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Ipsaa Holdings

Ipsaa Holdings is an investment company that focuses on building and managing a diverse portfolio of ventures across various sectors, including technology and consumer goods.

14 Job openings at Ipsaa Holdings
Centre Head - Sector 51, Gurgaon Gurugram 4 - 9 years INR 3.0 - 6.0 Lacs P.A. Work from Office Full Time

Company - Preschool & Daycare Designation - Centre Head Working days - 6 Days a week(Immediate Joining) Timings :- 9:30-6pm Preference : - Healthcare, Hospitality & Aviation Industry Role Description This is a full-time on-site role for a Center Head at Ipsaa. The Center Head will be responsible for overseeing the day-to-day operations, managing staff, ensuring quality child care, maintaining a safe and stimulating environment, and fostering positive relationships with parents and the community. Qualifications:- Experience in managing child care facilities or educational programs Strong leadership and communication skills Ability to multitask and work effectively in a fast-paced environment Excellent organizational and problem-solving abilities Passion for working with children and creating a positive learning environment

Communication Executive Gurugram 2 - 7 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Role Summary This role calls for someone grounded, quick to observe, and able to translate the life of a centre into clear and meaningful communication. You'll work closely with the Communications Lead, contributing to everything from on-ground content to internal campaigns. Your day may include documenting a workshop, supporting a centre event, or helping draft a weekly update. You'll be the voice on the ground-always in step with what's happening, and why it matters. Key Responsibilities - Draft notices, newsletters, and in-centre communication material alongside the Communications Lead - Document daily life at the centre through photos and short-form video content - Support communication and collateral needs for events, campaigns, and activities - Liaise with centre heads and academic staff to stay aligned with the weekly calendar and priorities - Maintain records and content logs for internal reference and reporting - Contribute observations and documentation for use in broader Ipsaa campaigns Desired qualification: - Strong writing skills with a clear and thoughtful tone - Confidence in using your phone camera to capture everyday interactions, activities, and events - Good sense of what details to notice and how to communicate them clearly - Comfortable managing timelines, coordinating with teams, and handling follow-ups independently - Prior experience in schools, agencies, or people-focused workplaces is helpful - Willingness to learn and adapt in a dynamic, collaborative setup

Sales Manager - B2B & B2C Navi Mumbai,Mumbai (All Areas) 7 - 12 years INR 6.0 - 12.0 Lacs P.A. Work from Office Full Time

The B2B Sales & Corporate Tie-Ups Manager is responsible for identifying, developing, and managing strategic partnerships with corporate clients. This role involves driving business growth through B2B sales efforts, negotiating deals, and ensuring successful implementation of corporate partnerships. The ideal candidate will have a deep understanding of B2B sales strategies, excellent communication skills, and a strong ability to build and maintain relationships with key stakeholders. Key Responsibilities: Business Development: Identify and target potential corporate clients and partners in alignment with the companys strategic objectives. Develop and implement effective B2B sales strategies to achieve revenue targets. Generate leads through market research, networking, and other business development activities. Corporate Tie-Ups: Establish and manage partnerships with corporate clients, including negotiating terms, closing deals, and ensuring successful implementation of agreements. Work closely with partners to understand their needs and provide tailored solutions that align with the company’s offerings. Maintain ongoing communication with partners to ensure long-term relationships and identify opportunities for further collaboration. Sales Management: Manage the entire sales cycle from prospecting to closing deals, including presentations, proposal development, contract negotiations, and post-sales support. Monitor sales performance and provide regular reports on progress towards targets and goals. Collaborate with internal teams (e.g., marketing, product development) to ensure alignment on sales strategies and objectives. Market Analysis & Strategy: Conduct market analysis to identify industry trends, competitive landscape, and opportunities for growth. Provide insights and recommendations to senior management on potential markets, products, and partnerships. Develop sales forecasts and budgets, and manage resources effectively to achieve business goals. Relationship Management: Build and maintain strong relationships with key stakeholders, including corporate clients, partners, and industry influencers. Act as the primary point of contact for corporate clients, ensuring high levels of customer satisfaction. Resolve any issues or challenges that arise during the course of the partnership, ensuring positive outcomes for both parties. Reporting & Analysis: Prepare and present regular reports on sales performance, market trends, and partnership outcomes. Analyze sales data to identify areas for improvement and optimize sales strategies. Provide feedback to internal teams to improve products, services, and customer experiences. Qualifications: Bachelor’s degree in Business Administration, Marketing, or a related field. MBA preferred. Proven experience in B2B sales, corporate partnerships, or business development, preferably in [industry]. Strong negotiation and deal-closing skills. Excellent communication and interpersonal skills. Ability to build and maintain relationships with senior-level executives and decision-makers. Strong analytical and problem-solving abilities. Proficient in CRM software and Microsoft Office Suite. Willingness to travel as needed.

Account Executive Gurugram 3 - 8 years INR 4.0 - 6.0 Lacs P.A. Work from Office Full Time

Location: Gurgaon Designation: Accounts Executive Working Days: 6 days a week Job Summary : We are looking for a diligent and detail-oriented Accounts Executive to join our finance team. The ideal candidate will have 3-4 years of experience in various accounting functions and possess a solid understanding of financial principles and practices. This role offers an excellent opportunity to grow your accounting career within a dynamic environment. Key Responsibilities: TDS Return Filing Ensure timely and accurate submission of TDS returns. GST Return Filing Manage GST calculations, filings, and compliance. Bills Receivable Management Track and manage outstanding payments. Tally Operations Work on Tally ERP for accounting and bookkeeping. Accounts Payable (AP) & Accounts Receivable (AR ) Audit Support Assist in internal and external audits. Bookkeeping & Data Entry & Reporting & Documentation Required Skills and Qualifications: Education: Bachelor's degree in Commerce (B.Com) from a recognized university. Experience: 3-4 years of hands-on experience in accounting roles. Technical Skills: Proficiency in accounting software, preferably Tally ERP 9. Strong working knowledge of Microsoft Excel (pivot tables, VLOOKUP, basic formulas). Basic understanding of GST and TDS regulations. Soft Skills: High level of accuracy and attention to detail. Strong organizational and time management skills. Ability to work independently and as part of a team. Good written and verbal communication skills. Proactive and eager to learn. Integrity and discretion when handling financial information. How to Apply: Interested candidates can send their resumes to hr@ipsaa.in or call 9560305336

Accounts Head Gurugram 7 - 12 years INR 7.0 - 12.0 Lacs P.A. Work from Office Full Time

About the Role: We are seeking an experienced and highly motivated Accounts Head to lead our finance and accounting operations. The ideal candidate will have a strong background in financial management, statutory compliance, taxation, and team leadership. This role requires a hands-on approach to managing daily accounting functions while also contributing to strategic financial planning. Key Responsibilities: Financial Reporting & Analysis: Oversee the preparation of accurate and timely financial statements (P&L, Balance Sheet, Cash Flow) in accordance with Indian Accounting Standards Conduct in-depth financial analysis to identify trends, variances, and opportunities for improvement. Prepare and present financial reports to management, highlighting key insights and recommendations. Budgeting & Forecasting: Assist in the preparation of annual budgets and periodic financial forecasts. Monitor budget vs. actual performance and provide variance analysis. Taxation & Compliance: Ensure timely and accurate filing of all direct and indirect taxes (GST, TDS, Income Tax, etc.). Stay updated with the latest tax regulations and ensure company compliance. Coordinate with tax consultants and auditors as required. Auditing: Liaise with internal and external auditors and ensure smooth completion of audits. Address audit queries and implement recommended improvements. Cash Flow Management: Monitor and manage daily cash flow, ensuring adequate liquidity for operations. Develop and implement strategies for optimizing working capital. Accounts Payable & Receivable: Oversee the efficient processing of accounts payable and receivable. Ensure timely collection of dues and payment to vendors. Team Leadership & Development: Lead, mentor, and develop a team of accounting professionals. Delegate tasks effectively and ensure high standards of accuracy and efficiency. Conduct performance reviews and identify training needs. Internal Controls: Establish and maintain robust internal financial controls to safeguard company assets and ensure data integrity. Identify and mitigate financial risks. System Improvement: Actively participate in improving accounting processes and systems for greater efficiency and accuracy. Experience with ERP systems (e.g., SAP, Oracle, Tally ERP 9) is highly desirable. Required Skills and Qualifications: Education: Bachelor's degree in Commerce, Accounting, or Finance. CA/CMA qualification is highly preferred. Experience: 8-10 years of progressive experience in accounting and finance roles, with at least 2-3 years in a leadership/supervisory capacity. Technical Skills: Strong knowledge of Indian Accounting Standards (Ind AS/AS). In-depth understanding of direct and indirect taxation. Proficiency in accounting software (e.g., Tally ERP 9, QuickBooks) and MS Excel (advanced). Experience with ERP systems is a significant advantage. Soft Skills: Excellent analytical and problem-solving skills. Strong leadership and team management abilities. Exceptional communication and interpersonal skills. High level of accuracy and attention to detail. Ability to work independently and under pressure to meet deadlines.

Centre Head - Sector 30 & Sector 51, Gurgaon Gurugram 4 - 9 years INR 3.0 - 6.0 Lacs P.A. Work from Office Full Time

Company - Preschool & Daycare Designation - Centre Head Working days - 6 Days a week(Immediate Joining) Timings :- 9:30-6pm Preference : - Healthcare, Hospitality & Aviation Industry Role Description This is a full-time on-site role for a Center Head at Ipsaa. The Center Head will be responsible for overseeing the day-to-day operations, managing staff, ensuring quality child care, maintaining a safe and stimulating environment, and fostering positive relationships with parents and the community. Qualifications:- Experience in managing child care facilities or educational programs Strong leadership and communication skills Ability to multitask and work effectively in a fast-paced environment Excellent organizational and problem-solving abilities Passion for working with children and creating a positive learning environment

Sales Head Gurugram 8 - 13 years INR 17.0 - 22.5 Lacs P.A. Work from Office Full Time

Job Title: Sales Head Department: Sales & Business Development Location: Sector 51, Gurgaon Job Summary: The Sales Head will be responsible for driving overall revenue growth by leading and managing the sales team, creating effective sales strategies, and building strong relationships with clients and stakeholders. This individual will play a key role in achieving the companys business goals through strong leadership, strategic planning, and operational excellence. Key Responsibilities: Develop and execute strategic sales plans to achieve business targets and expand market share Lead, mentor, and motivate the sales team to exceed performance expectations Identify new business opportunities and ensure a healthy pipeline of prospects Build and maintain strong relationships with key clients, partners, and stakeholders Monitor market trends and competitor activity to develop effective positioning and sales strategies Prepare regular sales forecasts, reports, and performance metrics for leadership review Collaborate with marketing, operations, and product teams to ensure alignment and support for sales efforts Drive B2B and/or B2C sales depending on the business model Manage pricing strategies and ensure profitability Represent the company at industry events, conferences, and networking opportunities Key Skills & Competencies: Proven track record of achieving and exceeding sales targets Strong leadership and people management skills Excellent communication, negotiation, and presentation abilities Strategic thinking with a data-driven and result-oriented mindset Ability to thrive in a fast-paced, dynamic environment Strong knowledge of CRM tools and sales reporting systems Qualifications & Experience: Bachelor's degree in Business, Marketing, or related field (MBA preferred) Minimum 8-15 years of sales experience , with at least 3-5 years in a leadership role Willingness to travel as required

Digital Marketing Manager Gurugram 4 - 9 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Location : Sec 51 Gurgaon Role Overview: As a Performance Marketing & Digital Marketing Expert , you will lead and execute SEO and SEM strategies to increase website traffic, improve search visibility, and drive high-quality leads from parents and guardians. Your role will be critical in helping families discover our centers online and convert interest into admissions. Key Responsibilities: SEO Strategy & Execution: Optimize website content, metadata, blogs, and location pages to improve organic visibility in local searches (e.g., daycare near me, “preschools in [gurgaon, mumbai]”). Conduct keyword research specific to early education and parent search behavior. Manage Google Business Profile listings and local citations for all centers. Collaborate with content creators to publish SEO-friendly articles and FAQs relevant to parents. Track keyword rankings, backlinks, and organic performance using tools like SEMrush, Google Search Console. SEM / Paid Ads: Plan and manage lead-generation campaigns on Google Ads and Meta (Facebook/Instagram) targeting parents by location, age group, and intent. Create and test compelling ad creatives and landing pages optimized for conversion (inquiries, admissions, center visits). Monitor daily performance and adjust bids, audience, and content to maximize ROI and reduce cost per lead. Set up and manage remarketing campaigns to engage parents who have shown interest. Analytics & Reporting: Use Google Analytics, Meta Ads Manager, and custom dashboards to analyze campaign performance. Generate regular reports with actionable insights to improve traffic, engagement, and lead conversion. Required Skills & Experience: 5- 6 years of hands-on experience in SEO and SEM with a strong portfolio of successful lead-generation campaigns. Prior experience working in education, healthcare, or service-based local businesses is a strong plus. Strong understanding of local SEO, especially for multi-location businesses. Proficiency in Google Ads, Meta Ads, Google Analytics, and related tools. Excellent written and communication skills with an understanding of how to connect with parents. Preferred Qualifications: Google Ads and Analytics certified. Experience with CRM or lead management tools (e.g., Zoho, HubSpot). Basic knowledge of website CMS platforms (WordPress, Wix).

Leasing Manager Gurugram 5 - 10 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Job Title: Leasing Manager Retail Mall/ Shopping Arcade Location: Gurgaon, Haryana Reporting to: CBO – Leasing Job Overview: The Leasing Manager will lead the end-to-end retail leasing process for a mall or shopping arcade. The role focuses on tenant acquisition, commercial deal structuring, and strategic space planning to maximize occupancy, revenue, and consumer appeal. The candidate must bring strong retail leasing market knowledge, sound legal and financial leasing acumen, and the ability to work cross-functionally in a fast-paced, entrepreneurial environment. Key Responsibilities: 1. Leasing plan & Tenant Acquisition Devise and implement a targeted leasing plan in line with the malls positioning. Identify and approach potential tenants, including retail brands, anchor tenants, F&B outlets, and service providers. Conduct detailed market walk through to analyse retail trends, competing assets, and catchment demographics. Curate an optimal zoning plan ensuring a balanced brand mix, category spread, and footfall generation. 2. End-to-End Leasing Execution Drive the complete leasing cyclefrom prospecting and pitch presentations to LOI execution and lease signing. Draft and negotiate LOIs, lease deeds, renewals, and exit clauses in coordination with legal and promoters. Structure commercial terms (revenue share, MG, lock-in, rent-free period) that align tenant success with asset profitability. Maintain a leasing tracker, CRM database, and deal pipeline to monitor leasing progress and conversions. 3. Commercial & Financial Management Benchmark and recommend rental rates based on tenant category, frontage, visibility, and carpet area ratios. Define and coordinate CAM (Common Area Maintenance) charges with finance and facility teams. Track leasing targets, collections, rent escalations, security deposits, and occupancy-linked clauses. 4. Handover & Operational Readiness Coordinate space handover, utility readiness, and fit-out timelines with project and facility teams. Ensure tenant compliance with handover specifications and statutory norms. Facilitate smooth tenant onboarding and resolve issues related to commercial terms or operational dependencies. 5. Cross-Functional Collaboration Work with the marketing team to support tenant activations, promotions, and brand visibility. Liaise with the legal team for document vetting and compliance. Partner with the finance team for invoicing, collections, and revenue reporting. Coordinate with operations and technical teams for pre-fitout planning and infrastructure alignment. 6. Legal & Documentation Oversight Ensure watertight documentation of LOIs, lease deeds, and amendments. Align commercial clauses with legal norms, RERA guidelines, and risk mitigation best practices. Coordinate registrations, stamp duty, and statutory compliance for executed leases. 7. Market Intelligence & Reporting Continuously track market rents, vacancy rates, new brand entries, and competitor activities. Maintain a live leasing dashboard and prepare weekly MIS reports on status of leads, closures, and revenue forecasts. Contribute to financial planning by supporting projections for rental income, occupancy cost benchmarks, and tenant performance metrics. Strategic Goals (First 6–12 Months): Achieve minimum 90% occupancy prior to mall launch. Onboard at least one anchor tenant and 6–7 marquee brands within the first 3–6 months. Ensure timely handover and operational readiness of Phase 1 tenants. Create a differentiated tenant mix that aligns with the mall’s target audience and revenue model. Qualifications & Experience: Graduate or Postgraduate in Business Administration, Real Estate, or a related field. 5–8 years of hands-on experience in retail leasing , preferably with malls, F&B chains, or high-street leasing companies. Strong knowledge of leasing structures, RERA regulations, legal documentation, and commercial real estate dynamics. Experience in negotiating LOIs, drafting lease deeds, and structuring revenue-share models. Proficiency in tools like Excel, CRM systems, AutoCAD (basic reading), and CAM cost allocation models. Key Competencies: Retail tenant onboarding and deal negotiation Legal and financial understanding of lease structures Cross-functional coordination and project ownership Strong interpersonal and communication skills Analytical thinking, problem-solving, and attention to detail Ability to thrive in a lean team setup and meet tight leasing deadlines

Communication Executive (Marketing - Content writer, Short video, Blog Gurugram 2 - 7 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Role Summary This role calls for someone grounded, quick to observe, and able to translate the life of a centre into clear and meaningful communication. You'll work closely with the Communications Lead, contributing to everything from on-ground content to internal campaigns. Your day may include documenting a workshop, supporting a centre event, or helping draft a weekly update. You'll be the voice on the ground-always in step with what's happening, and why it matters. Key Responsibilities - Draft notices, newsletters, and in-centre communication material alongside the Communications Lead - Document daily life at the centre through photos and short-form video content - Support communication and collateral needs for events, campaigns, and activities - Liaise with centre heads and academic staff to stay aligned with the weekly calendar and priorities - Maintain records and content logs for internal reference and reporting - Contribute observations and documentation for use in broader Ipsaa campaigns Desired qualification: - Strong writing skills with a clear and thoughtful tone - Confidence in using your phone camera to capture everyday interactions, activities, and events - Good sense of what details to notice and how to communicate them clearly - Comfortable managing timelines, coordinating with teams, and handling follow-ups independently - Prior experience in schools, agencies, or people-focused workplaces is helpful - Willingness to learn and adapt in a dynamic, collaborative setup

Centre Head - Gurgaon, Noida & Mumbai Gurugram 5 - 10 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Company - Preschool & Daycare Designation - Centre Head Working days - 6 Days a week(Immediate Joining) Timings :- 9:30-6pm Location : Gurgaon (DLF Phase 5), Noida (Sector 16 & 62) & Mumbai (Powai) Preference : - Healthcare/Hospitality/ Retail & Aviation Industry About the Role: Ipsaa means a wish in Sanskritreflecting every parent’s desire to nurture the magic within their child. As India’s largest and most trusted preschool and daycare chain, we provide quality care and learning for children aged 4 months to 12 years.We are looking for a Centre Head to lead our daycare and preschool operations. Ideal candidates will have customer service & team handling experience in hospitality, healthcare, or retail , with a passion for delivering exceptional service and creating a warm, safe environment for children. Key Responsibilities:Operations & Administration Oversee daily functioning of the centre ensuring high standards of hygiene, safety, and child care. Implement SOPs Manage inventory, housekeeping, and facility upkeep. Team Leadership Lead, train, and motivate teaching and non-teaching staff. Conduct regular performance reviews and ensure continuous staff development. Foster a collaborative, service-oriented team culture. Admissions & Parent Engagement Drive enrollment through converting walk in parent, local marketing, parent tours, and relationship building. Address parent concerns with empathy and professionalism. Ensure Daily updates & weekly updates being sent to Parents Organize parent-teacher meetings, feedback sessions, and centre events. Financial Oversight Manage budgets, fee collection, and cost control measures. Coordinate with finance/admin teams for accurate reporting. Curriculum & Learning Environment Ensure effective implementation of age-appropriate curriculum in collaboration with academic coordinators. Monitor classroom practices and child engagement quality. Candidate Profile: Qualifications: Graduate/Postgraduate in any discipline. Certification or training in early childhood education (preferred but not mandatory). Experience: 5 to 6 years in hospitality, hospital administration, or retail operations Experience managing customer-facing teams and service delivery excellence. Skills: Strong leadership and people management skills. Excellent communication and interpersonal abilities. Problem-solving, multitasking, and organizational skills. Empathy and passion for working with children and parents. What We Offer: A nurturing and growth-driven work culture. Competitive salary Opportunities for professional development

Call Center Executive gurugram 2 - 7 years INR 3.0 - 5.0 Lacs P.A. Work from Office Full Time

Company - Preschool & Daycare Days - 6 Days a week Preference - Female Location - Sector 51, Gurgaon Job summary We're looking for a motivated and experienced Call Center Executive to join our team at Ipsaa Preschool and Daycare. The ideal candidate will have 3-5 years of experience and a passion for working with families and children. You'll be the first point of contact for prospective parents, providing excellent customer service and guiding them through the admission process for our preschool and daycare brand. Responsibilities Handle Inbound & Outbound Calls : Effectively manage a high volume of calls from new and existing clients. CRM Management : Maintain and update customer information in our CRM system, ensuring data accuracy and timely follow-ups. Client Communication : Act as a brand ambassador by answering inquiries, providing detailed information about our programs, and addressing parent concerns professionally. Sales & Lead Nurturing : Follow up on leads and guide prospective parents through the admission process, from initial inquiry to enrollment. Appointment Scheduling : Schedule tours and meetings with our center heads for prospective parents. Reporting : Generate regular reports on call volume, lead conversions, and other key performance metrics. Customer Satisfaction : Strive to achieve high levels of customer satisfaction and positive parent feedback. Requirements Experience : 3-5 years of proven experience in a call center, customer service, or a similar role, preferably in the education or child care sector. Technical Skills : Proficiency in using CRM software and other call center technologies. Communication Skills : Excellent verbal communication skills with a clear and pleasant speaking voice. Soft Skills : Strong interpersonal skills, empathy, and a patient and friendly demeanor. Organizational Skills : Ability to multitask, prioritize, and manage time effectively in a fast-paced environment. Education : Bachelor's degree required

Zonal Sales Manager mumbai,gurugram 7 - 12 years INR 7.0 - 12.0 Lacs P.A. Work from Office Full Time

Job Title: Zonal sales Manager Department: Sales & Business Development Location: Gurgaon & MUMBAI Job Summary: The Sales Head will be responsible for driving overall revenue growth by leading and managing the sales team, creating effective sales strategies, and building strong relationships with clients and stakeholders. This individual will play a key role in achieving the companys business goals through strong leadership, strategic planning, and operational excellence. Key Responsibilities: Develop and execute strategic sales plans to achieve business targets and expand market share Lead, mentor, and motivate the sales team to exceed performance expectations Identify new business opportunities and ensure a healthy pipeline of prospects Build and maintain strong relationships with key clients, partners, and stakeholders Monitor market trends and competitor activity to develop effective positioning and sales strategies Prepare regular sales forecasts, reports, and performance metrics for leadership review Collaborate with marketing, operations, and product teams to ensure alignment and support for sales efforts Drive B2B and/or B2C sales depending on the business model Manage pricing strategies and ensure profitability Represent the company at industry events, conferences, and networking opportunities Key Skills & Competencies: Proven track record of achieving and exceeding sales targets Strong leadership and people management skills Excellent communication, negotiation, and presentation abilities Strategic thinking with a data-driven and result-oriented mindset Ability to thrive in a fast-paced, dynamic environment Strong knowledge of CRM tools and sales reporting systems Qualifications & Experience: Bachelor's degree in Business, Marketing, or related field (MBA preferred) Minimum 7 -15 years of sales experience , with at least 3-5 years in a leadership role Willingness to travel as required

AREA HEAD - BD gurugram 5 - 10 years INR 5.0 - 7.0 Lacs P.A. Work from Office Full Time

Key Responsibilities: Business Development: Drive direct walk-ins and lead conversion across assigned centers to meet sales targets. Sales Performance: Track center-wise target vs. achievement and implement strategies to improve revenue performance. Center Oversight: Supervise operations of 5-6 centers, ensuring smooth functioning and alignment with organizational goals. Team Leadership: Manage and mentor center teams, including mentors and support staff, to ensure high engagement and productivity. Parent Interaction & Escalation Handling: Address parent concerns/escalations promptly and professionally, maintaining strong relationships. Communication: Ensure clear and consistent communication with center staff, aligning them with company values and updates. Staff Management: Oversee staffing needs, shift planning, discipline, and general HR coordination at the center level.

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Ipsaa Holdings