Jr. Data Scientist (Analyst III), Fraud & Credit Risk

Job Description

Responsibilities Requisition ID R-10359114 Date posted 05/21/2025 End Date 06/30/2025 City Thane State/Region Maharashtra Country India Location Type Onsite Calling all innovators find your future at Fiserv. Job Title Jr. Data Scientist (Analyst III), Fraud & Credit Risk - Decision Science What does a successful Data Scientist, Fraud & Credit Risk - Decision Science do at Fiserv? As a Data Scientist in Fraud & Credit Risk - Decision Science at Fiserv, you will play a pivotal role in our Global Business Solutions (Merchant business) team. You will be responsible for developing and deploying predictive ML models that automate risk controls, reducing fraud and credit risk losses while driving top-line growth. Your efforts will generate insightful analytics, build models/rules, and create data-driven solutions to manage risk and identify new opportunities. This role interfaces with internal and external stakeholders to deliver best-in class analytical solutions and supports functions including New Merchant On-boarding & Underwriting, Existing Merchant Risk Monitoring, and more. What will you do? - Develop and deploy ML/predictive models using internal and external data. - Track and monitor model performance and provide analytical support for business decisions. - Conduct complex analysis using statistical and quantitative techniques. - Evaluate and integrate data from various sources for modeling, analytics, and reporting. - Generate insights from data to assess key performance indicators/trends. - Partner with business and technical SMEs to analyze and solve business problems. - Support the transformation of risk data capabilities through advanced technology and real-time decision-making. - Implement models and decision rules in production with IT/deployment teams. - Develop documentation to meet internal and external stakeholder requirements. - Coach junior team members and oversee project delivery. What you will need to have ? - Bachelors degree in Mathematics, Statistics, Computer Science, Engineering, or related field. - 7+ years of experience in risk/marketing data analytics or predictive modeling. - Proficiency in SQL, Python, SAS, or other analytical tools/open-source programming languages. - Strong technical skills and problem-solving ability. - Excellent communication and interpersonal skills. What would be great to have ? - Masters degree in Mathematics, Statistics, Computer Science, Engineering, or related field. - 10+ years of relevant experience. - Experience in statistical/financial modelling in the FinTech/Payment s domain. - Experience with credit bureaus and other external data sources. -Hands-on experience with AI/Money Laundering techniques Thank you for considering employment with Fiserv. Please: Apply using your legal name Complete the step-by-step profile and attach your resume (either is acceptable, both are preferable). Our commitment to Diversity and Inclusion: Fiserv is proud to be an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, gender, gender identity, sexual orientation, age, disability, protected veteran status, or any other category protected by law. Note to agencies: Fiserv does not accept resume submissions from agencies outside of existing agreements. Please do not send resumes to Fiserv associates. Fiserv is not responsible for any fees associated with unsolicited resume submissions. Warning about fake job posts: Please be aware of fraudulent job postings that are not affiliated with Fiserv. Fraudulent job postings may be used by cyber criminals to target your personally identifiable information and/or to steal money or financial information. Any communications from a Fiserv representative will come from a legitimate Fiserv email address. Share this Job Email LinkedIn X Facebook