablets for their work. Career Opportunities Position Assistant Manager Asst Manager- 5A Department Direct Sales Force Reporting to BRM JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company (called the Book of Relations- BoR). KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of in his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self appointments everyday from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers. Ensure successful completion of licensing as per MLI standards MEASURES OF SUCCESS TAT adherence for updating System - CRM Next Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets. > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Assistant Manager - Customer Advisory Team 1.5 - 2 years in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-30 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language Max Life is progressing on the digitization journey of service and sales, which may require candidates to be equipped with Tablets for their work.

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0.0 - 9.0 years

6 - 7 Lacs

Pune

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Perform daily and monthly loan servicing processes, loan balance / GL reconciliation, and reporting functions, timely and accurately Upload newly originated / purchased loan onto SS&C loan servicing software and send welcome package to borrower. Generate various loan notices such as billing statement, maturity notice, late payment notice, payoff statement, etc. Process loan cash transactions such as payment processing, loan payoff, escrow disbursement, investor sale, etc. Monitor upcoming water / Real Estate taxes on escrowed loans, and report tax delinquencies on non-escrowed loan to client. Reconcile daily / monthly GL transactions to ensure all loan transactions are processed and recorded accordingly. Monitor cash account and reconcile loan payment received from borrower. Produce month end servicing reports and any other ad hoc management reports as requested by client Perform critical self-review of work product prior to submission to client and/or team manager. Contribute to other ad hoc inquiries and assist on internal projects. Liaise with clients and internal contacts on a day to day basis.

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3.0 - 7.0 years

12 - 14 Lacs

Pune

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As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial services and healthcare organizations, from the worlds largest companies to small and mid-market firms, rely on SS&C for expertise, scale, and technology. Perform daily and monthly loan servicing processes, loan balance / GL reconciliation, and reporting functions, timely and accurately Upload newly originated / purchased loan onto SS&C loan servicing software and send welcome package to borrower. Generate various loan notices such as billing statement, maturity notice, late payment notice, payoff statement, etc. Process loan cash transactions such as payment processing, loan payoff, escrow disbursement, investor sale, etc. Monitor upcoming water / Real Estate taxes on escrowed loans, and report tax delinquencies on non-escrowed loan to client. Reconcile daily / monthly GL transactions to ensure all loan transactions are processed and recorded accordingly. Monitor cash account and reconcile loan payment received from borrower. Produce month end servicing reports and any other ad hoc management reports as requested by client Perform critical self-review of work product prior to submission to client and/or team manager. Contribute to other ad hoc inquiries and assist on internal projects. Liaise with clients and internal contacts on a day to day basis.

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0.0 - 1.0 years

5 Lacs

Bengaluru

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Loan Servicing Specialist - Team Member, a pivotal role within our Loans group. This essential position is designed to deliver on specific tasks and requirements, making it a crucial part of our team. As a Loan Servicing Specialist, you will gain valuable exposure to various aspects of operating a banking office, contributing to the seamless functioning and success of our financial services. Join us to play an integral role in our dynamic and collaborative environment. Job Summary As a Loan Servicing Specialist - Team Member within Loans group, you will be responsible for executing all assigned tasks while ensuring compliance with Service Level Agreements (SLAs). Your role will involve working across a variety of processes, including Deal Closing, Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees, and external payments. This position offers a unique opportunity to enhance your skills in performing Nostro & Past Due Reconciliation and to make a significant impact on our operations Job Responsibilities Adhere to established QUALITY & QUANTITY SLAs consistently. Ensure 100% compliance with process-related policies, guidelines, and controls. Manage Deal Closing, Drawdowns, Rollovers, Repayments, and other financial processes efficiently. Support the secondary trading desk with trade booking and settlements. Liaise with bank departments and external contacts, including Borrowers and Trustees. Follow up timely with agents or customers for any missing notifications. Complete all funding within the SLA on the same day. Serve as the SME and first internal POC for process-related queries and clarifications. Act as the first point of escalation for process-related issues from customers. Pay attention to detail to ensure all documents are processed correctly. Identify changes to processes to improve productivity and efficiency. Required qualifications, skills and capabilities Hold a Bachelor s degree in Finance or a related field, or possess equivalent work experience. Minimum 6 months of experience in the Financial Services industry with a proven track record of delivery. Understand business financial statements, cash flow capacity, and loans across various industries and business types. Exhibit strong research, analytical, and comprehension skills to analyze large data sets. Manage clients effectively, build partnerships, and lead while dealing with multiple stakeholders simultaneously. Utilize effective time management and prioritization skills to achieve business objectives. Communicate effectively with strong interpersonal and analytical skills, working independently on multiple assignments. Preferred qualifications, skills and capabilities Build relationships with clients, internal partners, and peers effectively. Recognize issues or problems that need to be escalated promptly. Develop domain learning and exhibit strong interpersonal and communication skills. Apply analytical thinking and problem-solving skills effectively. Understand the product lifecycle and area product management thoroughly.

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1.0 - 6.0 years

5 Lacs

Bengaluru

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Job Description Job Brief: Responsible for introduction of the Basic home loan brand and managing the sales and business development activities for Home Loans knowledge and understanding of the local lending process at various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, postsanction documentation, disbursement of loan, collection, new and existing customer service. -Responsible for ensuring the proper completion explaining the product features in terms of ROL Processing Fees, Terms and conditions etc. Requirements and skills: Any Graduate Real Estate sales background is a Preferable Proficient fluency in English Good interpersonal and communication skills Basic computer knowledge (MS Office-Word,Excel) *Available to work on weekends Proven experience as a Home loan processor or similar position. Must have a sound understanding of the geography of the city. Preferably should have worked in/for a similar environment. Previous experience of banks / NBFCs would be preferred with a minimum experience of 1 year. Roles and Responsibilities: Drive sales and respond to customer request at the site. Attend client meetings along with the sales team if required. Updating customer profile in CRM. Accurately record details of customers and Feedback/ comment *Asking questions to customers and understanding their requirements Maintaining a proper record of important details of each conversation and recording all successful and unsuccessful attempts to close sales. Perform a general evaluation of an application (financial documents,mortgage type, etc.) Help client choose the most appropriate mortgage Conduct a final review of the file before closing Serve as the link of communication between key customers and Internal teams. Resolve any issues and problems faced by customers and deal with complaints to maintain trust Conducting Marketing activities in society

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4.0 - 9.0 years

8 - 12 Lacs

Hyderabad

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Collaborate with the PO to create and validate Functional Specification Documents (FSDs) . Translate FSDs into Technical Specification Documents (TSDs) . Identify appropriate hook points and Java methods for implementing business logic. Guide and oversee the design and development of Java routines . Perform code reviews and QA to ensure adherence to best practices and standards. Provide technical mentorship and resolve developer queries. Lead and support Integration Testing (IT) and User Acceptance Testing (UAT) phases. Ensure timely delivery of high-quality solutions in alignment with business requirements. 4+ years hands-on experience with Temenos Java Extensibility framework . 7+ years overall technical experience with a strong focus on the AA module (loans and deposits). Solid understanding of Temenos configuration tables , Java routines , and extensibility hook points . Proven experience in Temenos R22 or later versions . Strong skills in technical documentation (FSDs and TSDs). Excellent problem-solving and debugging skills.

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2.0 - 7.0 years

13 - 17 Lacs

Bengaluru

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Senior Manager - Debt Capital Markets Bengaluru | High-Impact Opportunity About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders Sachin Bansal Ankit Agarwal Why This Role is Unique Shape the future of NBFC funding by being a part of India s most agile and tech-driven DCM engine. Be a part of a billion dollar fundraise engine across NCDs, and CPs with autonomy. Work directly with CXOs leaders on capital strategy and investor positioning. Be part of an institution where speed meets scale and where bold ideas get backed. What You ll Do Are you a driven finance professional with a proven track record in debt capital markets? Imagine a role where you directly fuel Navi Finservs ambitious growth by Spearheading impactful deal execution From identifying and onboarding new lenders and investors to structuring and negotiating terms across NCDs and CPs. Youll own the entire deal lifecycle, ensuring seamless closure and compliance. Cultivating strategic partnerships Deepen relationships with existing lenders and expand our network by leveraging your expertise and connections with HNIs, family offices, and corporates to kickstart their investment journey in Navi through NCDs and CPs. Influencing strategic direction Your keen understanding of market dynamics, regulatory shifts, and your valuable market intelligence will contribute to key decisions at Navi. Leading cross-functional collaboration Youll be driving seamless collaboration with Legal, Finance, secretarial and Business teams, ensuring alignment and efficient execution. Elevating Navi Finservs presence Represent our dynamic organization professionally with external stakeholders , building trust and fostering long-term partnerships. Your expertise will be invaluable if you bring 2+ years of experience in Debt capital market role Strong track record in executing and originating debt deals especially with NBFCs or BFSI clients Deep understanding of RBI regulations , investor requirements, and funding nuances Experience working with a broad investor base Family offices, Corporates, HNIs etc. Skilled in negotiation, structuring, investor storytelling , and internal alignment Sharp, strategic thinker with high ownership, agility, and maturity under pressure Ready to take ownership of critical funding initiatives and drive strategic growth? Join Navi Finserv and make your mark. Work Location Travel Based in Bengaluru Frequent travel to Mumba i and other financial hubs for investor engagement and roadshows If You re A dealmaker with grit A strategic thinker with hustle And excited by the idea of building India s most dynamic DCM platform from the ground up We want to meet you. What is awaiting you at Navi? Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformative? As a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

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1.0 - 3.0 years

4 - 5 Lacs

Jalandhar

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JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language JOB SUMMARY Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language

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7.0 - 12.0 years

14 - 16 Lacs

Bengaluru

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The Loan Servicing Manager - Associate plays a crucial role in the Loans group, responsible for delivering on specific tasks and ensuring operational excellence Job Summary As a Loan Servicing Manager - Associate within our Loans group, you will be responsible for closely monitoring and guiding your team daily to ensure all Service Level Agreements (SLAs) are met. You will oversee a variety of processes, including Deal Closing, Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees, and external payments. This role offers a unique opportunity to enhance your skills in managing Nostro & Past Due Reconciliation, allowing you to make a significant impact on our operations. Job Responsibilities Monitor the team daily to ensure all SLAs are met and escalate exceptions immediately for resolution. Supervise processes like Deal Closing, Drawdowns, Rollovers, and Nostro & Past Due Reconciliation. Ensure adherence to QUALITY & QUANTITY SLAs and maintain a robust workflow allocation model. Serve as the SME, handling complex process-related queries and routing them to onshore teams if needed. Implement a robust Knowledge Management model, including SOP maintenance and training. Drive 100% compliance with process-related policies, guidelines, and controls. Motivate and support team members to meet goals, identifying HIPOs and planning for their development. Identify alternatives and options for issues, seeking alternative scenarios. Work successfully with others, valuing diverse skills and building interdependence. Identify training needs to improve performance and ensure compliance with training timelines. Ensure high team depth with trained backups for critical work queues. Required qualifications, capabilities and skills Hold a Bachelors degree with minimum 7 years of relevant loan servicing experience in syndicated loans or back office/financial industry roles. Gain knowledge of loan systems like Loan IQ. Possess knowledge of nostro/cash matching, General Ledger reconciliation, and SWIFT and remittance systems. Demonstrate strong problem-solving and investigative skills to analyze and resolve process-related issues. Maintain a strong risk and control mindset. Understand investment banking products, including loans. Drive small to medium-sized projects, achieving strong results. Preferred qualifications, skills and capabilities Influence and lead conversations with stakeholders effectively. Demonstrate executive presence by summarizing, recommending, and presenting issues and solutions to senior management and executive leadership. Develop domain learning and exhibit strong interpersonal and communication skills. Apply analytical thinking and problem-solving skills effectively. Understand the product lifecycle and area product management thoroughly.

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12.0 - 17.0 years

14 - 16 Lacs

Bengaluru

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Loan Servicing Manager - Associate role, a pivotal position within our Loans group. This role is integral to our team, offering the opportunity to engage with various facets of banking operations. As a Loan Servicing Manager - Associate, you will be responsible for executing specific tasks and requirements, contributing to the seamless functioning of our banking office. Join us to make a significant impact and gain valuable exposure in the financial industry Job Summary As a Loan Servicing Manager - Associate in our Loans group, you will oversee daily team activities to ensure compliance with Service Level Agreements (SLAs). Your responsibilities will include supervising processes such as Deal Closing, Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees, and external payments. This role offers a unique opportunity to develop your skills in managing Nostro & Past Due Reconciliation while making a significant impact on our operations. Job Responsibilities Monitor the team daily to ensure all SLAs are met and escalate exceptions for resolution. Supervise processes including Deal Closing, Drawdowns, Rollovers, and more. Ensure adherence to QUALITY & QUANTITY SLAs with a robust workflow model. Serve as the SME, handling complex queries and routing them to onshore teams if needed. Implement a Knowledge Management model with SOP maintenance and training. Drive 100% compliance with Process Policies, Guidelines, and Controls. Motivate and support team members to achieve their goals and identify high-potential employees. Identify alternatives and options for addressing issues and exploring scenarios. Collaborate effectively with colleagues, leveraging diverse skills to achieve goals. Identify training needs for process and soft skills to enhance performance. Ensure team depth with trained backups for critical work queues. Required qualifications, skills and capabilities Hold a bachelors degree with minimum 12 years of relevant loan servicing experience in syndicated loans or the financial industry. Possess knowledge of loan systems like Loan IQ Demonstrate expertise in nostro/cash matching, General Ledger reconciliation, and SWIFT/remittance systems. Exhibit strong problem-solving and investigative skills to analyze and resolve process-related issues. Maintain a strong risk and control mindset. Understand investment banking products, including loans. Drive projects effectively, showcasing strong people, performance, and escalation management skills. Preferred qualifications, skills and capabilities Influence and lead conversations effectively with stakeholders. Demonstrate executive presence by summarizing, recommending, and presenting issues and solutions to senior management. Cultivate strong interpersonal and communication skills for domain learning. Apply analytical thinking and problem-solving skills to challenges. Understand product lifecycle and area product management.

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5.0 - 10.0 years

6 - 10 Lacs

Bengaluru

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The Loan Servicing Supervisor - Team Leader, a pivotal role within our Loans group. This key position is designed to deliver on specific tasks and requirements, making it an essential part of our team. As a Loan Servicing Supervisor, you will gain valuable exposure to various aspects of running a banking office, contributing to the seamless operation and success of our financial services. Join us to play a crucial role in our dynamic and collaborative environment. Job Summary As a Loan Servicing Supervisor - Team Leader within our Loans group, you will oversee and guide your team daily to ensure the fulfillment of all Service Level Agreements (SLAs). You will supervise a range of processes, including Deal Closing, Drawdowns, Rollovers, Repayments, Pre-payments, Funding, Rate-Fixings, Fees, and external payments. This role offers a unique opportunity to enhance your skills in managing Nostro & Past Due Reconciliation, allowing you to make a significant impact on our operations Job Responsibilities Monitor the team daily to ensure all SLAs are met and escalate exceptions immediately for resolution. Supervise processes like Deal Closing, Drawdowns, Rollovers, and Nostro & Past Due Reconciliation. Ensure adherence to QUALITY & QUANTITY SLAs and maintain a robust workflow allocation model. Serve as the SME, handling complex process-related queries and routing them to onshore teams if needed. Implement a robust Knowledge Management model, including SOP maintenance and training. Drive 100% compliance with process-related policies, guidelines, and controls. Motivate and support team members to meet goals, identifying HIPOs and planning for their development. Identify alternatives and options for issues, seeking alternative scenarios. Work collaboratively with others, valuing diverse skills and building interdependence. Identify training needs to improve performance and ensure compliance with training timelines. Ensure high team depth with trained backups for critical work queues. Required qualifications, skills and capabilities Hold a Bachelors degree with minimum 5 years of relevant loan servicing experience in syndicated loans or back office/financial industry roles. Gain knowledge of loan systems like Loan IQ. Possess knowledge of nostro/cash matching, General Ledger reconciliation, and SWIFT and remittance systems. Demonstrate strong problem-solving and investigative skills to analyze and resolve process-related issues. Maintain a strong risk and control mindset. Understand investment banking products, including loans. Drive small to medium-sized projects, achieving strong results. Preferred qualifications, skills and capabilities Maintain a strong control mindset and adhere to a high degree of business ethics, with in-depth experience in loan products and global markets. Communicate excellently and possess the ability to pick up complex systems architecture easily. Drive global initiatives and effect change in a large organization.

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Exploring Loans Jobs in India

The loans job market in India is thriving, with numerous opportunities available for job seekers looking to build a career in this field. From banking institutions to financial technology companies, there is a high demand for professionals with expertise in loans. If you are considering a career in this industry, here is a guide to help you navigate the job market in India.

Top Hiring Locations in India

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

These cities are known for their robust financial sectors and offer ample opportunities for loans professionals.

Average Salary Range

The average salary range for loans professionals in India varies based on experience and location. Entry-level positions typically start at INR 3-4 lakhs per annum, while experienced professionals can earn upwards of INR 10-15 lakhs per annum.

Career Path

A typical career path in the loans industry may include roles such as Loan Officer, Credit Analyst, Loan Processor, Loan Underwriter, and Loan Manager. As professionals gain experience and expertise, they can progress to higher-level roles such as Senior Loan Officer, Credit Manager, and Vice President of Lending.

Related Skills

In addition to expertise in loans, professionals in this field are often expected to have skills in financial analysis, risk assessment, customer service, and regulatory compliance.

Interview Questions

  • What is the difference between secured and unsecured loans? (basic)
  • How do you assess a borrower's creditworthiness? (medium)
  • Can you explain the concept of loan-to-value ratio? (basic)
  • How do you handle loan delinquencies and defaults? (medium)
  • What are the key factors to consider when evaluating a loan application? (medium)
  • How do you stay updated on changes in lending regulations? (advanced)
  • Describe a challenging loan approval process you managed successfully. (medium)
  • How do you ensure compliance with anti-money laundering regulations in loan processing? (advanced)
  • Can you explain the impact of interest rates on loan repayments? (basic)
  • What are the different types of collateral that can be used to secure a loan? (basic)
  • How do you handle customer complaints related to loan terms and conditions? (medium)
  • What strategies would you use to increase loan portfolio growth? (medium)
  • How do you prioritize loan applications in a high-volume environment? (medium)
  • Can you describe a time when you had to make a difficult lending decision? (medium)
  • How do you verify the income and employment details of loan applicants? (basic)
  • What role does credit scoring play in the loan approval process? (medium)
  • How do you assess the financial health of a business applying for a loan? (medium)
  • What are the risks associated with subprime lending? (advanced)
  • How do you handle confidential information in the loan processing workflow? (basic)
  • Can you explain the concept of debt-to-income ratio? (basic)
  • How do you handle competing deadlines in the loan approval process? (medium)
  • What are the key metrics you use to evaluate the performance of a loan portfolio? (medium)
  • How do you ensure accuracy in loan documentation and records? (basic)
  • What steps would you take to mitigate risks in a loan portfolio during an economic downturn? (advanced)

Closing Remark

As you explore opportunities in the loans job market in India, remember to prepare thoroughly for interviews and showcase your skills and expertise confidently. With the right preparation and mindset, you can build a successful career in this dynamic and rewarding industry. Good luck!

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