Credit Analyst

YES BANK

6 years

Lucknow Uttar pradesh India

Posted:7 months ago

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Job Description

Candidate will be part of Large Corporate Credit Risk team.
Role involves

Carry out due diligence for corporate customers
In-depth financial analysis, business model review, management risk analysis
Working on cashflow based excel models
Analyzing cashflows and WC/debt servicing analysis
Review of annual reports, borrower/promoter background
Review of Credit notes prepared by Business Unit capturing details of customer profile, financial projections and analysis, assessment, term sheet.
Interaction with various stakeholders (internal and external) for review of such customers
Carry out internal rating of customers and assign/review rating
Monitoring of performance of customers on an ongoing basis
Review Early warning triggers
Carry out site visit to review work progress
Prepare recommendation notes and recommend proposals to top management
Maintain/monitor Credit Hygiene

Candidate requires

Upto 6 years of work experience
Working knowledge of Microsoft excel
Communication skills
Knowledge of financial analysis and awareness of lending/regulatory guidelines
Experience in banking firms/audits of banks would be added advantage

Skills Required

risk analysis model management excel reports projections assessment monitoring communication lending audits

Work Mode

On-site

Job Type

Full Time

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