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Debt Recovery Officer

Servitium Micro Finance Private Limited

0 - 31 years

1 Lacs

Kanchrapara

Posted:1 day ago| Platform: Apna logo

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Skills Required

risk tracking reports communication negotiation finance

Work Mode

On-site

Job Type

Full Time

Job Description

A Loan Recovery Officer is responsible for ensuring the timely repayment of loans by clients and minimizing the institution’s financial risk. The role involves tracking overdue accounts, contacting defaulters through calls, emails, or visits, and negotiating repayment plans when necessary. The officer assesses clients’ financial situations to determine their ability to repay, maintains accurate records of all interactions, and prepares regular reports on recovery progress. They may also collaborate with legal teams to initiate legal action against chronic defaulters. Strong communication, negotiation, and problem-solving skills are essential, as well as a good understanding of financial and banking procedures. Loan Recovery Officers must adhere to relevant laws and ethical practices while maintaining positive client relationships. This role often requires working under pressure and meeting strict recovery targets. Experience in collections, finance, or banking is typically preferred, along with a relevant academic background in finance, business administration, or a related field.

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Servitium Micro Finance Private Limited

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Debt Recovery Officer