It Product Manager - Payments Hub

9 - 14 years

35 - 40 Lacs

Posted:-1 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Role & responsibilities

Define and execute the product strategy and roadmap for the Payments Hub, ensuring alignment with customer needs and regulatory requirements.

Lead end-to-end product development lifecycle, from ideation to deployment, with a strong focus on scalability, security, and real-time processing.

ACH, Wire, RTP, FedNow,

Collaborate with engineering teams to design APIs, workflows, and transaction processing rules that meet compliance and operational requirements.

Nacha, Fed, and card network standards.

Define and monitor key performance metrics (transaction success rates, processing speeds, fraud detection, etc.) to continuously improve the platform.

Engage with customers, banks, and payment partners to understand market trends, pain points, and opportunities for innovation.

Drive partnerships and integrations with payment networks, core banking providers, and fintech partners.

Stay ahead of emerging trends in real-time payments, open banking, and digital wallets

Product will be for US and Middle East Markets

Preferred candidate profile

10+ years of experience in payments product management, preferably in a financial institution, fintech, or payment processor.

ACH and Wire payments (Nacha rules, FedWire

Knowledge of Golang

Experience with one or more of RTP, FedNow, and card issuing / processing

Strong understanding of payment network integrations, ISO 20022 messaging, and API-based payment processing.

Knowledge of regulatory requirements, risk management, and fraud detection in payments.

Excellent ability to translate business requirements into technical specifications.

Experience working with engineering, compliance, and sales teams to deliver complex payment solutions.

Strong analytical and problem-solving skills with a data-driven approach.

Exceptional communication and stakeholder management skills.

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