Credit Scoring & Risk Models:
Build and refine credit scoring models using statistical and machine learning techniques tailored for fintech and NBFC use cases.
Data Analytics & Insights:
Analyze structured and unstructured datasets to uncover patterns, trends, and insights that drive better decision-making.
Model Development & Testing:
Develop predictive models for risk assessment,customer segmentation, and product optimization; perform validation and back-testing to ensure accuracy.
Experimentation:
Support A/B testing and other controlled experiments to measure product impact and improve business strategies.
Visualization & Reporting:
Create dashboards and reports to present model results and business insights to non-technical stakeholders.
Data Preparation:
Collect, clean, and preprocess raw data for modeling and analysis, ensuring high data quality and consistency.
Collaboration:
Work closely with product managers, engineers, and business teams to define problems, develop solutions, and integrate models into business workflows.
Model Deployment Support:
Assist in deploying machine learning models into production environments and monitoring their performance.
Who You Are:
Experience:
2 4 years of experience in Data Science, preferably in the fintech/NBFC/banking domain.
Credit Scoring Expertise:
Hands-on experience in developing and implementing credit risk/credit scoring models.
Technical Skills:
Proficiency in Python, SQL, and Excel for data manipulation, analysis, and modeling.
Cloud & Tools:
Exposure to AWS (or other cloud platforms) and Git for version control.
Statistical Knowledge:
Strong grasp of regression, decision trees, clustering,hypothesis testing, and other ML/statistical techniques.
Visualization:
Ability to present findings using tools like Tableau, Power BI, or visualization libraries (matplotlib, seaborn, plotly).
Problem-Solver:
Strong analytical thinking and ability to translate business requirements into data-driven solutions.
Communication:
Comfortable explaining technical concepts and model outcomes to business and product stakeholders. ","