Individual Loan Officer

The main objective of the job is to drive sales for Rural Individual Loans and meet business targets effectively. Your key responsibilities will include onboarding high-quality customers to uphold the portfolio's integrity, sourcing and disbursing loans to potential rural individual loan customers following internal processes and policies, conducting business and house verifications along with financial analysis to determine loan amounts, fostering business growth in designated territories for enhanced market penetration, and ensuring disbursement targets and productivity goals are met. Additionally, you will be accountable for maintaining optimal collection efficiency, minimizing delinquency, nurturing strong client relationships both internally and externally to establish a robust brand presence among existing and potential customers. Your focus should be on achieving the highest levels of First Time Right (FTR) while actively participating in learning and development initiatives to enhance your skills. It is imperative to adhere strictly to the company's product, process, and policy guidelines. The ideal candidate for this role should hold a graduate degree in any discipline.,