Credit Risk Specialist

As a Credit Risk Analyst at FISERV, your primary responsibility will be evaluating the creditworthiness of potential clients and assessing the overall risk associated with credit decisions. This crucial role involves analyzing financial data, monitoring credit trends, and developing risk assessment models to facilitate informed decision-making. The ideal candidate for this position will possess strong analytical skills, meticulous attention to detail, and a commitment to driving financial performance while upholding compliance with regulatory standards. Your key responsibilities will include analyzing financial statements, credit reports, and other pertinent data to evaluate the credit risk of potential clients. You will also be tasked with monitoring existing client accounts to proactively identify potential credit risks and trends. Additionally, you will be expected to prepare regular reports on credit risk exposure and present your findings to management. Collaboration with underwriting teams to provide insights and recommendations regarding credit decisions will be a crucial aspect of your role. Furthermore, you will work closely with compliance and legal teams to ensure adherence to regulatory requirements. In this role, you will also contribute to the development and validation of predictive models aimed at enhancing credit decision-making processes. Staying abreast of market trends, economic conditions, and regulatory changes that might influence credit risk will be essential. Your investigative duties will involve gathering data from diverse sources and systems, interpreting this data effectively to manage risks proficiently. The qualifications required for this position include strong analytical skills for interpreting complex financial data and a sound understanding of credit risk assessment frameworks and regulatory requirements. Additionally, excellent communication skills, both written and verbal, will be advantageous, enabling you to effectively present findings to stakeholders. Being detail-oriented, organized, and adept at managing multiple priorities will be beneficial for thriving in this role. Moreover, possessing an MBA in Finance or being a fresher CA would be desirable qualifications for potential candidates.,