7 Jobs in Lalgudi

Sales Officer Gold Loan is a customer-facing professional whose primary responsibility is to source Gold Loan Customers from Open Market through marketing activities, cold calls & references. Also, they need to work closely with the branches and convert the branch leads for Gold Loan business. Key Accountabilities: Marketing activities in open market on daily basis for leads generation. Branch leads follow up and conversion. Conversion of leads to logins. Achieving assigned monthly productivity Sourcing quality portfolio Job Duties & Responsibilities: Achieve allocated sourcing budget (New to Bank) in terms of numbers & value on a daily basis. Area mapping of the assigned area for identifying the potential of the area. Activity based lead creation for acquisition of NTB customers. Log daily leads in the lead management system Meet minimum 10 new customers daily and record DSR (Daily Sale Report) both digitally & physically. Smooth onboarding of new customers to bank by ensuring appropriate coordination with branch staff. Properly educate customers about scheme details / interest servicing / renewals. Maintain diary & always keep your appointed time & dates promptly. Understand products & prevailing industry practices and trends and suggest system /process changes required, to respective verticals. Age, Educational & Experience Requirements: Age :- 22 to 35 Yrs Educational Qualification :- Graduate Relevant Experience:- Minimum 1 to 2 Years of Gold Loan / Sales Experience Core Competencies & Skills Sales Skills, Effective Communication, Relationship Management, Domain Expertise. Sales & Lead Generation Activities, Client Meetings. Closely work with Branch Team. Objection handling, Product knowledge. CTC Range Upto 3.18 Lacs PA No. of Openings :- 2

About Branch Banking With branches spread across the country, the branches act as the face of Axis Bank for millions of retail customers and is, hence, an integral part of the Bank s strategy. Branches play a major role in deposit mobilization from New-To-Bank (NTB) customers, and are also core drivers of the Bank s customer engagement strategy across products and services About the Role Gold Loan Officer is responsible for Gold Loan Operations in the branch. Portfolio Profitability - by maintaining Pricing and Fee of the assigned territory. Productivity - To ensure the minimum benchmark ASL productivity by way of choosing right people and minimal attrition. Process and Compliance To achieve the highest level of operational and compliance superiority along with top line numbers. Key Responsibilities To maintain relation with branch banking team in order to have smooth processing of Gold Loan cases To recruit, train, induct ASL executive in the system and motivate them to increase gold loan portfolio in association with the Branch Banking channel. To ensure that all the compliance/operational process are being followed by ASL and branch banking team, Keep providing training and constant support for a healthy and hygiene portfolio To ensure that Top line numbers are met and required productivity level is also achieved as provided and guided by Central Team. Qualifications Graduate/ MBA (Marketing) preferred from a recognized institute. 2-4 years of relevant work experience (preferably NBFC). Role Proficiencies: For successful execution of the job, a candidate should possess: Proven work experience in branch banking or channel sales Solid Relationship Building Skills with experince of channel sales, team management Strong problem solving skills and willingness to roll up one s sleeves to get the job Skilled at working effectively with cross functional teams in a matrix organization Excellent written and verbal communication skills

LTFinance is looking for BRANCH CREDIT MANAGER - LAP to join our dynamic team and embark on a rewarding career journey Credit Analysis: Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity Risk Assessment: Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms Credit Policy: Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations Credit Underwriting: Approving or declining credit applications based on the risk assessment and established criteria Credit Monitoring: Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults Debt Recovery: Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts Customer Relationship Management: Building and maintaining relationships with customers or clients to understand their credit needs and address any credit-related concerns Credit Reporting: Reporting on credit-related metrics and performance to senior management or relevant stakeholders Collateral Management: Evaluating and managing collateral provided by borrowers to secure credit facilities

LTFinance is looking for COLLECTIONS OFFICER to join our dynamic team and embark on a rewarding career journey Debt Collection: Contact customers or clients with overdue payments to negotiate and collect outstanding debts in a professional and respectful manner Payment Arrangements: Work with debtors to establish repayment plans, settlements, or alternative payment solutions that align with their financial circumstances Account Review: Review and analyze debtor accounts to assess their financial status, payment history, and creditworthiness Communication: Maintain regular communication with debtors through phone calls, emails, or letters to encourage timely payments and resolve payment disputes Documentation: Maintain detailed records of all collection activities, payment arrangements, and debtor interactions Compliance: Ensure collection practices comply with relevant laws, regulations, and company policies, including fair debt collection practices Reporting: Prepare and submit regular reports on collection activities, outstanding debts, and recovery rates Escalation: Escalate accounts to legal or higher management when necessary, following established protocols Customer Service: Provide excellent customer service to debtors by addressing inquiries, concerns, and providing information about payment options Reconciliation: Reconcile payments received with outstanding balances, updating records accordingly

We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank Ltd in the BFSI industry. The ideal candidate will have 2 to 7 years of experience managing retail mortgages. Roles and Responsibility Develop and maintain strong relationships with clients to understand their mortgage needs and provide tailored solutions. Conduct thorough analysis of client financial situations to determine the best course of action. Collaborate with internal teams to ensure seamless execution of mortgage loan applications. Provide exceptional customer service by responding promptly to client inquiries and resolving issues efficiently. Stay up-to-date with market trends and competitor offerings to identify new business opportunities. Maintain accurate records of client interactions, transactions, and portfolio performance. Job Requirements Minimum 2 years of experience in relationship management, preferably in the BFSI industry. Strong knowledge of retail mortgages, including features, benefits, and risks. Excellent communication, interpersonal, and negotiation skills. Ability to work effectively in a fast-paced environment and meet sales targets. Proficiency in using technology platforms to manage client relationships and transactions. Strong analytical and problem-solving skills to assess client financial situations.

We are looking for a skilled Relationship Manager to join our team at Equitas Small Finance Bank Ltd in the BFSI industry. The ideal candidate will have 5 years of experience and a strong background in managing mutual fund collections. Roles and Responsibility Develop and maintain relationships with clients to ensure timely payments and minimize defaults. Identify and mitigate potential risks associated with mutual fund investments. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to stay ahead in the BFSI sector. Provide exceptional customer service to build trust and loyalty. Monitor and report on key performance indicators to optimize business outcomes. Job Requirements Proven experience in relationship management, preferably in the BFSI industry. Strong knowledge of mutual fund products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with cross-functional teams to achieve business objectives.

1) Have to do Agent Recruitment regularly 2) Have to do training to All Agents regularly 2) Have to do Achieve Month on Month through All Agents.