1549 Credit Management Jobs - Page 3

What is the Role? As a Snr Analyst Credit Underwriting you will be responsible for performing credit underwriting activities for Shell Operational Units (OUs) under Finance Operations. The role requires strong level of ownership and involves maximizing commercial opportunities where credit can play a part in delivering strong margins whilst taking acceptable credit risks. This will require creating very good working relationships with the local Credit, Customer Operations and Sales Teams. Principal Accountabilities : Manage Credit/Risk Underwriting Responsible for the efficient and effective management of credit risk, including management of high- profile and risk portfolio Responsible for providing authorized approval for release of credit blocked orders and taking credit decisions. Providing assessment of a customer credit risk and recommending terms of credit Performing detailed financial analysis based on customer financial statements for development of a risk profile of a customer Analyzing the overall credit exposure Providing authorized approval for continuing deliveries to customers in case of overdue or credit limit exceeding Negotiating and managing securities necessary to support higher risk exposures based on a risk reward approach Resolving credit enquiries and complaints from customers Communicating with internal and external customers in a professional, assertive, and efficient manner Accounts Receivable Drive resolution and support Debt Management Analysts in resolution of cases related to overdue Keep up-to date on issues by holding regular discussions with other Credit functions Regularly and on ad-hoc basis MI information about the managed portfolio. General Provide interpretation of policy and guide fewer senior colleagues on the principles of sound credit management. Ensure compliance with MOA and DCM/OCM and take responsibility for Audit coordination and business control reviews. Act as Team Lead support and go-to person for most complex operational matters Implement cross-border credit strategies and contribute/manage high profile projects which involve delivering presentations to very senior internal/external stakeholders. Demonstrate CI mindset and Shell core behaviors while performing the assigned activities Required Skills and Experience: Degree/qualifications in Accounting/Business preferred; a professional degree required Minimum 5 years of experience in credit management and underwriting Proven experience in credit and balance sheet analysis Sound understanding of Financial processes Must have experience in a multi-national company preferably in Shared Services environment Exhibits excellent English communications skills (written and oral) Good knowledge of controls framework Ability to work under high pressure an in a rapidly changing environment. Positively engages with others to improve business processes and performance where necessary Strong interpersonal and communication skills, persuasive and firm in discussions (internal and external discussions) Results focused team-player, with excellent communication skills and strong drive Strong analytical skills and strong problem-solving skills

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Core Responsibilities: Manage the credit underwriting function of branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit Managers and sales team. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Individually Underwrite proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. Review and assess loan applications within defined guidelines send by team and accordingly take decision or recommend for approval to higher authorities. Study , Analysis & interpretation of legal & technical reports. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. Manage Credit Managers & CPA team (Recruitment of CPA & managing all day to day activities of CM & CPA) Effectively Manage & upskill Credit Managers /CPA along with allocation of workload. Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Audit Compliance on all aspects stipulated by corporate office and regulatory compliance. Vendor Management Vendor Empanelment as per business requirement & vendor Review on periodic basis. Various MIS as per the requirement of Corporate office. Desired Experience Minimum 6 to 8 years in the field. Graduate Yes Masters/Postgraduate Yes Certifications CA Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification Graduate, Masters/Post Graduate Certifications CA/MBA (Preferable) Location - Mumbai,Delhi / NCR,Pune,Bangalore,Hyderabad,Chennai

EliteRecruitments Hiring For Banking Branch Credit Manager Description A Branch Credit Manager in a bank is responsible for overseeing the credit portfolio of a specific branch, ensuring sound lending practices and managing credit risk. This role involves evaluating loan applications, analyzing financial data, and making recommendations on loan approvals while adhering to the bank's credit policies. Required Experience And Qualifications Any Diploma/Degree Knowledge of Internet Browsing Benefits ESI And PF No Target Fixed Shift Incentives Job types: full-time Experience - 1 Yr To 3 Yrs Salary 30% To 40% Hike Job location in Pan India Email Id contact@eliterecruitments.co.in

You will be joining MOVEMATE LOGISTICS as a Credit Controller in Gurugram, responsible for credit control, credit management, debt collection, and managing debtors in the logistics industry. With 3+ years of experience, you will bring your expertise to a full-time on-site role at the company. Your main duties will include handling credit control operations, managing debtors, and ensuring effective financial processes within the organization. To excel in this role, you must possess strong Credit Control, Credit Management, and Debt Collection skills. Your experience in managing debtors and finance processes will be crucial in fulfilling your responsibilities effectively. Having a keen financial acumen and analytical skills will aid you in making sound financial decisions and managing credit effectively. Attention to detail and excellent organizational skills are essential for maintaining accurate financial records and ensuring smooth credit control operations. The ability to work efficiently in a fast-paced environment will be beneficial in meeting deadlines and handling multiple tasks simultaneously. Your exceptional communication and interpersonal skills will help you interact with clients and colleagues effectively. A relevant certification or degree in Finance or a related field will be advantageous in understanding complex financial concepts and processes. By integrating your expertise with the innovative technology and processes at MOVEMATE LOGISTICS, you will contribute to the company's high customer satisfaction rates. Join us in our mission to deliver top-notch logistics services by ensuring efficient credit control and debt management processes.,

Job Description: The Credit Manager plays a crucial role in Retail Banking - Credit by managing a team and collaborating with the sales team to meet the assigned area targets. It involves direct interaction with consumers to assess their creditworthiness, oversee verifications, and comply with the company's credit policies. The primary focus is on executing tasks in a manner that supports sales while mitigating risks, aligning with the bank's overall organizational goals. Key Responsibilities: - Underwrite secured and unsecured loan proposals based on established policies to meet SLAs and manage business volumes effectively. - Supervise a team of credit underwriters, offering necessary guidance and support. - Conduct personal discussions with customers to evaluate their creditworthiness. - Proactively handle front-end delinquencies by contacting customers after the initial presentation. - Ensure completion of credit/KYC documentation, including telephonic, field, and collateral verifications. - Collaborate with the sales team to achieve targets and uphold SLAs. - Maintain strict adherence to credit policies and established standards. Educational Qualifications: - Minimum requirement: Graduate in any discipline. Experience: - Ideally 1 to 4 years of experience in credit management.,

You are part of a global energy business dedicated to providing light, heat, and mobility to millions of people worldwide. Your role involves contributing to the company's mission of achieving a low-carbon future and becoming a net zero company by 2050. By joining the team, you will have the opportunity to work with diverse and hardworking individuals who are leading the way in making energy cleaner and better. Your key accountabilities include assisting the internal core Data change team in preparing cleansing files, ensuring key field mapping for successful data change load, providing technical guidance on data update and integration using SAP, collaborating with the Data Quality team to enhance data quality reports, working closely with the Data Governance team to align system changes with data governance requirements, and sourcing missing information data attributes from multiple sources with accuracy. To excel in this role, you should have at least 4 years of experience in data-related disciplines, experience in data cleansing/migration initiatives, proficiency in manipulating large datasets in Microsoft Excel, hands-on experience in SAP landscape for mass change or creation of Master Data, familiarity with SAP native migration and cleansing tools, and knowledge of Master Data Management in SAP MDG and SAP ECC. Additionally, you should possess soft skills such as readiness to take on new challenges, active listening, and collaboration. Desirable criteria for this role include an understanding of Master Data domain and proficiency in Excel for maintaining and gathering information to prepare Data load files. The role does not involve significant travel and is eligible for relocation within the country. It is a hybrid position, allowing a mix of office and remote working. Your skills should encompass various areas including accounting for financial instruments, analytical thinking, business process improvement, communication, data analysis, decision making, digital fluency, financial reporting, influencing, and internal control and compliance among others. Please note that your employment may be contingent upon adherence to local policies, which could include pre-placement drug screening, medical review for physical fitness, and background checks based on your role within the company.,

You will be joining ecofy as a Credit Executive in New Delhi, playing a crucial role in credit control, credit management, financial analysis, and delivering top-notch customer service within the green financing sector. Your responsibilities will include ensuring the smooth flow of credit processes, managing financial aspects efficiently, and offering exceptional service to customers seeking green financing solutions. To excel in this role, you should possess strong Credit Control and Credit Management skills, along with a high level of proficiency in Finance. Your analytical capabilities will be put to use in assessing financial data and making informed decisions. Previous experience in customer service is essential, enabling you to interact effectively with clients and address their financing needs. As part of our dynamic team at ecofy, you will collaborate closely with colleagues, demonstrating excellent communication and interpersonal skills. A Bachelor's degree in Finance, Business Administration, or a related field will provide you with the foundational knowledge required to thrive in this position. If you are passionate about sustainability and eager to contribute to a greener future, we welcome you to apply for this exciting opportunity.,

You have a great opportunity as a Developer/Programmer in Mumbai with a focus on SAP SD. With 4 to 6 years of experience, you will be responsible for working on sales processes and various aspects of SD such as Sales, Shipping, Billing, Pricing, Credit Management, Outputs, and Basic Functions. Your role will involve the preparation of functional specifications for development objects. Having one or two implementation experiences in SAP-SD certification in the SD module would be advantageous for this position. If you are looking to contribute your expertise in SAP SD and enhance your skills in a dynamic work environment, this is the right opportunity for you.,

As an integral part of the team, your responsibilities will involve timely availment of various credits such as excise, DBK, MEIS benefits, and supporting the SBU in achieving the overall business goal. You will be responsible for the approval and validation of pre-shipment and post-shipment documents while coordinating with banks for handling exceptional documents. One of your key tasks will be to ensure that internal controls are in place to guarantee the processing, completeness, and accuracy of transactions. You will also be required to respond to various audit queries and assist in the finalization of audit reports. It will be your duty to ensure the timely closing of various monthly activities, including export billing, export benefit accounting, and reconciliation of billing versus STO before the monthly closing date/time. In addition, you will liaise with banks, CHA, shipping companies, various consulate offices, custom ports, and other relevant entities to ensure smooth day-to-day operations. Data analysis and providing timely and accurate information on various transactions will also be part of your role. To qualify for this position, you should hold a CA/CMA qualification with not more than 3 attempts. Your attention to detail, ability to work under pressure, and strong communication skills will be crucial in fulfilling these responsibilities effectively.,

As a Senior Credit Manager, you will be responsible for overseeing the credit risk assessment process and managing the credit department. Your primary role will involve analyzing credit data, evaluating creditworthiness of individuals or businesses, and making recommendations on credit limits. You will also be responsible for developing and implementing credit policies, procedures, and strategies to minimize risk and maximize revenue. In this role, you will work closely with cross-functional teams to ensure compliance with regulations and internal credit policies. You will also be involved in mentoring and training junior credit analysts, providing guidance on complex credit issues, and making decisions on credit approvals or denials. Additionally, you will be tasked with monitoring the credit portfolio, identifying potential risks, and taking proactive measures to mitigate those risks. The ideal candidate for this position should have a strong background in credit risk management, excellent analytical skills, and the ability to make sound credit decisions. You should also possess good communication skills, attention to detail, and the ability to work effectively in a fast-paced environment. A bachelor's degree in finance, accounting, or a related field is typically required, along with several years of experience in credit analysis or risk management. A certification such as Certified Credit Executive (CCE) or similar would be a plus.,

You should have a minimum of 5 years of SAP consulting experience with specialization in the design and configuration of SAP-SD, along with at least 1 implementation experience. Your responsibilities will include gathering business requirements, providing conceptual and detailed designs to meet business needs, performing necessary SAP configurations, writing detailed specifications for custom programs, testing, coordinating transports to production, and providing post go-live support. You must have knowledge of Order to Cash scenarios, SAP Pricing (SD), Revenue Account Determination, Master Data (Materials, Condition records, Customer Master), EDI/IDOC, interfaces, Credit Management, and Output Determination. A deep understanding of the integration between SD and FI is also required. The ideal candidate will have 5 to 15 years of experience and should be able to join immediately or within a month. Candidates willing to relocate to Chennai, Bangalore, or Hyderabad are encouraged to apply. The salary range for this position is between 15 lakhs to 35 lakhs per annum with a notice period of 60 days.,

As a Credit Analyst with our company in Thane Hirandani Estate, you will play a pivotal role in evaluating financial statements, credit data, and economic conditions to assess the creditworthiness of applicants. Your primary responsibilities will revolve around analyzing credit information, generating credit reports, and offering recommendations on credit limits. Collaboration with the finance team is essential to ensure compliance with company financial policies. To excel in this role, you must possess Credit Management and Credit skills, along with strong Analytical Skills and Communication skills. A solid foundation in Finance knowledge is crucial, coupled with an inherent Attention to detail and accuracy. The ability to work harmoniously in an on-site environment is paramount, and any prior experience in the financial industry would be advantageous. A Bachelor's degree in Finance, Accounting, or a related field is preferred. If you are ready to embark on this exciting journey and leverage your expertise in credit analysis, we welcome your application.,

As a Credit Manager - Mortgage Rural within the Credit - Mortgage department, your primary responsibility will be to oversee the complete credit application process for Mortgage products. You will be actively engaged in evaluating the creditworthiness of consumers, ensuring adherence to company credit policies, and maintaining the quality of the portfolio. Your role will involve direct interaction with customers to establish their creditworthiness through verifications and compliance with set guidelines. Your key responsibilities will include underwriting secured and unsecured loan proposals, conducting personal discussions with customers, managing front-end delinquencies, coordinating with sales teams to achieve targets, and ensuring compliance with credit policies. You will also collaborate with Collections to minimize credit loss and delinquency metrics by identifying trends among delinquent customers and proposing corrective actions. Additionally, you will be responsible for reviewing and approving credit proposals, monitoring the retail credit portfolio performance, recommending process enhancements for service quality and efficiency, and suggesting improvements in policies to enhance operational effectiveness and customer service standards. To qualify for this role, you should possess a Graduation degree in any field and have at least 2 years of relevant experience.,

FalconX is seeking a highly motivated individual to join our team as a [Job Title]. As a leading digital asset platform for institutions, FalconX offers a wide range of services including trade execution, credit & treasury management, prime offering, and market making. With our global operations, cutting-edge technology, and deep liquidity, we have successfully facilitated client transactions exceeding $1 trillion in volume. Our products and services are regulated, compliant, and trusted, ensuring the highest standards of quality and security. At FalconX, we place a strong emphasis on continuous learning and development. While achieving positive outcomes is crucial, we also recognize that both success and failure are valuable opportunities for growth. In an industry that is constantly evolving, there is no shortage of new initiatives and experiments to engage with, providing a dynamic environment for personal and professional advancement. Impact: - Contribute to the success and growth of FalconX as a key member of our team. - Play a vital role in driving innovation and excellence within the digital asset platform industry. - Collaborate with a diverse group of professionals to achieve strategic objectives and deliver exceptional results. Responsibilities: - [Mention specific responsibilities related to the job role] - [Highlight key tasks and duties that the candidate will be responsible for] - [Include any other relevant responsibilities] Required Qualifications: - [Specify essential qualifications such as education, experience, and skills] - [List any specific requirements or certifications necessary for the role] - [Include any preferred qualifications that would be advantageous] FalconX is committed to fostering a diverse, inclusive, equitable, and safe workspace for all individuals. We welcome applicants from various backgrounds and encourage everyone to apply, regardless of whether they meet all the specified requirements. We value diversity and believe that different perspectives contribute to our collective success. If you are an applicant with disabilities and require accommodations during the application process, please contact FalconX's People team at recruiting@falconx.io. We are dedicated to ensuring equal opportunities for all candidates and will make every effort to assist you in participating fully in the recruitment process. Join FalconX and be part of a forward-thinking organization that values learning, innovation, and inclusivity. Your contributions will make a difference as we continue to pioneer advancements in the digital asset platform industry. Apply now and embark on a rewarding career journey with FalconX!,

SAP SD Number of Openings 5 ( JL5 and JL6) ECMS ID in sourcing stage YTC Assignment Duration 6 months (can be extended further) Total Yrs. of Experience 08-May Relevant Yrs. of experience 7+ Detailed JD (Roles and Responsibilities) SAP SD / S/4 HANA JD : 8 + years Experience in gathering business requirement, provide conceptual and detailed design to meet business needs. Profound experience with full life cycle implementations of SAP S/4HANA, SD with multi country rollouts preferred. Drive value creation for our clients; positioning SAP solutions such as SAP S / 4HANA Perform necessary configuration, work on fixing the bug in the production with help of development team. Knowledge of Order to cash scenario, Pricing procedure determination, All master data, EDI/IDOC, Output determination, Require Excellent verbal and written communication for client facing role. Knowledge of ATP, Credit management, batch management and batch job related issue handling. Deep understanding of SD, FI, MM, PP integration is required. Mandatory skills SAP SD Desired/ Secondary skills - Domain SAP Max Vendor Rate in Per Day (Currency in relevance to work location) 9000 to 11000 INR/day (Can be extended for proficient candidate) Delivery Anchor for tracking the sourcing statistics, technical evaluation, interviews and feedback etc. Satish_Kedia@infosys. com Work Location given in ECMS ID Chandigarh , Pune , Nagpur, Hyderabad, Bangalore, , Chennai, BG Check (Before OR After onboarding) Pre onboarding

Customer Order Management : Regional Accounts : 228 customers - Tamil Nadu Order entry (SAP P13 system, contract pricing, Promo validation, FOC orders) Back-order management (Price change request, order validation, order rejections) Bottleneck management (Exception management - Customer order allocation) Approval Framework (Plant change, credit limits, incompletion log) Material availability Customer Returns & Claim Management : C4C - service tickets process & closure (Complaints & all queries) Creation of work-on, CQS processing Customer logistics (Fine distribution): LDC Inbound & Outbound collaboration with stakeholders (Chennai) Transport debit notes & insurance claims recovery Weekly visit to LDC Commercial Operations: AR management - collections, OD, defaulters, risk mitigation & dunning Channel finance - Onboarding new accounts, co-ordination with customer, bank & sales team Customer credit management (queries & enhancement request)- South region CD statements, CN postings (region specific) Local vendor bills validation & payment co-ordination with OSP (FSR) Demo Inventory management -Co-ordination with RSM (Respective Sales office)

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Key Deliverables: Timely due diligence of the funding proposals of the branches Ensuring the Credit policy implementations Managing and supervising FI agency/ valuation agency operations Ensuring quality portfolio of the branches within the set parameters Conducting training for FI/Channels and cross verticals at regular intervals Visiting Channels/ Branches and customers at regular intervals Handling a team of Credit Managers and associates Providing market feedback through fieldd visits and networking with Credit counterparts of competition Providing inputs for localized schemes based on market dynamics and delinquency studies Audit of files and Process and taking corrective measures Complying to audit Queries Keep track on performance of self and drive the team to enable positive results on KPIs Communicate & Maintain co-ordination with other financers to stay updated on financing traits, market understanding, customer feedback, new schemes launch which helps in underwriting Education Qualification: MBA/CA/ICWA/CS/M.com/B.com (Hons) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket) o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it. o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payouts o Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers. o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters o Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT o Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting o Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force o Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accounts o Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TATo Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaultingo Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in forceo Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA. o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accountso Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

o Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)o Ensure that the NPA's are kept within assigned budget and active efforts are made to minimize it.o Increase the fee income / revenue and develop intiatives to control and reduce the amount of vendor payoutso Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.o Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarterso Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TATo Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaultingo Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in forceo Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA.o Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high ticket accountso Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the company Qualification : Post Graduate/Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.