4451 Credit Analysis Jobs - Page 11

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect. Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery. Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team. Duties and Responsibilities Required qualification and experience and Job Profile :Educational & Professional Qualifications and Skills: CA / MBA Finance fr...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities - Responsible for credit appraisal and monitoring for the Salaried Loans. - Implementation of Credit Policy primarily pre-approved and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix. - Analysing the portfolio health and risk involved in particular segment of as...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose To manage existing client base and to add more clients. Maintaining quality of the asset book managed by selfCulture Anchor:Have high ambitions - Inspires the team to aim for higher targets and supports in achieving themOwn It - Acknowledges uncertainty and makes changes in own decisions/ actions for better outcomes Duties and Responsibilities Source New to Bajaj relationships for Commercial Emerging Corporate Business (Turnover 200 Cr). Experience in handling Corporate client relationships is preferred Build a diversified portfolio offering revenues from Assets NII, Fees, Cross sell etc. Asset opportunities to be sourced aligned to the lending norms as prescribed. Appraise finan...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities 1. Responsible for acquisition of BFLs CD dealers and deepening the relationship for the following products a. LAP, Flexi LAP, Term Loans, Working Capital Lines b. Home Loans, Home Loan Flexi c. Business Loans The RSMs will cover the following locations: a. RSM North : Delhi NCR, Chandigarh, Ludhiana, Jaipur, Calcutta 2. Responsible for delivery of annual operating plan across the following metrics: a. Loan book size, b. Portfolio credit quality (i.e. Delinquencies & Cost of Credit) c. Interest Spreads d. Cross Sell 3. Develop annual account plans for CD Dealers 4. Effective monitoring, tracking and closing...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL¢s risk policies. BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. 1. FTL 2 €“ New Car loans Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018. This role reports to the Regional Credit Mana...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect. Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery. Own it - Ensures teams achieve targets, drives capability building and inculcates a sense of accountability in the team. Duties and Responsibilities Educational & Professional Qualifications and Skills: CA / MBA Finance from a reputed institute. Candidate needs to have an over...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Project development for various department/activity of SME,CL & B2C Operations. Strong technology adoption, project delivery and domain experience in LMS SME/CL/B2C Identify the opportunities of automation in Consumer Operations process to enhance the complete process Work in cohesion with IT, business and Operations team for the new developments in operations process Manage all the onging projects of operations in terms of tracking, testing and delivery to Operations team Scope, plan and execute multiple quick-turnaround projects for SME/CL Operations unit Responsible for managing & defining solutions for ...

Job Purpose This position is open with Bajaj Finance ltd. Risk Management is core to Bajaj Finance. Most of the decisions in Risk Management are policy based, data driven and analytical. Position involves managing monthly update of product policies for BFL business and ensuring maintenance of policy database on the product program portal. Engaging with risk spocs and relevant stakeholders to ensure policy documents updates and SMT signoff is completed within timelines. Also work cross-functionally into areas such as data reconciliation, financial analysis etc. Engaging with IT team to continuously upgrade to product program portal to improve user experience. Assist in horizontal risk project...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Required qualification and experience and Job Profile :Educational & Professional Qualifications and Skills: CA / MBA Finance from a reputed institute. Candidate needs to have an overall experience of 1-7 years, of which a minimum 3 years of experience in a Mid Corporate - RM role with a reputed Bank / NBFC. Candidate must have exposure in lending to Mid Corporate clients (Companies with revenue between Rs. 200 crs €“ Rs. 2000 crs). Candidate would be responsible for active market coverage of prospective clients to achieve new client acquisition goals to generate new and incremental margin and fee-based rev...

Job Purpose To provide customized lending solutions for business loans, empowering clients to achieve their financial goalsCulture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Identify and target potential clients for business loans through channel partners/open market sourcing. Build, retain and maintain strong relationships with Clients/Channel partners to generate business. Effectively engage with credit, operations...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Duties and Responsibilities: Understand financial loan products and disbursement process for BLSE/PLSE/SALPL/PSBL/PRO/LAP/UCF business lines Responsible for file disbursement of Secured/Unsecured products Deliver disbursement quality Maintain File Hold as per agreed SLA Know loan documentation pre sanction and post sanction Responsible for coordination with verification agencies and tracking verification reports on a day to day basis Ability to learn and apply learning quickly Know collateral documents for LAP product Same day file dispatch and QDP for files logged in within agreed Cut Off time Responsible ...

Job Purpose This position is open with Bajaj Finance ltd. Credit Analyst for Preparation of Credit Appraisal Memo (CAMs) and underwriting of corporates for Commercial Lending Vertical of Bajaj Finance Ltd. The job role includes analyzing the proposal in details including business model, Industry analysis, financial spreads, projections and risks and mitigants. An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. Duties and Responsibilities Preparation of Credit Appraisal Memos (CAM) covering details of financials, business, industry and management while maintaining quick TATs. Understanding...

About Businessline/Function : The Credit Operations team in ISPL is responsible in Administrative and operational tasks for bilateral and syndicated loans to ensure that they are performed in a proper and efficient manner. Ensure deal conformity in regards to the Credit Committee decision. Data Control Quality: Ensure credit risk parameters decided during credit committee & booking committee are properly monitor and alerts accordingly. Safeguard the reliability, exhaustiveness and timeliness for consolidated credit risk reporting. Risk Monitoring Function: Perform independent controls based on irregular reports generated by the system as well as the results of various monitoring & reports. P...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Implementation of Credit Policy and continuous evaluation to ensure adherence to the Policy and compliance with the Authority Matrix at branches in the area assigned. -Credit appraisal for BL & Doctor Loans files for the assigned location-Keeping delinquency under control-Compliance of policy and processes-Rep...

Position Purpose The position is located in ISPL and report to Manager Credit Ops _ISPL Followings are assigned responsibilities. Responsibilities Direct Responsibilities : 1. OPERATIONS MANAGEMENT: Supervise processing of Loans transactions to ensure that they are accurate, as per the prescribed service delivery standards and as per the SLA with the sites. 2. OPERATIONS RISK MANAGEMENT: Maintain control over outstanding and unreconciled entries. Implement and monitor control plans and pay attention to risk related areas in operations. 3. To manage loan bookings, renewal/rollover, modification, and settlement loans. This involves the preparations of loan forms with all the required approved ...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Think like an Entrepreneur - Encourages new ideas, helps teams improve, and supports them in taking up challengesPractice Emotional Intelligence - Listens to others, stays calm under pressure, and treats everyone with respect. Transform Continuously - Explores opportunities and encourages teams to improve processes and systems for better delivery. Recognize & Reward Success - Recognizes hard work, supports talent growth, and ensures fair rewards and development. Duties and Responsibilities - Responsible for managing growth and profitability of the Professional loans business- Drive internal customer cross-sell as the mo...

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities The role of the Credit Manager will require a strong understanding of industry knowledge & market intelligence and underwriting processes at BFL to ensure that only credit worthy firms & Individuals are extended loans in line with BFL¢s risk policies. BFL is currently in the process of scaling up its new car business and the incumbent for this role is expected to bring in industry level insights from credit, risk as well as process perspective. 1. FTL 2 €“ New Car loans Monthly disbursements are expected to cross INR 100 Cr in these businesses by September 2018. This role reports to the Regional Credit Mana...