Investment Officer ( IO )

ENGAGEMENT OF SPECIALIST CADRE OFFICERS ON CONTRACT BASIS (ADVERTISEMENT NO: CRPD/SCO/2025-26/15)

ONLINE REGISTRATION OF APPLICATION & PAYMENT OF FEES: FROM 27.10.2025 TO 17.11.2025

State Bank of India invites online applications from eligible Indian citizens for appointment to the Specialist Cadre Officers Posts on Contract Basis. Candidates are requested to apply online through the link given on Banks official website https://sbi.bank.in/web/careers/current-openings

1. The process of Registration is complete only when fee is deposited with the Bank through online mode on or before the last date for payment of fee / last date of online registrations.

2. Before applying, candidates are requested to ensure that they fulfil the eligibility criteria for the Post(s) as on the date of eligibility.

3. Candidates are required to upload all relevant documents including their resume, ID proof, age proof, Caste certificate, PwBD Certificate (if applicable), educational qualifications certifications, experience details, Biodata etc., failing which their application/candidature will not be considered for shortlisting/ interview.

4. The process of Short-listing will be provisional and without verification of original documents. Candidature will be subject to verification of all details/ documents with the original when a candidate reports for interview (if called).

5. In case a candidate is called for interview and is found not satisfying the eligibility criteria (Age, Educational Qualification and Experience etc.) he/ she will neither be allowed to appear for the interview nor be entitled for reimbursement of any travelling expenses.

6. Candidates are advised to check Banks official website https://sbi.bank.in/web/careers/current-openings regularly for details and updates (including the list of shortlisted/ selected candidates). The Call (letter/ advice), where required, will be sent by e-mail only (NO HARD COPY WILL BE SENT).

7. ALL REVISIONS/ CORRIGENDUM (IF ANY) WILL BE HOSTED ON THE BANKS WEBSITE ONLY.

8. In case more than one candidate scores same marks as cut-off marks in the final merit list (common marks at cut-off point), such candidates will be ranked in the merit according to their age in descending order.

9. Hard copy of application & other documents need not to be sent to this office.

10. TEACHING & TRAINING EXPERIENCE WILL NOT BE COUNTED FOR ELIGIBILITY.

11. CANDIDATES CAN APPLY FOR MORE THAN ONE POST IF OTHERWISE FULFILLS ALL ELIGIBILITY CRITERIA FOR THE POST(s).

12. Mere fulfilment of the eligibility criteria (i.e. minimum required qualifications and experiences) shall not entitle a candidate to be called for interview. The shortlisting committee constituted by the Bank will decide the shortlisting parameters and thereafter, adequate number of candidates, as decided by the Bank will be shortlisted and called for interview. the decision of the Bank to call the candidates for the interview shall be final. no correspondence will be entertained in this regard.

13. Candidates against whom there is / are adverse report regarding character & antecedents, moral turpitude etc. are not eligible to apply for the post. If any such adverse orders / reports against the shortlisted/ selected candidates is found/ received by the Bank post their selection, their candidature/ service will be rejected forthwith..

14. At the time of interview, the candidate will be required to provide details regarding criminal case(s) pending against him/ her, if any. The Bank may also conduct independent verification, inter alia, including verification of police records etc. The Bank reserves the right to deny appointment depending upon such disclosures and/ or independent verification.

15. Candidates furnishing false information / suppressing the facts will be disqualified and shall be liable for debarment and legal/criminal action. Candidates who attempt fraud/impersonation shall be liable to be debarred from future recruitment process conducted by the Bank

16. Candidates serving in Govt./ Quasi Govt. offices, Public Sector undertakings including Nationalized Banks and Financial Institutions and SBI Group companies are advised to submit No Objection Certificate from their employer at the time of interview, failing which their candidature may not be considered and travelling expenses, if any, otherwise admissible, will not be paid.

Vacancies: 46 (Regular)

Circle wise vacancies

Gandhinagar-1

Amaravati - 2

Bengaluru-6

Bhubaneshwar-1

Bhopal-2

Chandigarh-1

Chennai-3

Guwahati-3

Hyderabad-2

Kolkata-4

Lucknow-2

Maharashtra-3

Mumbai Metro-3

New Delhi-2

Patna-3

Thiruvananthapuram-8

CTC Upper Range (Rs. In Lakhs)

Contract Period: 5 Years (Renewable another 4 years at the discretion of the Bank subject to fulfillment of any such conditions as may be stipulated by the Bank)

Educational Qualification (As on 01.05.2025):

Mandatory: A Professional Qualification in PG Degree or PG Diploma in Finance / Accountancy / Business Management / Commerce / Economics / Capital Markets /Banking/ Insurance / Actuarial Science from recognised College / University or CA / CFA.

Preferred

Post-Qualification Experience (As on 01.05.2025):

Mandatory: $$ (as explained above)

Minimum 4 years of post-qualification experience as an investment advisor / counsellor /Officer/ part of product team in Wealth Management Firms / AMCs

Specific Skills required (if any)

Preferred Experience: $$ (as explained above)

-Good knowledge of investments and markets across asset classes.

-Experience in managing and advising client portfolios.

-Good knowledge of asset allocation and re-balancing techniques.

-Superior presentation skills & other core competencies like leadership and teamwork.

-Experience in products of fixed income, equity & alternate markets

(These skills will be tested at the time of interview)

Job Profile:

Guiding clients on range of financial services products

Wide ranging experience across categories such as: MF, FI, Structured Products, Discretionary Portfolios and other Alternate Products.

Strong focus on due diligence, quantitative technique and asset allocation

Key Responsibility Areas:

• Assisting the VP Wealth/ Relationship Manager/ RM Wealth in providing expert opinion regarding investments
• Work closely with VP Wealth/RMs/RM Wealth for creation and implementation of their financial needs.
• Prepare presentations for VP Wealth/RMs/RM Wealth and clients on Investment products and view on the market.
• Help in providing incidental advice to clients. Provide generic information on taxation of products.
• Research and investigate new investment opportunities to determine relevance for clients
• Guiding the Clients on the right investment products based on their needs and Improving Clients understanding of complex and structured products. Answer clients' questions about the purposes and details of financial options and strategies referred to by VP Wealth/RMs/RM Wealth Research / create house view on investment products and market.
• Coaching and regularly updating the VP Wealth/RMs/RM Wealth team on latest developments and investment products.

Wealth Management

• Do a Financial Needs Analysis and Risk Profiling for the Clients
• Periodic Portfolio reviews for all Clients

Compliance

• Ensure AMFI, IRDA and NISM certification
• Any other matter, as may be entrusted by the Bank from time to time

Notice Period:

CALL LETTER FOR INTERVIEW

SELECTION PROCESS

Shortlisting

Interview

CTC Negotiation

Merit list

HOW TO APPLY:

GUIDELINES FOR FILLING ONLINE APPLICATION

i.Candidates will be required to register themselves online through the link available on SBI website https://sbi.bank.in/web/careers/current-openings and pay the application fee using Internet Banking/ Debit Card/ Credit Card etc.

ii.Candidates should first scan their latest photograph and signature. Online application will not be registered unless candidate uploads his/ her photo and signature as specified on the online registration page (under ‘How to Upload Document”).

iii.Candidates should fill the application carefully. Once application is filled-in completely, candidate should submit the same. In the event of candidate not being able to fill the application in one go, he can save the information already entered. When the information/ application is saved, a provisional registration number and password is generated by the system and displayed on the screen. Candidate should note down the registration number and password. They can re-open the saved application using registration number and password and edit the particulars, if needed. This facility of editing the saved information will be available for three times only. Once the application is filled completely, candidate should submit the same and proceed for online payment of fee.

iv.After registering online, the candidates are advised to take a printout of the system generated online application forms.

GUIDELINES FOR PAYMENT OF FEES

i.Application fees and Intimation Charges (Non-refundable) is 750/- (Seven Hundred Fifty only) for UR/EWS/OBC candidates and no fees/intimation charges for SC/ ST/ PwBD candidates.

ii.After ensuring correctness of the particulars in the application form, candidates are required to pay the fees through payment gateway integrated with the application. No change/ edit in the application will be allowed thereafter.

iii.Fee payment will have to be made online through payment gateway available thereat. The payment can be made by using Debit Card/ Credit Card/ Internet Banking etc. by providing information as asked on the screen. Transaction charges for online payment, if any, will be borne by the candidates.

iv.On successful completion of the transaction, e-receipt and application form, bearing the date of submission by the candidate, will be generated which should be printed and retained by the candidate.

v.If the online payment of fee is not successfully completed in first instance, please make fresh attempts to make online payment.

vi.A provision is there to reprint the e-Receipt and Application form containing fee details, at later stage.

vii.Application Fee once paid will NOT be refunded on any account NOR can it be adjusted for any other examination or selection in future.

HOW TO UPLOAD DOCUMENTS:

a. Details of Document to be uploaded:

i.Recent Photograph

ii.Signature

iii.Brief Resume (PDF),

iv.ID Proof (PDF)

v.PAN CARD

vi.PwBD certification (if applicable) (PDF)

vii.Educational Certificates: Relevant Mark-Sheets/ Degree Certificate (PDF)

viii.Experience certificates (PDF)

ix.Form-16/Offer Letter/Latest Salary slip from current employer (PDF)

x.No Objection Certificate (If applicable) (PDF)

xi.Bio-data and CTC Format

b. Photograph file type/ size:

i.Photograph must be a recent passport style colour picture.

ii.Size of file should be between 20 kb - 50 kb and Dimensions 200 x 230 pixels (preferred)

iii.Make sure that the picture is in colour, taken against a light-coloured, preferably white, background.

iv.Look straight at the camera with a relaxed face

v.If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you are not squinting and there are no harsh shadows

vi.If you have to use flash, ensure there's no "red eye"

vii.If you wear glasses make sure that there are no reflections, and your eyes can be clearly seen.

viii.Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not cover your face.

ix.Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more than 50 kb, then adjust the settings of the scanner such as the DPI resolution, no. of colour etc., during the process of scanning.

c. Signature file type/ size:

i.The applicant has to sign on white paper with Black Ink pen.

ii.The signature must be signed only by the applicant and not by any other person.

iii.The signature will be used to put on the Call Letter and wherever necessary.

iv.Size of file should be between 10 kb - 20 kb and Dimensions 140 x 60 pixels (preferred).

v.Ensure that the size of the scanned image is not more than 20 kb.

vi.Signature in CAPITAL LETTERS shall NOT be accepted.

d. Document file type/ size:

i.All Documents must be in PDF (except Photograph & Signature)

ii.Page size of the document to be A4

iii.Size of the file should not be exceeding 500 kb.

iv.In case of Document being scanned, please ensure it is saved as PDF and size not more than 500 kb as PDF. If the size of the file is more than 500 kb, then adjust the setting of the scanner such as the DPI resolution, no. of colors etc., during the process of scanning. Please ensure that Documents uploaded are clear and readable.

e. Guidelines for scanning of photograph/ signature/ documents:

i.Set the scanner resolution to a minimum of 200 dpi (dots per inch)

ii.Set Color to True Color

iii.Crop the image in the scanner to the edge of the photograph/ signature, then use the upload editor to crop the image to the final size (as specified above).

iv.The photo/ signature file should be JPG or JPEG format (i.e. file name should appear as: image01.jpg or image01.jpeg).

v.Image dimensions can be checked by listing the folder/ files or moving the mouse over the file image icon.

vi.Candidates using MS Windows/ MSOffice can easily obtain photo and signature in .jpeg format not exceeding 50 kb & 20 kb respectively by using MS Paint or MSOffice Picture Manager. Scanned photograph and signature in any format can be saved in .jpg format by using ‘Save As’ option in the File menu. The file size can be reduced below 50 kb (photograph) & 20 kb (signature) by using crop and then resize option (Please see point (i) & (ii) above for the pixel size) in the ‘Image’ menu. Similar options are available in another photo editor also.

vii.While filling in the Online Application Form the candidate will be provided with a link to upload his/her photograph and signature.

f. Procedure for Uploading Document:

i.There will be separate links for uploading each document.

ii.Click on the respective link "Upload"

iii.Browse & select the location where the JPG or JEPG, PDF, DOC or DOCX file has been saved.

iv.Select the file by clicking on it and click the 'Upload' button.

v.Click Preview to confirm the document is uploaded and accessible properly before submitting the application. If the file size and format are not as prescribed, an error message will be displayed

vi.Once uploaded/ submitted, the Documents uploaded cannot be edited/ changed.

vii.After uploading the photograph/ signature in the online application form candidates should check that the images are clear and have been uploaded correctly. In case the photograph or signature is not prominently visible, the candidate may edit his/ her application and re-upload his/ her photograph or signature, prior to submitting the form. If the face in the photograph or signature is unclear the candidate’s application may be rejected.

INFORMATION OR HAS SUPPRESSED ANY MATERIAL FACT(S), HIS/ HER CANDIDATURE WILL STAND CANCELLED. IF ANY OF THESE SHORTCOMINGS IS/ ARE DETECTED EVEN AFTER ENGAGEMENT, HIS/ HER CONTRACTS ARE LIABLE TO BE TERMINATED.

IV.The applicant should ensure that the application is strictly in accordance with the prescribed format and is properly filled.

V.Engagement of selected candidate is subject to his/ her being declared medically fit as per the requirement of the Bank. Such engagement will also be subject to the service and conduct rules of the Bank for such post in the Bank, in force at the time of joining the Bank.

VI.Candidates are advised to keep their e-mail ID active for receiving communication viz. call letters/ Interview date advices etc.

VII.The Bank takes no responsibility for any delay in receipt or loss of any communication.

VIII.Candidates serving in Govt./ Quasi Govt. offices, Public Sector undertakings including Nationalized Banks and Financial Institutions are advised to submit ‘No Objection Certificate’ from their employer at the time of interview, failing which their candidature may not be considered and travelling expenses, if any, otherwise admissible, will not be paid.

IX.In case of selection, candidates will be required to produce proper discharge certificate from the employer at the time of taking up the engagement.

X.Candidates are advised in their own interest to apply online well before the closing date and not to wait till the last date to avoid the possibility of disconnection / inability/ failure to log on to the website on account of heavy load on internet or website jam. SBI does not assume any responsibility for the candidates not being able to submit their applications within the last date on account of aforesaid reasons or for any other reason beyond the control of SBI.

XI.DECISION OF BANK IN ALL MATTERS REGARDING ELIGIBILITY, CONDUCT OF INTERVIEW, OTHER TESTS AND SELECTION WOULD BE FINAL AND BINDING ON ALL CANDIDATES. NO REPRESENTATION OR CORRESPONDENCE WILL BE ENTERTAINED BY THE BANK IN THIS REGARD.

XII.The applicant shall be liable for civil/ criminal consequences in case the information submitted in his/ her application are found to be false at a later stage.

XIII.Merely satisfying the eligibility norms does not entitle a candidate to be called for interview. Bank reserves the right to call only the requisite number of candidates for the interview after preliminary screening/ short-listing with reference to candidate’s qualification, suitability, experience etc.

XIV.In case of multiple application, only the last valid (completed) application will be retained, the application fee/ intimation charge paid for other registration will stand forfeited.

XV.Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and/ or an application in response thereto can be instituted only in Mumbai and Courts/ Tribunals/ Forums at Mumbai only shall have sole and exclusive jurisdiction to try any cause/ dispute.

XVI.Outstation candidates, who may be called for interview after short-listing will be reimbursed the cost of travelling fare (Eligibility will be mentioned in the Call letter) for the shortest route in India OR the actual travel cost in India (whichever is lower) on the basis of actual journey. Local conveyance like taxi/cab/personal vehicle expenses/fares will not be payable. A candidate, if found ineligible for the post will not be permitted to appear for the interview and will not be reimbursed any fare.

XVII.Bank reserves the Right to cancel the recruitment process entirely or for any particular post at any stage.

XVIII.At the time of interview, the candidate will be required to provide details regarding criminal cases pending against him/her, if any. The Bank may also conduct independent verification, inter alia, including verification of Police Records, etc. The Bank reserves the right to deny the engagement depending upon such disclosure and/or independent verification.