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1.0 - 4.0 years

1 - 3 Lacs

Salem, Namakkal, Erode

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We are looking for a highly skilled and experienced Credit Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and process credit applications efficiently. Conduct thorough credit assessments and risk analyses. Develop and maintain relationships with clients to understand their financial needs. Collaborate with internal teams to ensure seamless credit operations. Monitor and report on credit portfolio performance metrics. Identify opportunities to cross-sell and upsell relevant products. Job Requirements Strong knowledge of credit underwriting principles and practices. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficiency in credit management software and systems. Strong analytical and problem-solving skills. Experience in the BFSI industry, preferably in a similar role.

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1.0 - 6.0 years

2 - 4 Lacs

Bhavani, Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Develop and implement strategies to increase revenue growth. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain strong relationships with customers and stakeholders. Job Requirements Strong knowledge of micro finance products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet targets. Strong analytical and problem-solving skills. Experience in relationship management and collections is an added advantage. Familiarity with banking regulations and compliance requirements.

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0.0 - 5.0 years

4 - 8 Lacs

Nashik, Shrirampur

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement strategies to increase sales revenue from retail mortgages. Build and maintain strong relationships with clients, providing excellent customer service. Collaborate with internal teams to resolve client queries and issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Proven experience as a Relationship Manager in retail mortgages or sales. Strong knowledge of financial products, including retail mortgages and home loans. Excellent communication, negotiation, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience working with diverse client groups, including low-income and marginalized communities.

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2.0 - 7.0 years

2 - 5 Lacs

Madurai

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement effective sales strategies to achieve business targets. Conduct site visits to assess client needs and provide personalized solutions. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 1 year of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing, housing loans, and related products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with CRM software and MS Office applications.

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1.0 - 6.0 years

2 - 4 Lacs

Nagapattinam

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Develop and implement strategies to increase revenue growth. Collaborate with internal teams to resolve customer complaints and issues. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain strong relationships with customers and stakeholders. Job Requirements Strong knowledge of micro finance products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in relationship management and collections is an added advantage. Familiarity with banking regulations and compliance requirements.

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2.0 - 7.0 years

2 - 5 Lacs

Salem, Dharmapuri, Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to meet or exceed monthly targets. Collaborate with internal teams to resolve client issues and improve overall service delivery. Provide excellent customer service and promptly respond to client queries. Maintain accurate records of client interactions and sales activities. Job Requirements Minimum 1 year of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing and housing loan products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with CRM software is an added advantage.

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0.0 - 3.0 years

1 - 2 Lacs

Chennai, Mambalam

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We are looking for a highly skilled and experienced Relationship Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Develop and maintain strong relationships with existing clients to increase business growth. Identify new business opportunities and expand the client base through effective sales strategies. Provide excellent customer service and support to ensure high levels of client satisfaction. Collaborate with internal teams to achieve business objectives and improve overall performance. Analyze market trends and competitor activity to stay ahead in the competition. Build and maintain a strong understanding of the bank's products and services. Job Requirements Strong knowledge of liabilities, branch banking, and current accounts. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working with relationship management software and systems. Ability to build and maintain strong relationships with clients and colleagues.

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3.0 - 5.0 years

2 - 5 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely repayment of housing loan and minimize defaults. Identify new business opportunities through networking and generate leads for affordable housing products. Conduct site visits to assess client needs and provide personalized solutions for housing loans. Develop and maintain a strong understanding of market trends and competitor analysis to stay ahead in the competition. Collaborate with internal teams to resolve client queries and issues promptly. Achieve sales targets by promoting affordable housing products to potential clients. Job Requirements Minimum 2 years of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing and housing loans. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with financial products and services is an added advantage.

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1.0 - 6.0 years

4 - 8 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to achieve sales targets and expand the client base. Provide excellent customer service and support to resolve client queries and issues. Develop and maintain a thorough understanding of the bank's products and services. Job Requirements Strong knowledge of retail mortgages and sales principles. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Experience working in an inclusive banking environment is preferred. Ability to build and maintain strong client relationships.

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4.0 - 6.0 years

2 - 5 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement effective sales strategies to achieve business targets. Conduct site visits to assess client needs and provide personalized solutions. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 1 year of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing, housing loans, and related products. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills with attention to detail. Proficiency in MS Office and other relevant software applications.

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1.0 - 6.0 years

4 - 8 Lacs

Ahmedabad

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve targets and goals. Provide excellent customer service and support to resolve client queries and issues. Job Requirements Proven experience as a Relationship Manager in retail mortgages or a related field. Strong knowledge of the BFSI industry, including banking products and services. Excellent communication and interpersonal skills are required for building strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are needed to analyze market trends and competitor activity. Experience working with small finance banks or similar institutions is preferred.

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1.0 - 6.0 years

4 - 8 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve business targets. Collaborate with internal teams to provide comprehensive solutions to clients. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the community. Job Requirements Minimum 1 year of experience in retail mortgages and relationship management. Strong knowledge of the BFSI industry and its regulations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working with small finance banks or similar institutions is an advantage.

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2.0 - 7.0 years

2 - 6 Lacs

Karnataka

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing customers to ensure timely payments and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement strategies to increase sales revenue from micro mortgages. Build strong relationships with clients to understand their financial needs and provide tailored solutions. Collaborate with internal teams to resolve customer complaints and issues promptly. Analyze market trends and competitor activity to stay ahead in the market. Job Requirements Proven experience in sales, relationship management, and micro mortgages. Strong understanding of financial products and services related to micro mortgages. Excellent communication, negotiation, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills with attention to detail. Experience working with diverse client groups and building strong relationships.

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1.0 - 6.0 years

2 - 6 Lacs

Salem, Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing customers to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Develop and implement strategies to increase sales revenue. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of customer interactions and transactions. Provide excellent customer service to build strong relationships. Job Requirements Proven experience in sales, preferably in micro mortgages or inclusive banking. Strong understanding of financial products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills. Familiarity with CRM software and other sales tools.

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2.0 - 3.0 years

4 - 8 Lacs

Tirupati

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Conduct market research and competitor analysis to stay informed about industry trends. Collaborate with internal teams to provide comprehensive solutions to clients. Develop and implement sales plans to achieve targets and goals. Provide excellent customer service and support to resolve client queries and issues. Job Requirements Strong knowledge of retail mortgages and financial products. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in relationship management and sales. Familiarity with banking regulations and compliance requirements.

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4.0 - 7.0 years

4 - 8 Lacs

Naidupet, Chitoor

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the retail mortgages sector. Roles and Responsibility Develop and maintain strong relationships with clients to understand their financial needs and provide tailored solutions. Identify new business opportunities and grow existing client relationships through effective sales strategies. Collaborate with internal teams to ensure seamless delivery of products and services. Provide exceptional customer service and support to clients, ensuring high levels of satisfaction and retention. Stay up-to-date with industry trends and competitor activity to identify market opportunities. Achieve sales targets and contribute to the growth of the organization. Job Requirements Proven experience in sales and relationship management, preferably in the BFSI sector. Strong knowledge of retail mortgages and inclusive banking products. Excellent communication and interpersonal skills, with the ability to build strong relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills, with attention to detail and accuracy. Experience working with diverse client groups, including those from underprivileged backgrounds.

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1.0 - 6.0 years

4 - 8 Lacs

Bengaluru

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We are looking for a highly skilled and experienced Relationship Manager to join our team in the Retail Mortgages department. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking, referrals, and market research. Develop and implement strategies to acquire new customers and expand the client base. Conduct site visits to assess customer needs and provide personalized solutions. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of customer interactions and transactions. Job Requirements Proven experience as a Relationship Manager in retail mortgages or a related field. Strong knowledge of mortgage products, including features, benefits, and risks. Excellent communication, negotiation, and interpersonal skills. Ability to work independently and as part of a team to achieve sales targets. Strong analytical and problem-solving skills to identify and mitigate potential risks. Proficiency in using CRM software and other relevant tools.

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1.0 - 6.0 years

2 - 6 Lacs

Madurai, Dindigul, Ramanathapuram

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payments and minimize defaults. Identify new business opportunities through networking and referrals. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement effective sales strategies to meet targets. Collaborate with internal teams to resolve customer queries and issues. Maintain accurate records of client interactions and transactions. Job Requirements Proven experience in sales, preferably in micro mortgages or inclusive banking. Strong understanding of financial products and services. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with relationship management software and tools.

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3.0 - 7.0 years

3 - 7 Lacs

Madurai, Nagar

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We are looking for a highly motivated and experienced Branch Sales Manager to lead our retail mortgage sales team. Roles and Responsibility Manage and lead a team of sales professionals to achieve business targets and growth. Develop and implement effective sales strategies to drive revenue and expand the customer base. Build and maintain relationships with key stakeholders, including customers, partners, and internal teams. Analyze market trends and competitor activity to identify opportunities and threats. Collaborate with cross-functional teams to ensure alignment and maximize business outcomes. Monitor and control expenses to ensure profitability and efficiency. Job Requirements Proven experience in sales management, preferably in the BFSI industry, with a focus on retail mortgages. Strong leadership and team management skills, with the ability to motivate and inspire team members. Excellent communication and interpersonal skills, enabling strong relationship building with customers and stakeholders. Ability to analyze market trends and competitor activity to inform business decisions. Strong problem-solving and decision-making skills, with the ability to work under pressure. Experience working in a fast-paced environment with multiple priorities and deadlines.

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1.0 - 2.0 years

4 - 8 Lacs

Ambattur, Ponneri, Chennai

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and maintain relationships with existing clients to ensure customer satisfaction and retention. Identify new business opportunities and develop strategies to acquire new customers. Develop and implement effective sales plans to achieve business targets. Collaborate with internal teams to provide comprehensive solutions to clients. Analyze market trends and competitor activity to stay ahead in the market. Build and maintain a strong network of contacts within the community. Job Requirements Proven experience as a Relationship Manager in retail mortgages or a related field. Strong knowledge of financial products and services, including mortgages and loans. Excellent communication and interpersonal skills are required to build strong client relationships. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills to analyze market trends and competitor activity. Experience working in the BFSI industry, preferably in a similar role.

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1.0 - 5.0 years

2 - 4 Lacs

Madurai, Dindigul

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We are looking for a highly motivated and experienced Branch Operations Officer to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee daily branch operations to ensure efficient customer service. Develop and implement strategies to enhance customer satisfaction and loyalty. Collaborate with cross-functional teams to achieve business objectives. Analyze and resolve operational issues promptly. Train and guide junior staff members to improve their skills. Maintain accurate records and reports of branch performance. Job Requirements Strong knowledge of affordable housing and housing loan operations. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Proficient in Microsoft Office and other software applications. Strong problem-solving and analytical skills. Ability to lead and motivate a team to achieve results.

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2.0 - 6.0 years

1 - 5 Lacs

Madurai, Manapparai, Melur

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We are looking for a highly skilled and experienced Area Receivables Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage and oversee the receivable portfolio for the assigned area, ensuring timely recovery of outstanding amounts. Develop and implement effective strategies to improve collection efficiency and reduce delinquencies. Collaborate with cross-functional teams to identify and mitigate potential risks associated with loan disbursement. Analyze and report on key performance indicators (KPIs) related to receivables management, providing insights for business decisions. Ensure compliance with regulatory requirements and internal policies governing receivables management. Lead and motivate a team of professionals responsible for managing receivables operations, fostering a culture of excellence and continuous improvement. Job Requirements Strong knowledge of Micro Finance products and services, including loans, deposits, and other financial instruments. Proven experience in managing large portfolios of receivables, preferably in the BFSI industry. Excellent analytical and problem-solving skills, with the ability to interpret complex data sets and make informed decisions. Effective communication and interpersonal skills, enabling strong collaboration with diverse stakeholders. Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines. Strong leadership and team management skills, with experience in supervising and developing high-performing teams.

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1.0 - 6.0 years

2 - 5 Lacs

Coimbatore, Erode

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We are looking for a highly skilled and experienced Relationship Manager to join our team at Equitas Small Finance Bank. Roles and Responsibility Manage relationships with existing clients to ensure timely payment of EMIs and minimize defaults. Identify new business opportunities through networking and referrals to expand the client base. Conduct site visits to assess client needs and provide personalized solutions. Develop and implement strategies to increase sales revenue from existing clients. Collaborate with internal teams to resolve customer queries and issues promptly. Maintain accurate records of client interactions and transactions. Job Requirements Minimum 1 year of experience in relationship management, preferably in the BFSI industry. Strong knowledge of affordable housing and housing loans. Excellent communication and interpersonal skills. Ability to work independently and as part of a team. Strong analytical and problem-solving skills. Familiarity with CRM software and MS Office tools.

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3.0 - 8.0 years

3 - 8 Lacs

Vijayawada, Hyderabad, Bengaluru

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Responsible for Business Expansion, Banking product Sales, Client and Channel Partner Interactions etc.. Required Candidate profile Hiring candidates with banking experience - other Industries not entertained. Minimum 3 Yr Experience Preferred. Please contact if interested Ph. number: 8970113344

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1.0 - 6.0 years

3 - 4 Lacs

Kolkata

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Skills Required: 1. Proven experience in Sales of Affordable Home Loans. 2. Open Market/Connector Sourcing. 3. Onboard new connectors & DSA's 4. Strong leadership and team management skills. 5. Excellent communication and interpersonal skills. 6. Ability to analyze data and generate actionable insights. 7. Strong negotiation and closing skills. 8. Goal-oriented with a track record of exceeding sales targets. 9. Time management and organizational skills. Role About the Role: The Sales Manager will be responsible for driving sales growth in the region, developing and executing effective sales strategies, and leading the sales team to achieve targets. This role requires strong leadership skills, a deep understanding of market dynamics, and the ability to build lasting relationships with clients. The Sales Manager will report directly to senior management and play a crucial role in the company's overall sales performance.

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Exploring Home Loans Jobs in India

The home loans job market in India is thriving, with numerous opportunities available for individuals looking to build a career in the financial sector. Whether you are a fresh graduate or an experienced professional, there are various roles in the home loans industry that you can explore.

Top Hiring Locations in India

If you are seeking home loans jobs in India, consider looking in the following major cities where there is active hiring for roles in this field:

  1. Mumbai
  2. Delhi
  3. Bangalore
  4. Chennai
  5. Hyderabad

Average Salary Range

The salary range for home loans professionals in India varies based on experience and expertise. On average, entry-level positions may start at INR 3-5 lakhs per annum, while experienced professionals can earn anywhere between INR 8-15 lakhs per annum.

Career Path

In the home loans industry, a typical career path may progress as follows:

  • Home Loan Associate
  • Home Loan Officer
  • Home Loan Consultant
  • Home Loan Manager
  • Home Loan Specialist

Related Skills

In addition to expertise in home loans, individuals in this field may benefit from possessing the following skills:

  • Financial analysis
  • Customer relationship management
  • Risk assessment
  • Communication skills
  • Sales and marketing acumen

Interview Questions

Here are 25 interview questions that you may encounter when applying for home loans roles. Each question is categorized by difficulty level:

  • Basic:
  • What is a home loan?
  • How do you determine a borrower's eligibility for a home loan?
  • What documents are required for a home loan application?

  • Medium:

  • How do you assess the creditworthiness of a potential borrower?
  • Can you explain the difference between fixed-rate and adjustable-rate mortgages?
  • What factors can affect the interest rate on a home loan?

  • Advanced:

  • How do you handle a situation where a borrower defaults on their home loan?
  • Can you discuss the impact of economic trends on the home loans market?
  • How would you develop a strategic plan to increase home loan approvals for a financial institution?

Closing Remark

As you explore opportunities in the home loans sector in India, remember to showcase your skills, knowledge, and passion for the industry during interviews. By preparing thoroughly and applying confidently, you can position yourself for a successful career in this dynamic field. Good luck!

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