6 Covenant Analysis Jobs

Credit Monitoring - Evening Shift - 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

Job Description- The primary responsibility would involve working closely with clients in understanding their requirement for investment deals in structured finance space. The individual would assist in managing the project and coordinating with IT to onboard/setup the transaction on our proprietary platform and ongoing monitoring. The individual would be involved in researching across various financials and legal agreements and also in monitoring and reporting key metrics of various investment. Key Responsibilities- Onboarding the clients investment portfolio by reviewing and interpreting legal agreements, understanding the servicer or trustees' reporting Work closely with the clients in supporting them for risk and exposure monitoring of the transactions Calculating and monitoring covenants, concentration limits, eligibility criteria, concentration tests and Borrowing Base calculations and other key metrics/tests Build financial models/reports as per clients requirements and analyze historical performance to identify the key drivers, to assess the performance Liaise with the Business Analyst and Implementation team to ensure that the data and logic on our proprietary platforms are accurate Provide enhanced surveillance to the clients on their portfolios and share critical aspects concerning overall performance proactively Required Experience/ Skill Set- Broad understanding of the Structured Finance products/ corporate credit landscape/ABL/CLO/Middle Market Portfolio Financing In-depth understanding of core financial and accounting concepts Proficiency in financial modelling using MS Excel Ability to work independently and collaboratively as part of a team in a fast-paced environment Strong communication skills - written, verbal and interpersonal Ability to work well under pressure to meet strict and aggressive deadlines

Leverage Facility Management Night Shift 3+ years Location: Gurgaon Summary This role offers an exciting opportunity to work in the leveraged finance space, supporting complex transactions and managing end-to-end loan operations during US business hours. You will work closely with legal documentation, financial models, and covenant tracking processes, while also playing a key role in mentoring junior team members and driving process improvements. Your Future Employer A global financial services firm recognized for its robust credit and asset management capabilities. The organization offers excellent opportunities for learning, collaboration, and growth within a performance-driven culture. Responsibilities Review legal documents including credit agreements, term sheets, note purchase agreements, and investment memos to extract and interpret financial and covenant data Build and update risk and borrowing base models, conduct stress testing, and assess headroom across key risk metrics Monitor transaction-level covenants, triggers, and performance indicators to ensure compliance and identify early warning signs Manage day-to-day loan operations such as drawdowns, rollovers, repayments, and rate resets for syndicated and bilateral facilities Collaborate with internal teams to validate report outputs, streamline workflows, and mentor junior team members for performance improvement Requirements 3 to 7 years of experience in leveraged finance, credit analysis, or loan servicing with a focus on financial operations Strong understanding of corporate credit, leveraged loan structures, and financial documentation Proficiency in financial modeling using Excel and ability to perform scenario and sensitivity analysis Prior experience with investment banks, asset managers, or financial advisory firms is preferred Excellent communication skills, attention to detail, and ability to thrive in a fast-paced, night-shift environment What is in it for you Opportunity to work with a high-impact global team managing complex credit transactions Exposure to end-to-end leveraged finance and asset management operations Competitive compensation and night shift allowance Strong learning curve and career progression in a specialized domain Reach us If you feel this opportunity is well aligned with your career progression plans, please feel free to reach out to me with your updated profile at radhika.agrawal@crescendogroup.in Disclaimer – Crescendo Global is specializes in Senior to C-level niche recruitment. We are passionate about empowering job seekers and employers with an engaging memorable job search and leadership hiring experience. Crescendo Global does not discriminate on the basis of race, religion, color, origin, gender, sexual orientation, age, marital status, veteran status, or disability status. Note – We receive a lot of applications on a daily basis, so it becomes a bit difficult for us to get back to each candidate. Please assume that your profile has not been shortlisted in case you don't hear back from us in 1 week. Your patience is highly appreciated. Scammers can misuse Crescendo Global’s name for fake job offers. We never ask for money, purchases, or system upgrades. Verify all opportunities at www.crescendo-global.com and report fraud immediately. Stay alert! Keywords Leverage Facility, Loan Operations, Credit Analysis, Financial Modeling, Risk Monitoring, Covenant Tracking, Night Shift, Loan IQ, Syndicated Loans, Asset Management, Gurgaon Jobs

Description: Sutherland is seeking to fill a Senior High Yield Credit Analyst. As a part of the Credit Research Team, you will work with a group of investment professionals to maximize the risk/return potential of high yield investments while also collaborating with the larger Credit Research team. The Senior Analyst will be responsible for the credit coverage of a few major sectors and multiple individual company positions. Research delivery will include supporting primary and secondary trades while maintaining portfolio coverage on existing exposures. The candidate is required to have a good understanding of one or many fixed income asset classes, such as High Yield Bonds, and Leveraged Loans. The candidate should have prior experience towards supporting on primary and secondary deals by developing extensive financial models with multiple forecast scenario workouts and drafting of Investment Memo in an efficient and time-bound manner, together with excellent written & verbal communication skills to interact with onsite analysts and portfolio managers; which are some prerequisites for the role. The team works as the virtual front-end analysts for clients, helping them find value in potential investment opportunities and thereafter, monitor the investment's performance. Responsibilities Monitor single name corporate credit situations in North America across performing and opportunistic strategy in both leveraged loan and high yield markets Perform investment research, including: Building financial models with KPI driven Revenue models, Cost drivers, Working capital analysis, Capex schedule, Capital Structure forecast, Covenant analysis, Default & Recovery workouts and IRR sensitivities; Term Sheet preparation from credit agreements and bond indentures Drafting Investment Memos including identification of investment catalysts and provide recommendations on high yield bonds/loans, including fundamental and relative value views for primary and secondary trades Presenting the primary/secondary deals to the investment committee. Have full-ownership of the deal and monitoring its constant performance against benchmark bonds. Maintain portfolio coverage including model updates and earning summary write-ups, while maintaining regular news on the portfolio Qualifications: To succeed in this position, you must have: MBA or equivalent in Finance /CFA/CA Minimum of 1-4 years of buy-side or sell-side experience covering single name corporate credit in high yield markets, across Leveraged Loans and/or Bonds asset classes Proficiency in building extensive financials models with 3-statement forecast (all interlinked) and developing base and downside cases Experience in writing Investment Memos covering primary and secondary trades Generalist with good sector exposure in any of TMT, Healthcare, Autos, Manufacturing, Oil & Gas sectors Proficiency in using Databases & Portfolio Asset Management Systems- Bloomberg, CapIQ, FactSet, Syndication sites, Everest, eFront Ability to work under pressure and deliver high-quality research in a timely manner

Description: Sutherland is seeking to fill a Credit Analyst. As a part of the Credit Research Team, you will work with a group of investment professionals to maintaining monitoring coverage on invested portfolio, while also collaborating with the larger Credit Research team. The team works as the virtual front-end analysts for clients, helping them find value in potential investment opportunities and thereafter, monitor the investments performance. Responsibilities: Building and maintaining financial models, capturing Capital Structure, performing Covenant Analysis and other investment-related activities investments across sectors. Maintain portfolio coverage including model updates and earning summary write-ups, while maintaining regular news on the portfolio To compare financial KPIs for companies present in different excel documents and identify any missing data and discrepancies. Prepare a dataset with gaps. Working well under pressure must be able to remain calm and focused while multitasking in a fast-paced, unstructured, and dynamic work environment. Team oriented/strong communication must be able to work with people of diverse skills and personalities toward a common goal of effectively managing large portfolios. Qualifications: To succeed in this position, you must have: CA Freshers / MBA Finance from Tier II or CFA Level 1+ With minimum 1-2 Years of relevant experience Strong knowledge of 3 financial statements; credit metrics and ratios Preferred experience across Maintenance Coverage, Financial Modelling, Writing Financial Commentaries / Earning Summaries Proficient in Microsoft Excel Strong analytical skills Strong communication skills (Written and Verbal) Quality focused with Attention to Details (ATD) and client service Proactive and team player

Position Overview: We are seeking a diligent and detail-oriented Assistant Treasury Manager to join our team. This role is critical in ensuring that all financial covenants, facility agreements, and lender obligations are consistently tracked and met. The ideal candidate will be responsible for monitoring covenant compliance, tracking facility usage, preparing lender updates, overseeing ENS reporting, and coordinating with lender engineers for project finance, and ensuring the timely submission of management accounts. Key Responsibilities: Covenant Compliance: Monitor and ensure adherence to financial covenants outlined in loan and credit agreements. Regularly review covenant metrics and escalate potential breaches. Financial Reporting Submissions: Coordinate and ensure timely submission of management accounts, covenant certificates in accordance with agreed schedules and lender requirements. Lender Engineer Coordination: Collaborate with lender engineers to ensure compliance with project milestones, monitor project progress, and support financing requirements. ENS Reporting: Coordinate with the ESG teams and manage reporting of ESG (Environmental, Social, and Governance) reports, ensuring compliance with lender requirements and relevant regulations. Compliance Monitoring: Assist in the development and maintenance of internal trackers, and procedures related to treasury operations Facility Tracking: Track the usage and performance of debt facilities, updating loan and security agreements, ensuring proper alignment with agreed terms. Report any variances or concerns. Qualifications & Skills: MBA or CA finalist/ inter Minimum of 3 years of experience in related field. Strong knowledge of financial covenants, understanding of loan agreements and monitoring conditions, and corporate compliance requirements. Experience with ENS reporting and compliance in project finance context. Excellent organizational and communication skills, particularly with lenders and external engineers. Proficiency in financial reporting. Attention to detail and ability to manage multiple priorities and tight deadlines. Ability to manage external and internal stakeholders. French is an added advantage. Why Join Us: This position offers an exciting opportunity to contribute to the financial stability and growth of the organization while ensuring strong compliance practices across treasury functions. We are looking for a professional who thrives in a fast-paced environment and is eager to add value to our team.