Credit Initiation Specialist

2 - 6 years

0 Lacs

Posted:2 weeks ago| Platform: Shine logo

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Work Mode

On-site

Job Type

Full Time

Job Description

Role Overview: As a Credit Initiation Specialist at our company, you will be responsible for assisting in assessing the creditworthiness of individuals, companies, and institutions to determine the terms or level of credit that can be granted without undue risk. Your role is crucial in minimizing threats to the company. Key Responsibilities: - Apply a higher credit authority limit; credit limits may vary depending on the country - Support an expansive and/or diverse array of products/services under little to no direct supervision - Ensure the quality of the tasks or services provided - Understand how your assigned duties contribute to the work of the team/unit - Coordinate efforts and resources with other units to achieve the function's objectives - Apply working knowledge of technical and professional principles and concepts - Fulfill clients' necessities while providing an exceptional client experience, measured by specific metrics - Appropriately assess risk in business decisions, with a focus on the firm's reputation and compliance with laws, rules, and regulations - Demonstrate sound ethical judgment in personal behavior, conduct, and business practices - Escalate, manage, and report control issues with transparency Qualifications: - 2-4 years of experience in a related role - Working knowledge of technical and professional principles and concepts - In-depth knowledge of team objectives - Must pass all local policy requirements to analyze credit viability - Attend all refresher courses provided by credit policy to stay updated - Consistently demonstrate clear and concise written and verbal communication - Ability to remain unbiased in a diverse working environment Education: - High School diploma or equivalent Additional Details: If you are a person with a disability and require a reasonable accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information. Role Overview: As a Credit Initiation Specialist at our company, you will be responsible for assisting in assessing the creditworthiness of individuals, companies, and institutions to determine the terms or level of credit that can be granted without undue risk. Your role is crucial in minimizing threats to the company. Key Responsibilities: - Apply a higher credit authority limit; credit limits may vary depending on the country - Support an expansive and/or diverse array of products/services under little to no direct supervision - Ensure the quality of the tasks or services provided - Understand how your assigned duties contribute to the work of the team/unit - Coordinate efforts and resources with other units to achieve the function's objectives - Apply working knowledge of technical and professional principles and concepts - Fulfill clients' necessities while providing an exceptional client experience, measured by specific metrics - Appropriately assess risk in business decisions, with a focus on the firm's reputation and compliance with laws, rules, and regulations - Demonstrate sound ethical judgment in personal behavior, conduct, and business practices - Escalate, manage, and report control issues with transparency Qualifications: - 2-4 years of experience in a related role - Working knowledge of technical and professional principles and concepts - In-depth knowledge of team objectives - Must pass all local policy requirements to analyze credit viability - Attend all refresher courses provided by credit policy to stay updated - Consistently demonstrate clear and concise written and verbal communication - Ability to remain unbiased in a diverse working environment Education: - High School diploma or equivalent Additional Details: If you are a person with a disability and require a reasonable accommodation to use our search tools or apply for a career opportunity, please review Accessibility at Citi. You can also view Citis EEO Policy Statement and the Know Your Rights poster for more information.

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