4896 Home Loans Jobs - Page 5

To drive sales and ensure business targets are achieved. Good understanding of PL and BL Unsecured products. Minimum-1 to 2 yrs of expereince in retail banking/NBFC space Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals Maximize sales through a network and relationships to ensure strong business Develop and maintain strong liaisons with the clients for repeat business or referrals. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. Align with the team on ground lead generation activities for Sales. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems.

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payouts o Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters o Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT o Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting o Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force o Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accounts o Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

Lead and manage a team of technical officers, providing guidance, support, and training to ensure optimal performance and adherence to policies and procedures, Maintain TAT targets for the technical evaluation process etc

Designation: Branch Head Minimum Qualification: Graduate / Post Graduate Experience: 5-6Years Function/ Department: Sales Desired Candidate Profile: Relevant Experience of Sales and Collection (in Asset Finance products, Home loan, Mortgages, Business Loans, etc ) from Banks/ NBFC /Financial Institutions Must have knowledge and hands-on experience of retail sales Good client servicing skills Good financial analytical skills, communication skills. Job Description: Would be responsible to achieve the sales target assigned to base and mentor branch. Handling the Team of Business Managers and Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Mange both internal & external channel for business expansion & development Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval. Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process. PRODUCTS - HOME LOAN & LAP RESUME SHARE AT swathi@avas.in Contact Number - 9257028600

Centralized Operations Management along with Team management (Supervise the Scrutinizing and Documentation, Pre & Post disbursement, Disbursement process, File management, MIS, Reports, Address escalations and grievances, Digitization, Automation)

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: mumbai,delhi,pune,bangalore,hyderabad,Chennai

Responsible for performance in terms of LAP disbursement, portfolio quality, and profitability. Generate business through DSA, connector network, open market, and builder tie-up

Major Deliverables: Sales Process Management o Aggressively drive the sales numbers and achieve the business targets for home loans and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for home loan and LAP channel so as to ensure repeat business or referrals o Maximize sales through a network of Digital channels both Internal to TCL/TCHF & external third parties. o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Maximize number of partnerships with web aggregators locally. o Identify and develop new builder/channel relationships so as to penetrate new markets and thereby increase business o Maintain highest level of discipline in ensuring his/he team is updating leads on a regular/timely manner. Sales Planning and Team Management o Optimize team productivity by effectively managing the team of CREs so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team of CREs for the implementation of the growth agenda through appropriate training, motivation and deployment strategies Industry & Governance o Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as processes, policies and reports as per company designed systems Graduate : Yes Masters/Postgraduate: Optional Desired Experience: Minimum 4 years in the field. Location: mumbai,delhi,pune,bangalore,hyderabad,Chennai

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations. Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Core Responsibilities: Branch Process Management Execute the defined strategy to achieve the defined performance of the branch. Create a demand funnel and efficiently meet sales forecasts by maintaining a good relationship with clients Manage growth and profitability of the branch by maintaining competitive knowledge so as to create and adjust sales strategies Expand and retain the company's base of customers for affordable home loans by developing and maintaining strong liaisons with the clients/channel partners for repeat business or referrals while also ensuring they are part of our future projects. Build and develop a defined source mix comprising of direct and indirect sourcing channels. Capitalize on business opportunities, builder tie ups, and plan and monitor joint promotional activities with developers. Facilitate the development of new locations as per targets so as to penetrate new markets and thereby increase business Ensure smooth functioning of the lending process at the various stages such as inquiry, application, verification, pre-sanction processing of loan, sanction, post-sanction documentation, disbursement of loan, collection, new and existing customer service. Manage post-sales customer/channel partner escalation. Co-ordinate and supervise all key departments internally and strategies the road map for lending products. Managingbranchoperatingcostsincludingcostofacquisition,expensesandoperations. Closely monitors the quality of book ensuring minimum delinquency at the branch level. To support the appropriate closure of stress accounts and move them out of the portfolio by collaborating with collections team. Team Management Optimize and closely monitor team productivity by effectively managing the team of sales managers so as to assure achievement of business targets and profitability of the area Collaborate effectively with departments including Channel partners. Lead and supervise the SM & RM team by support through appropriate hiring, training, reward and recognition. Responsibleforthe overalladministrative functioningofthebranch. Ensure active distribution span of control is maintained at the branch level as per norms. Industry & Governance Constantly keep abreast of market trends and competitor intelligence so as to build and develop effective sales and marketing strategies Ability to establish internal controls for legal compliance and conduct periodic audits to detect non-compliance & frauds and devise actions for correction and prevention. Ensure a strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Ensure compliance to all Audit / NHB regulations as well as policies and procedures of the company. Graduate : Yes Desired Experience: Minimum 4 - 6 years in the field.

To carry out the file audit of assigned locations as per hind sighting process and observe deficiency if any and follow up for their remarks / feedbacks for appropriate closure. Core Responsibilities: o Conduct periodical inspection of disbursed files to ensure process and polices norms are followed, highlighting areas of improvements at regular intervals. o Support the internal customers (credit and operations) team by providing feedback on qualitative processing and supporting improvements. o Implement effective controls and improvements in the process design, system and operation wherever required. o Prepare reports on the documention process adhering to timelines and accuracy. o Review customer data entry - demographic details (including income related & other additional information ), efficiency in LOS/Finone and ensure maximum files are processed and sanctioned with minimium error rate. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Coordinating for NHB & other statutory audit related to file maangement. o Consistently and continuously understand policy level changes in files processing and implement the same in the file inspection process. o Prepare accurate and efficient reports and MIS for the review. o Understand policies and provide training to location teams to ensure process and polices norms are followed. o Ensure all PMAY files are validated before submission of claim to regulator. o Ensure and validate KYC checking at 100% Qualification: Graduate, Masters/Post Graduate

4 yrs of exp in Home loan and LAP - Prime 3-4 CR monthly business Required Candidate profile Location- Kalyan Graduate Share CV's on Sweetiec@onboardhrservices.com

Key Responsibilities: Team Management: Lead and motivate a team of collection executives or officers, providing guidance and support to ensure they meet their targets. Collection Strategy: Develop and implement strategies for timely and efficient recovery of loan payments, minimizing bad debt and maximizing collection efficiency. Customer Interaction: Manage relationships with existing customers, addressing their concerns and resolving issues related to loan repayments. Performance Monitoring: Track and analyze receivable performance metrics, identifying areas for improvement and implementing corrective actions. Compliance: Ensure adherence to company policies and procedures, as well as relevant regulatory requirements.

OPENING FOR ONE OF THE LIFE INSURANCE SELLING LIFE INSURANCE POLICIES RECRUITING AGENTS REACHING TARGETS LOCALITE SALARY MAX 3.5 L+INCENTIVES+MEDICALS Required Candidate profile NEED 2 YEARS EXPERIENCE IN SALES AND MARKETING and insurance LOCALITE FIELD SALES MARRIED

Responsible for overall branch performance in terms of LAP disbursement, portfolio quality, and profitability. Generate business through DSA, connector network, open market, and builder tie-up

We are looking for a highly motivated and results-driven Consumer Durable Loan Sales Executive to join our team at Gulul Agri International Limited, located in the Beverage industry. Roles and Responsibility Develop and implement effective sales strategies to achieve business objectives. Build and maintain strong relationships with clients and customers. Conduct market research and analyze consumer behavior to identify new business opportunities. Collaborate with cross-functional teams to drive sales growth. Provide excellent customer service and support to ensure high levels of customer satisfaction. Identify and pursue new business leads and opportunities. Job Requirements Proven track record of achieving sales targets and driving business growth. Strong knowledge of the beverage industry and consumer durable loan products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with sales teams and contributing to business development initiatives.

Role & responsibilities : Managing Sales of Home Loan Product Sourcing business through open market Fulfilling the leads. Implement & develop sales activities to achieve target Strong understanding of the markets / competition / process and products available in the markets and provide positive feedback to the central product and policy team to stay ahead in the market. Interested candidate can share their CV on :- manali.gujar@equitasbank.com

We are Hiring!!!! For Leading NBFC Shiksha Finance Role : Collection Executive Product : Hl/LAP Salary: Max 30k Gross Experience : Min 2yr Collection exp in HL/LAP. Location : Kumbakonam and Pudukottai. Interested candidates can share your resume to harisankar.sureshkumar@shikshafinance.com or 9500003115 Regards Harish

About The Role : Job TitleSales Manager Mortgage, NCT LocationMumbai, India Role Description Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role : Job TitleSales Manager Mortgage LocationMumbai, India Role Description Increase acquisition of target clientele across mortgage and loan against property segments. Responsible for new business acquisition through open market. Build and strengthen strong network of direct sales agencies in the market. What well offer you 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Accident and Term life Insurance Your key responsibilities Responsible for new business acquisition through open market. Should have a strong network of DSA's in the market - Atleast 10 DSA's with whom files are discussed on a regular basis. Strong at DSA management and new DSA empanelment. Your skills and experience In-depth knowledge of Product and Policy Having Good Communication skill Having good negotiation skill Have and understood the market update and knowledge. Having awareness and information about the competition How well support you About us and our teams Please visit our company website for further information: https://www.db.com/company/company.htm We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively. Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group. We welcome applications from all people and promote a positive, fair and inclusive work environment.

About The Role tbdQualification tbd

Team Leader with experience in Title and Settlement services or relevant BPS processes experience in the Insurance and Mortgage domain

Role & responsibilities 1. Sales Strategy & Planning Develop and implement sales strategy for LAP product to achieve disbursement and revenue targets. Conduct market analysis to identify emerging trends, customer segments, and competitive landscape. Drive product penetration in target markets including self-employed, MSMEs, and professionals. 2. Team Leadership & Management Build, mentor, and manage sales teams, including RMs, ASMs, and DSA managers. Define KRAs and performance benchmarks; ensure timely reviews and performance feedback. 3. Business Development Identify and develop new channels (DSAs, connectors, digital) for business sourcing. Establish strong relationships with channel partners to ensure consistent lead generation and conversions. Drive cross-sell opportunities with other products of the NBFC. 4. Customer Experience & Risk Coordination Ensure compliance with credit policies while optimizing approval rates. Work closely with risk, operations, and credit teams for seamless customer onboarding and TAT adherence. Address customer grievances and ensure high satisfaction and retention. Key Requirements: Education: Graduate/MBA in Sales, Marketing, or Finance. Experience: 10+ years of relevant experience in LAP sales, preferably with an NBFC or private bank. Proven track record of leading large teams and achieving disbursement targets in LAP. Strong understanding of credit, risk assessment, and market practices in the LAP segment. Excellent leadership, communication, and negotiation skills. Strong network of DSA/channel partners in key markets. Familiarity with regulatory environment and compliance requirements for secured lending.

Role & responsibilities •Managing entire RCU activities for Mortgage loans. (Affordable Housing knowledge would be preferable) •Undertake risk control, Fraud Control (FCU/RCU), Investigations Field Verifications activities in the allocated area. •Pre-disbursement sample verification for checking authenticity of documents •Post-disbursement sample checking through borrower visits •Co-ordinate with the location teams for any FCU related issues like fraud rackets, internal frauds, investigation of linked locations Ensuring that the risk of various processes being outsourced to DSAs CPAs is mitigated. •Ongoing research and keeping update with the latest fraud trends and providing updates to various departments within the organization. •Ensure Fraud benchmarks are achieved with a view to minimize fraud numbers and plug in controls for product/ process lapses identified through proactive & hind-sighting measures. •Understanding emerging fraud patterns from a strategic perspective and thereby guide the teams to develop effective controls, systems & processes. •FCU Vendor management •Liaison with legal & other govt. enforcement agencies •Responsibilities to handle - Entire Ahmedabad