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Credit Manager - Education Loan

4 - 8 years

6 - 10 Lacs

Posted:2 weeks ago| Platform: Naukri logo

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Skills Required

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Work from Office

Job Type

Full Time

Job Description

Tata Capital Ltd is looking for Credit Manager - Education Loan to join our dynamic team and embark on a rewarding career journey. Credit Analysis : Assessing the creditworthiness of potential borrowers by analyzing their financial statements, credit history, and repayment capacity. Risk Assessment : Evaluating the level of credit risk associated with different borrowers and determining appropriate credit limits and terms. Credit Policy : Developing and implementing credit policies and procedures to ensure consistency and compliance with internal guidelines and industry regulations. Credit Underwriting : Approving or declining credit applications based on the risk assessment and established criteria. Credit Monitoring : Monitoring the credit performance of existing borrowers and taking proactive measures to address potential delinquencies or defaults. Debt Recovery : Overseeing debt collection efforts and working with collection agencies if necessary to recover outstanding debts. Customer Relationship Management : Building and maintaining relationships with customers or clients to understand their credit needs and address any credit - related concerns. Credit Reporting : Reporting on credit - related metrics and performance to senior management or relevant stakeholders. Collateral Management : Evaluating and managing collateral provided by borrowers to secure credit facilities.

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Tata Capital
Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

804 Jobs

    Key People

  • Rajesh Sethi

    Managing Director & CEO
  • Supratim Bandyopadhyay

    Chief Financial Officer

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