To drive sales and ensure business targets are achieved Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Qualifications: Graduate, Masters/Postgraduate

o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. o Adhere to agreed SLAs and timelines in completing the activities assigned. o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral o Ensure proper communication of credit decisions to Stakeholders. o Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

To drive sales and ensure business targets are achieved for the assigned area Core Responsibilities: Branch Process Management o Execute the defined strategy to achieve the defined performance of the branch. o Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients o Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies o Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. o Build and develop a defined source mix comprising of direct and indirect sourcing channels. o Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. o Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business o Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. o Manage post-sales customer/channel partner escalation. o Co-ordinate and supervise all key departments internally and strategies the road map for lending products. o Managing branch operating costs including cost of acquisition, expenses and operations. o Closely monitors the quality of book ensuring minimum delinquency at the branch level. o To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management o Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area o Collaborate effectively with departments including Channel partners. o Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. o Responsible for the overall administrative functioning of the branch. o Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Qualification: Graduate

To drive sales and ensure business targets are achieved for the assigned area Core Responsibilities: Branch Process Management o Execute the defined strategy to achieve the defined performance of the branch. o Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients o Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies o Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. o Build and develop a defined source mix comprising of direct and indirect sourcing channels. o Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. o Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business o Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. o Manage post-sales customer/channel partner escalation. o Co-ordinate and supervise all key departments internally and strategies the road map for lending products. o Managing branch operating costs including cost of acquisition, expenses and operations. o Closely monitors the quality of book ensuring minimum delinquency at the branch level. o To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management o Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area o Collaborate effectively with departments including Channel partners. o Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. o Responsible for the overall administrative functioning of the branch. o Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Qualification: Graduate

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To drive sales and ensure business targets are achieved for the assigned area Core Responsibilities: Branch Process Management o Execute the defined strategy to achieve the defined performance of the branch. o Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients o Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies o Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. o Build and develop a defined source mix comprising of direct and indirect sourcing channels. o Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. o Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business o Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. o Manage post-sales customer/channel partner escalation. o Co-ordinate and supervise all key departments internally and strategies the road map for lending products. o Managing branch operating costs including cost of acquisition, expenses and operations. o Closely monitors the quality of book ensuring minimum delinquency at the branch level. o To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management o Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area o Collaborate effectively with departments including Channel partners. o Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. o Responsible for the overall administrative functioning of the branch. o Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Qualification: Graduate

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To drive sales and ensure business targets are achieved for the assigned area Core Responsibilities: Branch Process Management o Execute the defined strategy to achieve the defined performance of the branch. o Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients o Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies o Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. o Build and develop a defined source mix comprising of direct and indirect sourcing channels. o Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. o Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business o Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. o Manage post-sales customer/channel partner escalation. o Co-ordinate and supervise all key departments internally and strategies the road map for lending products. o Managing branch operating costs including cost of acquisition, expenses and operations. o Closely monitors the quality of book ensuring minimum delinquency at the branch level. o To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management o Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area o Collaborate effectively with departments including Channel partners. o Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. o Responsible for the overall administrative functioning of the branch. o Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. o Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Qualification: Graduate

Achieving business targets as laid down by acquiring new client relationships through the multiple Digital journeys. Proactively understanding customer needs and cross- selling multiple products as per the requirements Should adhere to all policies and guidelines for updating leads as well as closures along with all the best practices that are put in place by the Business team. Execute all activities / campaigns as planned by the respective Digital Sales Manager Displaying customer centricity by executing all customer interface processes within defined timelines. Collaboration with various internal / external teams (Contact Center, Internal Business teams, Aggregators) to ensure timely service to all customers seeking a mortgage product Major Deliverables: Meet & exceed business targets in terms of profitability, optimum product mix and quality of sourcing Should prove to be the one-point contact for all financial needs for his/ her customer Zero error in adherence to policies and systems as specified Quality of files sourced should be as per specified guidelines Forging targeted number of client relationships within the agreed timelines Meet & exceed customer acquisition targets Timely update for all leads shared by Internal / External stakeholders. Meeting sales targets for HL products in the assigned territory Ensuring the customer satisfaction matrix is met for all client relationships Timely MIS reporting to all concerned. Clear the certification examination within specified timelines Specialized job competencies: Knowledge about all financial products like Home Loans, Mortgages Knowledge about statutory compliance & local market procedures Knowledge about legal agreement reviews, Data Uploads across SFDC, Ability to crunch large data & present the same for opportunity sizing. Excellent communication and presentation skills - Should be able to talk and convince both internal and external stakeholders & execute actionable s in a timely manner. Graduate : Yes Masters/Postgraduate: Optional Desired Experience: Minimum 1- 2 years experience in Offline/Online Channel /Home Loan / Affordable Housing Finance sales

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

To ensure the achievement of disbursement targets with minimum delinquency Identifying Joint liability Groups & disbursed loans, to suit the target customers and geographies. Enabling business growth by developing and managing a teams across assigned territories for deeper market penetration and reach. Assess potential client base and product acceptability in new regions, areas & opportunities for geographical expansion of operational areas. Disbursement, repayment and delinquency management, achieving daily / weekly collections targets Makes a close follow up of the disbursed loans, especially of the ones not paying on time. Undertake regular field visits, Centre Meeting and loan applican ts Maintaining portfolio quality by tracking & controlling Normal dues, Nonstarters, Delinquency, & Frauds. Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensuring weekly / daily meetings & visit to centre Fresher to maximum of 5yrs exp + as a sales officer in microfinance business Basic understanding about Microfinance business and JLG model working would be preferred. Key Skills Relationship management, Business sourcing Flair for sales Understand critical attributes of customer service Qualification- Graduate in any discipline

o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. o Adhere to agreed SLAs and timelines in completing the activities assigned. o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral o Ensure proper communication of credit decisions to Stakeholders. o Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

11308 o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality. o Adhere to agreed SLAs and timelines in completing the activities assigned. o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral o Ensure proper communication of credit decisions to Stakeholders. o Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Drive retail loan product by creating a pipeline of potential clients and developing a robust business model for the company. Prospect for potential new clients and turn this into increased business. Identify and build relationships with new clients by cold calling as appropriate within the respective market or geographic area to ensure a robust pipeline of opportunities as well as meeting potential clients to grow, maintain, and leverage network. Identify potential clients, and the decision makers within the client organization and set up meetings accordingly. Work with the sales team to develop proposals that will anticipate the client s needs, concerns, and objectives. Participate in pricing the solution/service. Handle objections by clarifying, emphasizing agreements and working through differences to reach a positive conclusion. Present new products and services and enhance existing relationships. Work with technical staff and other internal colleagues to meet customer needs. Actively arrange and participate in internal and external client debriefs. Attend industry functions, such as association events and conferences, and provide feedback and information on market and creative trends. Present to and consult with mid and senior level management on business trends with a view to developing new services, products, and distribution channels. Use knowledge of the market and competitors to identify opportunities for campaigns, services, and distribution channels and develop the company s unique selling propositions and differentiators so as to maximize sales Submit weekly progress reports and ensure data is accurately entered and managed within the company s CRM or other sales management system. Forecast sales targets and ensure the team tracks and records activity on accounts while helping to close deals to meet targets. Partner with the marketing team to ensure that prerequisites (like prequalification or getting on a vendor list) are fulfilled in a timely manner. Lead and supervise the team so as to facilitate best in class business development training that will ensure the company is represented in the best light. Identify and develop a thorough understanding of the company s people and capabilities so as to maximize the company s performance Post Graduate/ Graduate in any discipline

Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language Direct customer service and sales to existing MLI customers through relationship building. Existing Customer database will be provided by company. KEY RESPONSIBILITIES Service through relationship management Establishing and strengthening relationship with the allocated customer base. Ensure retention of his/her allocated Book of Relations (existing customer database). Act as single point of contact for customers for any customer walk-in/query/complaint. Identify financial goals of customers and providing financial planning assistance. Competition Analysis for giving professional advice to customer Fix self-appointments every day from the given customer database as per the campaign Sales Focus on cross-sell & up-sell opportunity in allocated customers and walk-ins MEASURES OF SUCCESS TAT adherence for updating System - CSG Successful completion of cross-sell/ up-sell Business Goals month on month Collection of payment/premium from 91-180 days due policies Complaint Resolution /Customer satisfaction Achievement of Retention Targets > 45 unique customer meetings in a month More than 90% attendance (of total working days) Successfully score >=80% in the Functional Trainings imparted DESIRED QUALIFICATIONS AND EXPERIENCE Graduate with 1 - 3 years experience in sales of Insurance/ Mutual Fund/ CASA/ Investments/ Loans/ Real Estate. Minimum 6 months exposure to Life Insurance Age Bracket 25-32 years Must own a conveyance KNOWLEDGE / SKILLS / ABILITIES Process & Result orientation Customer centricity & relationship building Basic Computer Knowledge. Good communication skills- English and regional language

1.Customer Acquisition Achieve monthly and annual targets for acquiring new Fixed Deposit customers Identify potential clients through market research, leads, and referrals. 2. Portfolio Management Ensure consistent growth of the liability portfolio by retaining and expanding the customer base. Upsell and cross-sell products like Gold loans, Housing Loan, Chits, Insurance and Gold savings schemes to existing customers. 3. Customer Retention and Relationship Building Build and maintain strong relationships with customers to ensure long-term engagement. Address customer queries, complaints, and requests in a timely and professional manner. Conduct periodic reviews of customer accounts and provide personalized investment solutions. 4. Revenue Generation Meet or exceed revenue targets through product sales and service upgrades. Increase the profitability per customer by focusing on high-value customers. 5. Compliance and Risk Management Ensure adherence to regulatory guidelines, KYC norms, and anti-money laundering policies. Monitor transactions for suspicious activities and report anomalies as per banking norms. 6. Market Awareness and Competitor Analysis Keep track of market trends, competitor strategies, and customer preferences to refine sales pitches. Provide feedback to management on product improvements or new offerings based on market demands. 8. Digital Adoption and Innovation

Roles and Responsibility: - Managing the life insurance sales through assigned Bank Branches. - Coordinating between Bank and company from Lead generation to policy conversion. - Follow up with Operations and Training the Lead Generators of Banks. Required Candidate profile Note:- - Any graduate - Need at-least 1 year of sales experience - Age must be 21-38

At rupiya.app, we re all about creative storytelling. We re looking for a talented video creator who can craft engaging, eye-catching reels that showcase our amazing services and help us connect with our audience online. What You ll Do: Shoot and edit fun, engaging video reels for Instagram, youtube, and more. Work closely with our marketing team to bring our services to life. Keep up with the latest video trends and create content that stands out. What We re Looking For: Experience in creating short-form video content for social media. Proficient with video editing tools (e.g., Adobe Premiere, Final Cut Pro). Creative, detail-oriented, and passionate about storytelling.

Digital Wallet Resources Job Tittle: Digital Marketing Associate Location: Ahmedabad, Gujarat Job Types: On-site Vacancy: 1 Experience: 0-1 year Digital Marketing Associate We are looking for a Digital Marketing Associate with 1 3 years of experience in SEO and digital marketing. The ideal candidate should be skilled in both on-page and off-page optimization and capable of executing strategies to boost online visibility, traffic, and lead generation. Key Responsibilities: Implement on-page SEO strategies, including keyword research, meta tag optimization, internal linking, and content enhancement. Carry out off-page SEO activities such as backlink building, guest posting, blog outreach, and directory submissions. Monitor and analyze website performance, traffic, and keyword rankings using tools like Google Analytics , Search Console , SEMrush , or Ahrefs . Collaborate with the content, design, and development teams to improve user experience and conversion rates. Track and report on SEO and digital marketing performance through weekly/monthly reports. Stay updated with the latest trends, algorithm changes, and best practices in SEO and digital marketing. Support execution of paid campaigns (Google Ads, social media platforms) when required. Requirements: 1 to 3 years of hands-on experience in digital marketing with a primary focus on SEO. Strong knowledge of on-page and off-page SEO strategies. Proficiency in tools like Google Analytics , Google Search Console , Ahrefs , SEMrush , or Moz . A basic understanding of HTML/CSS is an added advantage. Excellent analytical, communication, and problem-solving skills. Ability to work independently as well as in a team environment. Apply Now Upload Your CV: Apply Now rupiya.app offers farmers a complete set of tools for success. With features like satellite monitoring, soil testing, personalized advice, and more, we simplify farming. Plus, our platform provides access to agricultural loans, ensuring the support needed for growth. Services

As a Operation Specialist in our Lending Operations, The primary function of this role is to manage, lead and support the lending functions of ANZ Wholesale Lending Operations unit for Operations. Duties include Loans processing, Static data maintenance, Limit Maintenance on a timely and accurate basis. Good customer service ethics is part of this job, putting customers first and delivering operations service that continuously exceeds the internal and external customers expectations. The ability to build relationships and networks is essential to achieve this outcome. Problem analysis and solving is required as well as an ability to determine when issues require escalation Banking is changing and we re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you ll be building your future, while helping to build ours. Role Type:Permanent Role Location:Bengaluru What will your day look like? Provide an integrated and high level of customer service to the internal and external customers through collaboration and engagement Ensure all customer correspondence is clear, concise, time and accurate Responds and follows-through to ensure customer s needs are met by liaising with other parts of Operations to achieve customer delight. Seek to understand all relevant team functions by being a Subject Matter Expert. Conducts checks before processing, ensuring all documents details are accurate, verifies transactions Act as a first point of contact for internal and external parties for all team matters impacting the business, including Business Continuity Plan Control workflow What will you bring? To grow and be successful in the role, you will ideally bring the following: Knowledge of Lending is a must Knowledge on LoanIQ for minimum of 24 Months Concern for Quality and Standards Excellent communication skills in written and oral English Succeeding Through Collaboration Problem solving Accuracy and attention to detail You re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we d love to hear from you.

About Us At ANZ, were shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers. About the Role As a Operation Specialist in our Lending Operations, t he primary function of this role is to manage, lead and support the lending functions of ANZ Wholesale Lending Operations unit for Operations. Duties include Loans processing, Static data maintenance, Limit Maintenance on a timely and accurate basis. Good customer service ethics is part of this job, putting customers first and delivering operations service that continuously exceeds the internal and external customers expectations. The ability to build relationships and networks is essential to achieve this outcome. Problem analysis and solving is required as well as an ability to determine when issues require escalation. Banking is changing and we re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you ll be building your future, while helping to build ours. Role Type:Permanent Role Location:Bengaluru What will your day look like? Provide an integrated and high level of customer service to the internal and external customers through collaboration and engagement. Ensure all customer correspondence is clear, concise, timely and accurate. Responds and follows-through to ensure customer s needs are met by liaising with other parts of Operations to achieve customer delight. Resolves as required, or escalates complex matters to the Line manager. Seek to understand all relevant team functions by being a Subject Matter Expert. Conducts checks before processing, ensuring all documents details are accurate, verifies transactions Act as a first point of contact for internal and external parties for all team matters impacting the business, including Business Continuity Plan Control workflow Strong ability to guide employees toward goal achievement through teamwork/collaboration, motivation and development skills including the ability to act as a role model within the organisation. Provide guidance & training to less experienced team members to ensure increase in productivity. Identifying any potential gaps and suggest appropriate action to Line Manager. Develop and implement appropriate procedures, processes and cross training Ensure all services delivered comply with ANZ Group governance requirements, policies, processes and standards and with legal and regulatory requirements. Resolve issues or escalate them as required What will you bring? To grow and be successful in this role, you will ideally bring the following: Knowledge of Lending is a must. Knowledge on LoanIQ for minimum of 24 Months Concern for Quality and Standards Excellent communication skills in written and oral English Succeeding Through Collaboration Problem solving Accuracy and attention to detail You re not expected to have 100% of these skills. At ANZ a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we d love to hear from you. So why join us? ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the banks largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the banks strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. Were proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong. We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support. To find out more about working at ANZ visit https://www.anz.com/careers/ . You can apply for this role by visiting ANZ Careers and searching for reference number 97169 Job Posting End Date 02/06/2025 , 11.59pm, (Melbourne Australia)

Join us and make the dream of home ownership possible! Very strong knowledge in US Mortgage business and servicing Mortgage claims process in specific. Proficiency to read through and understand FHA, VA loans, FNMA FHLMC HUD demands, Title packages & Conveyance. Should be well versed in conveyance process, GSE Claims, File checker and Investor Guidelines. Should have good knowledge in preparing FHA/VA/FNMA/FHLMC Claim package, post-sale & REO new file setup

Step into the role where you will be overseeing the servicing of syndicated loans. The role requires expertise in syndicated loan servicing, strong leadership abilities, and a deep understanding of risk mitigation practices and ensuring compliance with loan agreements, timely interest and principal payments and effective coordination among agent banks and asset management to mitigate risks and enhance operational efficiency Key requirements for the role: Strong understanding of syndicated loan structures, terms, and servicing requirements. Exceptional leadership, communication, and interpersonal skills, with the ability to engage and motivate teams. Proven experience in LIQ or Loan Syndication Shift timings- US operating hours Actively manage risk related to loan servicing, including credit, operational. You may be assessed on key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen, strategic thinking and digital and technology, as well as job-specific technical skills. This role can be based in Noida. Purpose of the role To support Wholesale Lending with day-to-day processing, reviewing, reporting, trading and issue resolution. Accountabilities Support with day-to-day Wholesale Lending initiatives including processing, reviewing, reporting, trading and issue resolution through lending technical expertise. Monitoring the bank s lending operations to ensure that they are conducted in an efficient and effective manner and comply with relevant regulatory requirements. Collaboration with teams across the bank to align and integrate Wholesale Lending processes. Identification of areas for improvement and providing recommendations for change in Wholesale Lending processes. Development and implementation of Wholesale Lending procedures and controls to mitigate risks and maintain operational efficiency. Development of reports and presentations on Wholesale Lending performance and communicate findings to internal senior stakeholders. Identification of industry trends and developments to implement best practice in Wholesale Lending Services. Participation in projects and initiatives to improve Wholesale Lending efficiency and effectiveness. Analyst Expectations To perform prescribed activities in a timely manner and to a high standard consistently driving continuous improvement. Requires in-depth technical knowledge and experience in their assigned area of expertise Thorough understanding of the underlying principles and concepts within the area of expertise They lead and supervise a team, guiding and supporting professional development, allocating work requirements and coordinating team resources. If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L - Listen and be authentic, E - Energise and inspire, A - Align across the enterprise, D - Develop others. OR for an individual contributor, they develop technical expertise in work area, acting as an advisor where appropriate. Will have an impact on the work of related teams within the area. Partner with other functions and business areas. Takes responsibility for end results of a team s operational processing and activities. Escalate breaches of policies / procedure appropriately. Take responsibility for embedding new policies/ procedures adopted due to risk mitigation. Advise and influence decision making within own area of expertise. Take ownership for managing risk and strengthening controls in relation to the work you own or contribute to. Deliver your work and areas of responsibility in line with relevant rules, regulation and codes of conduct. Maintain and continually build an understanding of how own sub-function integrates with function, alongside knowledge of the organisations products, services and processes within the function. Demonstrate understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. Make evaluative judgements based on the analysis of factual information, paying attention to detail. Resolve problems by identifying and selecting solutions through the application of acquired technical experience and will be guided by precedents. Guide and persuade team members and communicate complex / sensitive information. Act as contact point for stakeholders outside of the immediate function, while building a network of contacts outside team and external to the organisation.