IT Business Analyst - SAP BTP (Credit & Liquidity Risk)

Job Summary

IT Business Analyst

Credit and Liquidity Risk

SAP Business Technology Platform (BTP)

LCR, NSFR, and MCO

Key Responsibilities

Business Analysis & Requirement Management

• Lead end-to-end business analysis for SAP BTP-based risk and regulatory initiatives.
• Engage with Risk, Treasury, Finance, and Regulatory Reporting stakeholders to gather and validate requirements.
• Translate business needs into BRD, FRD, functional specs, user stories, and process flow diagrams.
• Drive requirement traceability from regulatory interpretation to technical implementation.
  

Credit & Liquidity Risk Domain

• Analyze and document requirements related to:
• Liquidity Coverage Ratio (LCR)
• Net Stable Funding Ratio (NSFR)
• Minimum Own Funds and Eligible Liabilities (MCO)
• Interpret regulatory guidelines and ensure correct mapping to system calculations and reporting.
• Support data sourcing, aggregation, calculation logic, and disclosure reporting for liquidity metrics.
• Validate assumptions, stress scenarios, and threshold breaches.

SAP BTP & Technology Enablement

• Work closely with SAP architects and developers on SAP BTP services (Integration Suite, CAP, HANA Cloud, Analytics).
• Define data models, interfaces, APIs, and integration flows between source systems and SAP BTP.
• Support design of calculation engines, data pipelines, and analytical dashboards on SAP BTP.
• Ensure alignment with enterprise architecture and security standards.
  

Testing & Delivery Support

• Create and review test scenarios, test cases, and acceptance criteria aligned to regulatory use cases.
• Support SIT, UAT, and regulatory validation cycles.
• Validate calculation results, reconciliation outputs, and regulatory reports.
• Support defect triage and change impact analysis.
  

Stakeholder & Agile Collaboration

• Act as a liaison between business users, risk managers, compliance teams, and IT delivery teams.
• Participate actively in Agile/Scrum ceremonies (backlog grooming, sprint planning, demos).
• Provide regular status updates, risk assessments, and documentation to stakeholders.
  

Required Skills & Qualifications

Domain Expertise

• Strong hands-on experience in Credit Risk and Liquidity Risk within banking or financial services.
• Deep understanding of LCR, NSFR, and MCO regulatory frameworks.
• Experience working with Basel III / IV liquidity regulations and supervisory reporting.
  

SAP & Technology

• Proven experience working on SAP BTP programs.
• Familiarity with SAP HANA / HANA Cloud, SAP Analytics, and integration concepts.
• Experience defining data flows, calculation logic, and reporting structures for risk systems.
  

Business Analysis Skills

• Expertise in BRD, FRD, user stories, use cases, process flows, and data mapping documents.
• Strong analytical skills for complex regulatory calculations and large data sets.
• Experience with JIRA, Confluence, or similar ALM tools.
  

Process & Methodologies

• Strong understanding of SDLC and STLC.
• Experience working in Agile, SAFe, or Hybrid delivery models.
• Ability to manage dependencies across multiple teams and systems.