Posted:3 months ago|
Platform:
On-site
Job Title: Relationship officer – Loan Sales (Target-Based Role)
Location: Zirakpur, Punjab
Department: Sales
Employment Type: Full-time
Job Type: Field Job (Daily client visits required)
Reporting To: Sales Manager / Branch Manager
Job Summary:
We are looking for a highly motivated and result-oriented Relationship Manager for a target-based loan sales role in Zirakpur. The candidate will be responsible for sourcing and selling various loan products including Home Loans, Loan Against Property (LAP), Business Loans, and Working Capital Loans. This is a field sales role with aggressive monthly targets and performance-linked incentives.
Key Responsibilities:
Identify and source potential clients through field visits, referrals, and channel partners.
Promote and sell a wide range of loan products, including:
Home Loans
Loan Against Property (LAP)
Business Loans
Working Capital Finance
Understand customer requirements and match them with appropriate loan solutions.
Collect, verify, and submit client documentation for loan processing.
Follow up with internal teams (credit, operations, legal) for timely approvals and disbursals.
Build and maintain strong relationships with builders, property dealers, CAs, and SME clients.
Achieve or exceed assigned monthly and quarterly sales targets.
Ensure compliance with internal policies and regulatory requirements.
Provide excellent post-sales service to ensure client satisfaction and referrals.
Qualifications:
Graduate in any discipline (Bachelor’s degree minimum; MBA preferred).
1–5 years of field sales experience in loans (bank, NBFC, or DSA).
Proven track record of achieving sales targets in financial services.
Strong understanding of loan products, documentation, and market practices.
Must be comfortable with field work and local travel in and around Zirakpur.
Key Skills:
Loan Product Sales (Home Loan, LAP, Business Loan, WC)
Field Sales & Target Achievement
Lead Generation & Client Acquisition
Documentation & Compliance
Communication & Negotiation
Relationship Building & Local Market Knowledge
Salary Structure:
Base Salary: As per company norms (depends on interview & experience)
Performance Incentives: Attractive monthly/quarterly incentive plans based on disbursement volumes
Travel Allowance: Provided as per policy
Important Notes:
This is a target-driven field sales job.
Only candidates comfortable with daily client visits and monthly targets should apply.
Local candidates with good Zirakpur market knowledge will be preferred.
Job Types: Permanent, Fresher
Pay: ₹15,000.00 - ₹20,000.00 per month
Benefits:
Language:
Work Location: In person
Kuber financial services pvt ltd
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