4451 Credit Analysis Jobs - Page 12

Job Purpose This position is open with Bajaj Finance ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels €“ cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sa...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines - Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. - Responsible for end to end disbursement and payment process for Secured and Unsecured business. - Drive adherence to various process and policies defined by central teams at location level. - Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. - Ensure teams are well updated with latest policy a...

Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discussing the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Determine and recommend ratings to the entity based on the internal rating framew...

Work collaboratively to achieve department and firm objectives Develop and maintain market relationships with appropriate vendors and other industry participants Review loan level financings, appraisal review, and other activities that may require feedback from the debt originations or real estate finance groups Present potential decisions impact on assets and asset performance to senior leadership Asset Management Oversee and/or directly manage a diverse portfolio of commercial real estate loans. Reviewing legal documentation, financial models, business plans, covenants to assess the loan and asset level risk. Experience interacting with property managers, third party vendors, borrowers and...

Business Development Source new clients through market visits, channel partners, and referrals. Promote LAP and affordable home loan products in the assigned territory. Build and maintain relationships with key stakeholders like builders, real estate agents, and DSA partners. Customer Relationship Management Manage customer lifecycle from lead generation to loan disbursement. Handle client queries and ensure timely resolution. Regularly follow up with existing customers for renewals, cross-sell opportunities, and referrals. Credit Assessment Conduct initial credit evaluation and ficial analysis of customers. Ensure compliance with company s risk policy and documentation standards. Liaise wit...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels €“ cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sa...

Job Purpose This position is open with Bajaj Finance ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels €“ cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sa...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities '- In-depth understanding of the financial products and credit policies for Secured and Unsecured business lines - Would be responsible for managing credit verification vendors and ensuring TAT as well as Quality standards defined by BFL is adhered too. - Responsible for end to end disbursement and payment process for Secured and Unsecured business. - Drive adherence to various process and policies defined by central teams at location level. - Responsible for managing OTC and PDD process at Combo locations (Secured/ Unsecured) and ensure NIL process gaps. - Ensure teams are well updated with latest policy a...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities To achieve Debt Management Services targets of the Respective Branch assigned, ensuring meeting PI Targets. Meeting the Target on Cost of Debt Management Services. Ensuring meeting PI Targets within cost limit specified on monthly basis. Ensuring legal guidelines are complied for entire Debt Management Service...

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities To achieve Debt Management Services targets of the Respective Branch assigned, ensuring meeting PI Targets. Meeting the Target on Cost of Debt Management Services. Ensuring meeting PI Targets within cost limit specified on monthly basis. Ensuring legal guidelines are complied for entire Debt Management Service...

Job Purpose This position is open with Bajaj Finance ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels €“ cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sa...

Job Purpose This position is open with Bajaj Finance ltd. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. This role requires Works collaboratively in a multi-disciplinary team environment Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES(Accountabilities associated with the job) All system enhancement, design, development, testing and roll out with the help of various stake holders i.e. COE, IT, Ops etc. Delivery of volume from service channels €“ cashier & call center service. Delivery of volume from new identified channels like digital, CIBIL watch. Daily system / process support to sa...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Duties and Responsibilities: Understand financial loan products and disbursement process for BLSE/PLSE/SALPL/PSBL/PRO/LAP/UCF business lines Responsible for file disbursement of Secured/Unsecured products Deliver disbursement quality Maintain File Hold as per agreed SLA Know loan documentation pre sanction and post sanction Responsible for coordination with verification agencies and tracking verification reports on a day to day basis Ability to learn and apply learning quickly Know collateral documents for LAP product Same day file dispatch and QDP for files logged in within agreed Cut Off time Responsible ...

Job Purpose This position is open with Bajaj Finance ltd. Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical. Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines. Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk project...

Job Purpose This position is open with Bajaj Finance ltd. First link of management between the executors i.e. field staff and management. An effective communicator with exceptional relationship management skills with ability to relate to people at all levels of business and management. Delivery of business AOP objectives for the assigned geography. Duties and Responsibilities PRINCIPAL ACCOUNTABILITIES (Accountabilities associated with the job) Achieving business numbers with the assigned line of channels (Basis location and market potential). People Management (On roll and Off roll) €“ Hiring, Retention & Productivity. Responsible for empanelment of new dealers and resource allocation. Ensu...

Role & responsibilities Credit analysis of proposal and preparation of credit notes. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement, striking a balance between business growth and portfolio quality. Meeting new customers and existing customers on regular basis Monitoring of portfolio on regular basis. Identify stress in account (Early warning signal) and initiate corrective measures Ensure continuous monitoring for all high value exposures in the region. Preferred candidate profile Quality of Credit Underwriting Portfolio Performance w.r.t. delinquencies, deferrals, Annual reviews/ renewals etc Portfolio Monitoring To develop good m...

We are looking for a highly skilled and experienced Analyst/Senior Analyst/Lead Analyst to join our team in the banking industry. The ideal candidate will have a strong background in credit opportunities and analysis, with excellent analytical and problem-solving skills. Roles and Responsibility Conduct thorough credit analysis and risk assessments to identify potential investment opportunities. Develop and maintain complex financial models to forecast revenue and expenses. Collaborate with cross-functional teams to develop and implement credit strategies. Analyze market trends and competitor activity to inform investment decisions. Prepare detailed reports and presentations to communicate f...

Directorship / Registration Position Purpose The position is located in ISPL and report to Manager Credit Ops _ISPL Followings are assigned responsibilities. Direct Responsibilities Documentation - Prepare and review facility letter and related security documents including support documents for uncommitted and committed bilateral facilities based on MyCreditApp (MCA) approvals and terms and conditions. - Support syndication deals. - After the completion of preparation of documents, send final draft in soft copies to ISPL checker for review. - Prepare and review any amendments required during the drafting process. - In case where required, prepare additional documents. (e.g. registration form...

Position Purpose: The position is located in ISPL (India) and report to Manager CTM is responsible for ensure credit approvals and credit reviews are updated/documented in a timely manner. Responsibilities Preparation of credit and security documents in line with the credit approvals Documentation control to ensure that terms & conditions of Facility Documents conform to credit decision and legal requirement. Validate fulfilment of conditions precedent, control limit availability in systems (Atlas II and CAT) in conformity to credit decisions and documentations, follow up on condition subsequent, documents/temporary waiver Validate the framework of required covenants in the Covenant Manager ...