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1.0 - 6.0 years

2 - 3 Lacs

Dhule, Nashik, Satara

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- Sourcing Home loans business from builders, real estate brokers, advisors & DSA -Strong knowledge of home loans, LAP, mortgage loans -Should have experience in open market business sourcing - Can apply for RO/RM/SM/DSA Manager - Individual Required Candidate profile Min 1 Years + experience in Home Loan/LAP/Mortgage sales Ready to travel for fieldwork Excellent communication skills Fresher Can not apply

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1.0 - 6.0 years

2 - 3 Lacs

Bhilwara, Jodhpur, Mumbai (All Areas)

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1 sourcing new files for home loans through various channels. 2 achieving the disbursement targets. 3 complete the documentation for processing the loan applications. 4 Active participation in business development activities for Home Loans. Required Candidate profile Required Candidate profile * Must have 1 YEAR experience in Loan Sales (Home Loan / LAP Prefer.) * Must be a graduate * Candidates should have Bike and License * Age : 21 to 36 Yrs.

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3.0 - 8.0 years

3 - 7 Lacs

Nagpur, Nashik, Jalna

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Job Role : Sales Manger - Retail Assets - BL & PL Job Location : Nashik, Nagpur, Beed or Jalna Job Purpose : Sales Manager is the front end sales position of the Bank having primary objective to acquire & grow business in Salaried, Self Employed and Professional loan segment. SM has to meet the Business target and Productivity benchmark by generating maximum potential business in assigned area / location in Prime Market through Branches, Open Market & DSA Business. Allocation of Channels varies from time to time depending upon business exigency. Preferred candidate profile Graduate, Good in communication. Minimum experience of 3 years in Business Loans / Personal Loans / LAP/ Home Loan or candidates having working capital experience. Interested candidates can share their CV to swathi.sankaran@hdfcbank.com

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0.0 - 5.0 years

2 - 3 Lacs

New Delhi, Faridabad, Gurugram

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Job Description for Sales Officer, HDFC : Designation: Sales Officer Experience: 0 to 6 Years Salary: Up to 3.5 LPA + Incentives Location: As per business requirement Roles & Responsibilities: Area Mapping: Regularly map and update assigned areas/lanes/geography to identify potential sources and report updates during team huddles. Source Management: Build and manage relationships with all assigned and self-identified sources within the territory Reporting & Documentation: Maintain daily activity logs and sales reports in prescribed formats. Channel Partner Onboarding: Identify gaps and initiate recruitment of channel partners as needed. Daily Huddles: Participate in team meetings and contribute to planning and updates. Customer Relationship Management: Enhance customer satisfaction by developing long-term relationships. Application Processing: Ensure timely and complete submission of application forms and documentation. Candidate Profile: Graduate from any stream (mandatory) Minimum 6 months of sales experience preferred BFSI background will be an added advantage Willingness to travel Good communication and interpersonal skills

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1.0 - 3.0 years

1 - 3 Lacs

Jalandhar, Chandigarh

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Job Description Source business from market through both DSA and Direct channel of CF to Retail, APF, Pre-Approved and Internal channels. Principal Accountability 1. Identification of customers through DSA and Builder projects both. 2. Handling Builder channel (Filed Work Job) 3. Filling up of the application form. 4. KYC verification. 5. Visiting potential customers in order to convert business.

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1.0 - 6.0 years

2 - 6 Lacs

Navi Mumbai, Bengaluru, Mumbai (All Areas)

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Role & Responsibilities Key Responsibilities: 1. Lead Conversion: Convert Home Loan and Mortgage leads into field appointments, ensuring a smooth transition throughout the process. 2. End-to-End Management: Oversee the entire process of converting Home Loan and Mortgage leads into loan disbursals, ensuring compliance with regulations and policies. 3. Relationship Management: Cultivate and maintain strong relationships with Banks and NBFCs, collaborating closely to streamline loan processing and resolve any issues promptly. Job Role: 1. Experience Requirement: Candidates should possess a minimum of 1 year of experience in Home Loan. 2. Client Interaction: Meet with loan applicants to understand their requirements, collect necessary information, and guide them through the loan application process. 3. Loan File Analysis: Regularly analyze active loan files, identifying bottlenecks, and proposing solutions to expedite the loan approval process. 4. Contract Completion: Assist clients in completing loan contracts, ensuring thorough understanding of policies and regulations. 5. Financial Assessment: Conduct interviews with applicants to assess financial eligibility and establish feasible debt payment plans. 6. Record Management: Maintain accurate and updated account records, ensuring compliance with regulatory standards. 7. Application Submission: Submit loan applications to relevant institutions in a timely manner, adhering to all necessary protocols 8. Proposal Preparation: Prepare comprehensive loan proposals, highlighting key terms and conditions for clients' consideration. 9. Application Review: Evaluate loan applications, identifying deficiencies and providing clear explanations to applicants in case of rejection. 10. Issue Resolution: Address applicants' queries and concerns promptly, resolving any loan-related issues to ensure customer satisfaction. Qualifications: Minimum 1+ year of experience in Home Loan and Mortgage operations. Strong interpersonal skills with the ability to effectively communicate with clients and stakeholders. Proficiency in analyzing financial data and interpreting complex loan documents. Detail-oriented approach with a focus on accuracy and compliance. Ability to work efficiently in a fast-paced environment, managing multiple tasks simultaneously. Knowledge of relevant laws and regulations governing the Home Loan and Mortgage industry. Bachelor's degree in Finance, Business Administration, or related field preferred. Kindly share your resume at -- mithalipal@paisabazaar.com

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0.0 - 5.0 years

1 - 2 Lacs

Hyderabad/Secunderabad, Chennai, Bangalore/Bengaluru

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Designation: Home Loan Officer (Sales) at HDFC Sales. Job location:- Bangalore, Hyderabad, Chennai. Department : Home Loan ( Sales) Qualification:- Any Graduation / Post-graduation. Experience: 0 to 1 Years CTC: - 1.80 lpa to 2.50 lpa + Huge Incentive ( Upto 50000 ) Roles & Responsibilities:- Area/ Lane /Geography Mapping: Responsible for lane to lane/ Area mapping of Area/ Geography at regular intervals with the help of supervisor. Identify new sources in the allocated Area/ Geography and inform the progress to reporting manager during team huddle. Source Relationship Management: Responsible for managing the relationship with all sources assigned and identified by him in his geography/area. Maintain Reports: Responsible for maintaining reports related to sales and all his activities in the prescribed format. Should maintain diary on daily basis in the prescribed format of activities. Channel Partner Recruitment: Responsible for identifying the need for appointment of a channel partner Team Huddle: Responsible for attending team huddle on a daily basis as per the set process. Customer Relationship Management: Responsible for enhancing the customer experience by developing and maintaining relationship with customers. Completion of File: Responsible for submission of complete application form, documentations and information. Desired candidate profile: Must be a graduate from any stream Should have minimum 6 months of experience in sales Candidates with prior experience in BFSI will have an added advantage Open to travel Must have good communication skills For further Details, contact- aykacommunication28@gmail.com Note: Candidates should be flexible with field work. Contact HR. 8105002838 (Call or WhatsApp)

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1.0 - 5.0 years

3 - 4 Lacs

Nashik, Gurugram, Delhi / NCR

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Managing Sales of Home Loan Product Sourcing business through open market - DST & DSA Strong knowledge of home loans, LAP, mortgage loans Sourcing - DSA. Open Market ,Connectors HR MANISHA MOB : 6354241839 CALL AND WhatsApp Required Candidate profile Good communication skill Must have minimum 1 year experience in Housing loan / LAP / Mortgage Loans sales CANDIDATE AGE 21 TO 50 (Depend on your Experiences in Housing loan / LAP /

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0.0 - 5.0 years

2 - 3 Lacs

Indore, Jaipur, Mumbai (All Areas)

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Candidate Eligibility 1 candidate must be a graduate 2 0.6 to 1 Year of experience in sales is preferred 3.The job requires extensive traveling so the candidate must be willing to travel within the city 4.Candidate must have good communication skills

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1.0 - 6.0 years

2 - 3 Lacs

Kota, Ahmedabad, Jodhpur

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Achieve targets for the Mortgages (Home Loan & Loan Against Property) business through lead generation and fulfillment from the Open Market and alternate channels Achievement of Sales targets both value & volume Willingness to travel for field sales Required Candidate profile Strong knowledge of Affordable Housing (AH), Home Loans, Housing Finance, Home Finance, Asset Management Services. Must be confident & communication skills Potential to earn huge incentives

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1.0 - 6.0 years

2 - 3 Lacs

Navi Mumbai, Pune, Mumbai (All Areas)

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Role: Channel Sales, DSA, Direct partner & open market source & sales for Home Loans, LAP and mortageg loans Bring in & login the file & ensure going ahead to credit team for screening Scan local market and see which are our potential customers Required Candidate profile Minimum 1 year experience in Field Sales Sales experience in Home Loan (HL), Loan against Property (LAP), Mortage Loan or Insurance preferred

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4.0 - 9.0 years

4 - 6 Lacs

Tambaram, Poonamallee, Chennai

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Core Responsibilities: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of APFs and increase penetration in the approved APF projects. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Location: 1. Kodambakkam 2. Poonamalle 3. Guindy 4. Tambaram 5. Perungudi

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4.0 - 9.0 years

4 - 6 Lacs

Poonamallee, Chennai, Thiruvallur

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Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems. Job Locations: 1.Kodambakkam 2.Poonamallee 3.Perungudi 4.Tambaram 5.Guindy

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4.0 - 7.0 years

4 - 6 Lacs

Tambaram, Chennai, Thiruvallur

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Core Responsibilities: Sales Process Management Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals Maximize sales through a network of DSA by effectively managing connector and builder relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Maximize number of APFs and increase penetration in the approved APF projects. Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Sales Planning and Team Management Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area Align with the team on ground lead generation activities for Sales. Lead and supervise the team of relationship managers for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems.

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2.0 - 7.0 years

3 - 5 Lacs

Ahmedabad

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Role & responsibilities HL,LAP DSA handling profile Preferred candidate profile Relationship manager Location - Ahmedabad Contact person - HR Aastha - 9893743857

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5.0 - 10.0 years

5 - 12 Lacs

Navi Mumbai, Delhi / NCR

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Role & responsibilities Operational Oversight Manage end-to-end operations for auto leasing and solar finance, including customer onboarding, documentation, disbursement, servicing, and closures. Design and implement SOPs to optimize workflows, reduce TATs, and enhance customer experience. Monitor and manage SLAs with internal teams and external partners (OEMs, dealers, solar EPC partners, financiers, etc.). Process & Compliance Management Ensure full regulatory and policy compliance across both verticals. Work closely with the legal and risk teams to manage documentation and ensure timely audits. Implement process controls to reduce operational risks and data discrepancies. Cross-functional Collaboration Liaise with sales, credit, collections, product, and tech teams to ensure smooth execution of customer journeys. Assist product managers in developing new features by providing operational insights. Preferred candidate profile 5 - 10 years of operations experience in Home Loan, Loan Against security, auto leasing, vehicle finance, solar loans, NBFC, fintech, or similar industries. Strong knowledge of financial products, leasing models, and solar project financing is highly desirable. Proficient in MS Excel, operational tools, and CRM platforms. Demonstrated ability to lead teams and manage large-scale operational processes. Excellent communication, analytical, and problem-solving skills.

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0.0 - 4.0 years

1 - 3 Lacs

Hyderabad

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Role & responsibilities - Sale of Personal Loans - Cross Selling other banking asset products - Sourcing new customers - Providing customer service to existing customers Note: Interested candidates share profiles to badiginthala.ramana@indusind.com/9951524403.

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4.0 - 9.0 years

6 - 16 Lacs

Bengaluru, Mumbai (All Areas)

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Role & responsibilities 1. Credit Function Leadership with Digital Mindset: Build and lead a collaborative, forward-looking credit underwriting team that embraces digital tools and analytics to streamline decision-making and enhance operational efficiency. 2. Mortgage Product Underwriting: Develop and implement robust credit appraisal frameworks for mortgage and housing finance products, ensuring accurate assessment of borrower risk and alignment with NBFC lending standards. 3. Policy, System, and BRE Testing Support: Provide continuous feedback and insights for refining credit policies, system functionality, and Business Rules Engine (BRE) to ensure seamless integration and accurate credit decisioning. 4. Policy Compliance Oversight: Ensure strict adherence to internal credit policies, risk frameworks, and regulatory guidelines, maintaining audit readiness and minimizing credit risk exposure. 5. STP Process Quality Monitoring: Monitor Straight-Through Processing (STP) workflows for underwriting, identifying data gaps or process inefficiencies, and implementing corrective actions to maintain quality and turnaround time. 6. End-to-End Digital Implementation: Drive the adoption and execution of fully digital credit underwriting processesfrom application to disbursalleveraging automation, data analytics, and digital verification tools to enhance customer experience and operational scalability. Preferred candidate profile Strong knowledge of mortgage underwriting and credit appraisal Understanding of BRE and digital credit systems Proficiency in analyzing credit risk, financial statements, and borrower profiles Familiarity with STP workflows and digital lending platforms Knowledge of NBFC regulatory and compliance frameworks Strong analytical, problem-solving, and team leadership skills

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1.0 - 5.0 years

1 - 3 Lacs

Faridabad, Gurugram, Delhi / NCR

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Good Communication Skills In Hindi + English Candidate Should Have Minimum 6 Months Experience in Sales Candidate Should have Own Bike Home Loan Sales Immediate Joiner Candidates Can Call @HR Puja-8295041955

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4.0 - 9.0 years

6 - 11 Lacs

Ahmednagar

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MAS Rural Housing and Mortgage Finance Limited is looking for Branch Manager to join our dynamic team and embark on a rewarding career journey Managing and overseeing all aspects of the branch's operations, including sales, customer service, and daily operations Setting performance goals and targets for employees and ensuring that they are met Managing and developing a team of employees, providing feedback, coaching, and development opportunities as necessary Developing and implementing sales strategies to meet revenue targets and drive growth Building and maintaining relationships with customers and stakeholders, including local businesses and community groups Ensuring that the branch is compliant with all relevant laws, regulations, and industry standards Managing budgets and resources effectively, ensuring that expenses are within budgetary constraints Identifying and implementing process improvements to increase efficiency and productivity Monitoring and analyzing key performance indicators (KPIs) to identify areas for improvement and make data-driven decisions Collaborating with other departments and senior management to ensure that the branch's goals align with the company's overall strategy and objectives Excellent Leadership, communication and interpersonal skills

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1.0 - 5.0 years

2 - 3 Lacs

Puducherry, Chennai, Coimbatore

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We are happy to announce that Aditya Birla Housing Finance is hiring for Housing Loan Sales Officers in various locations. This is an excellent opportunity to join our team and grow your career in sales. Designation: Key Relationship Officer (KRO) & Senior Key Relationship Officer (SKRO) Salary: Up to 3.4 LPA + incentives Role Responsibilities: - Sales of housing loans - Building relationships with customers - Meeting sales targets If you are a motivated and results-driven individual, please click the link below to upload your resume and details. Our team will review your application and get back to you with feedback. [https://abccareers.iona.ai/job-details/refer/67d94e21a856357dbe9397e4] * HR Team - Daniel ( 7448808813 ) * Daniel.premkumar@adityabirlacapital.com

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4.0 - 9.0 years

5 - 10 Lacs

Rajkot

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HL,LAP Experienced candidates can also apply for SBL Key Responsibilities : * Appoint, train, and manage branch sales teams. * Promote Secured Business Loans through field visits & team support. * Monitor daily DSR (via DSAR App) for lead quality & productivity. * Ensure proper coordination with Credit & Operations teams to maintain TAT. * Achieve disbursement targets & manage lead funnel. * Maintain portfolio health & ensure timely follow-up on PDDs & collections. * Share daily reports & updates with senior management. Qualifications : * Graduate in Finance or Marketing. * 45 years of experience in Secured Business Loans or SME Lending. * Team-handling experience preferred. * Good communication & computer skills. * Own vehicle is required, must be open to travel. Interested candidates can share the CV on E-mail or Whatsapp: E-mail : ta_hr17@mas.co.in Whatsapp : 9898385228

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2.0 - 5.0 years

2 - 3 Lacs

Hosur, Madurai, Coimbatore

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Dear Applicants, We are thrilled to announce that Aditya Birla Housing Finance is hiring for Housing Loan Sales Officers in various locations. This is an excellent opportunity to join our team and grow your career in sales. Designation: Key Relationship Officer (KRO) & Senior Key Relationship Officer (SKRO) Salary: Up to 3.4 LPA + incentives Role Responsibilities: - Sales of housing loans - Building relationships with customers - Meeting sales targets If you are a motivated and results-driven individual, please call below contact. [Daniel / Murli - 7448808813 / 9363608294] We look forward to hearing from you!

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1.0 - 6.0 years

2 - 6 Lacs

Hyderabad

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Role & responsibilities Home loans / Loan Against Property Sales through Direct Sourcing / Channel Partners 1. Segment the market and identify potential direct clients, approach them and generate business through customized loan structure offerings that meet client requirements and also generate good margins for business 2. Deliver on sales targets for Business by building strong relationships in the DSA/ DST / Connector network 3. Carry out meetings and sales calls with prospective clients on a regular basis to source business 4. Drive faster TATs through effective loan sanctioning by building strong relationships with internal stakeholders in order to expand channel presence and customer base 5. Track and report on sales operations and productivity metrics, and work towards building a high-performance sales culture 6. Actively participate in initiatives and contests driven by business team Preferred candidate profile Candidates with Experience in Field sales through DSA/ Connectors/ Builders/ Open Market sourcing of Business Loans / Home Loans / Loan Against Property / MSME loans Graduation Mandatory but 12th / Diploma Passouts will be considered with relevant experience but CTC will be restricted Also please carry the below documents Updated CV Copy PAN & E-Aadhar copies Last 3 payslips Recent Hike letter / Offer letter Relieving letter of last organization Highest education qualification docs

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0.0 - 5.0 years

0 - 2 Lacs

Banswara, Bhim, Ramganj Mandi

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Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 8505044754,Nishi.kumari@auhtm.in ,

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Exploring Home Loans Jobs in India

The home loans job market in India is thriving, with numerous opportunities available for individuals looking to build a career in the financial sector. Whether you are a fresh graduate or an experienced professional, there are various roles in the home loans industry that you can explore.

Top Hiring Locations in India

If you are seeking home loans jobs in India, consider looking in the following major cities where there is active hiring for roles in this field:

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

Average Salary Range

The salary range for home loans professionals in India varies based on experience and expertise. On average, entry-level positions may start at INR 3-5 lakhs per annum, while experienced professionals can earn anywhere between INR 8-15 lakhs per annum.

Career Path

In the home loans industry, a typical career path may progress as follows:

  • Home Loan Associate
  • Home Loan Officer
  • Home Loan Consultant
  • Home Loan Manager
  • Home Loan Specialist

Related Skills

In addition to expertise in home loans, individuals in this field may benefit from possessing the following skills:

  • Financial analysis
  • Customer relationship management
  • Risk assessment
  • Communication skills
  • Sales and marketing acumen

Interview Questions

Here are 25 interview questions that you may encounter when applying for home loans roles. Each question is categorized by difficulty level:

  • Basic:
  • What is a home loan?
  • How do you determine a borrower's eligibility for a home loan?
  • What documents are required for a home loan application?

  • Medium:

  • How do you assess the creditworthiness of a potential borrower?
  • Can you explain the difference between fixed-rate and adjustable-rate mortgages?
  • What factors can affect the interest rate on a home loan?

  • Advanced:

  • How do you handle a situation where a borrower defaults on their home loan?
  • Can you discuss the impact of economic trends on the home loans market?
  • How would you develop a strategic plan to increase home loan approvals for a financial institution?

Closing Remark

As you explore opportunities in the home loans sector in India, remember to showcase your skills, knowledge, and passion for the industry during interviews. By preparing thoroughly and applying confidently, you can position yourself for a successful career in this dynamic field. Good luck!

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