Data Scientist - FinBox

2 - 4 years

4 - 6 Lacs

Posted:1 day ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Credit Scoring & Risk Models:

Build and refine credit scoring models using statistical and machine learning techniques tailored for fintech and NBFC use cases.

Data Analytics & Insights:

Analyze structured and unstructured datasets to uncover patterns, trends, and insights that drive better decision-making.

Model Development & Testing:

Develop predictive models for risk assessment,customer segmentation, and product optimization; perform validation and back-testing to ensure accuracy.

Experimentation:

Support A/B testing and other controlled experiments to measure product impact and improve business strategies.

Visualization & Reporting:

Create dashboards and reports to present model results and business insights to non-technical stakeholders.

Data Preparation:

Collect, clean, and preprocess raw data for modeling and analysis, ensuring high data quality and consistency.

Collaboration:

Work closely with product managers, engineers, and business teams to define problems, develop solutions, and integrate models into business workflows.

Model Deployment Support:

Assist in deploying machine learning models into production environments and monitoring their performance.

Who You Are:


Experience:

2 4 years of experience in Data Science, preferably in the fintech/NBFC/banking domain.

Credit Scoring Expertise:

Hands-on experience in developing and implementing credit risk/credit scoring models.

Technical Skills:

Proficiency in Python, SQL, and Excel for data manipulation, analysis, and modeling.

Cloud & Tools:

Exposure to AWS (or other cloud platforms) and Git for version control.

Statistical Knowledge:

Strong grasp of regression, decision trees, clustering,hypothesis testing, and other ML/statistical techniques.

Visualization:

Ability to present findings using tools like Tableau, Power BI, or visualization libraries (matplotlib, seaborn, plotly).

Problem-Solver:

Strong analytical thinking and ability to translate business requirements into data-driven solutions.

Communication:

Comfortable explaining technical concepts and model outcomes to business and product stakeholders.
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