BUSINESS UNIT OVERVIEW
The EMEA and APAC Mortgage desk makes markets in EMEA/APAC loan business (Resi/consumer) and Asset Backed securities and increasingly places a large amount of focus on purchasing whole loan pools, originating/ financing new loan assets (CRE/Resi/consumer) or creating new securities backed by loan assets which can be distributed to our clients. In this way the desk / structurers/ Loan management are very much at the heart of a changing banking / capital-markets landscape, and designing ways in which Goldman can be a long-term participant in these new flows of capital.
TMM-AFT is currently seeking an Analyst to support the EMEA/APAC mortgage desk in its asset management activities. The Analyst will be primarily responsible for Asset Management and information management solutions that integrate with analytical tools facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms.
JOB RESPONSIBILITIES
Managing financing facilities or warehouse lines and assisting legal and dealing teams with negotiation of loan terms and associated documents
Decoding financing facility s legal documents and formulating the statements into meaningful Excel Models.
Managing client relationships and ensuring smooth / high quality execution of various warehouse deals and its activities
Management and oversight of mortgage and consumer loan data, including data setup, database management, ETL and data validation
Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits). Creating Asset Summary Reports
Monitoring of key deliverables and Collateral Performance related triggers.
Actively participate and partner with Information Technology to facilitate Data Warehouse, reporting and other projects as assigned.
Ensure the flow of data underneath all the analytics is accurate and correct. Working with mortgage desk, technology, and cash operations to achieve the same.
Coordinate with Technology and internal departments to develop new GUI data interfaces, help in further testing of such deals, and add enhancements to internal databases
Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting
Maintains systems for tracking projects and communicate results to different business groups
BASIC QUALIFICATIONS
1-4 years of experience in mortgages or consumer portfolio / collateral analytics / asset management.
Strong academic background in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA.
Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships
Solid analytical/logical mindset and attention to detail
Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Tableau experience is a plus.
Strong project management skills that include Stakeholder Management skills, program management experience and ability to translate requirements to deliverables.
Mortgage banking or other financial industry experience preferred
Able to work under tight time constraints and extended hours as required
Ability to prioritize workload, manage expectations and is a team player