33 Consumer Finance Jobs - Page 2

Job Description for Sr Data Scientist (relevant experience: 2 to 5 years) What we look for: Expertise in Big Data/ML: Should be able to build cutting edge credit/churn/usage models using advanced algorithms in a Big data/Machine Learning environment. Should have hands on experience and track record of delivering projects in individual capacity. - Process oriented: Should help in building a process that maximizes operating efficiency while maintaining risk across multiple lending cycles. There needs to be an obsession with collecting and analyzing data to drive business iterations and improvements. - Willingness to go above and beyond: For start-ups the responsibilities and needs of the business change quickly. Were looking for someone who is not afraid to take on calculated risks and can deal with ambiguity. Job Responsibilities: - Develop innovative credit risk / churn / usage models using mobile wallet transaction data, Call data, Telecom usage data, customer bureau data etc - Partner with the Data Engineering team to define the required data pipelines to build and enhance the feature bank (foundational capability) to build/deploy the various ML algorithms both for batch and real time use cases - Collaborate with credit policy/portfolio mgmt. team to drive P&L outcomes. - Building reports for model monitoring and drive enhancements Required Qualifications & Skills: Solid expertise in end-to-end risk model lifecycle management (develop, deploy, monitor) Previous hands on in credit, fraud, churn model development and deployment Previous experience in PD/EAD/LGD model development/validation Experience in CSI/PSI model monitoring process Hands on experience in data extraction using SQL/Pyspark SQL; data cleaning, feature creation and building models using Py Spark/Python on Spark; Scale will be a plus. Previous exposure to below algorithms (preferably multiple): Logistic Regression Random forest XGBOOST Markov Chain PSI/CSI for model monitoring Strategy performance tracking and swap in / swap out analysis - Strong entrepreneurial drive - Good to have: o Good business understanding of the fintech/consumer finance space o Experience in working with credit card / personal lending space, esp fintech o hands on experience in working with Telecom data

This position is for a Manager with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses. The individual will use these skills in the development of risk models (IRB, IFRS9, Custom Scorecards and others) and other risk analytics in retail banking / small business lending portfolios. Responsibilities include developing statistically derived predictive models, perform decision tree-based customer segmentation & profiling analyses, assist business implementation of sophisticated Regulatory and Scoring models and providing analytic support to Standard Chartered businesses across the globe. Key Responsibilities Competencies: Analytical / Strategic / Conceptual thinking Attention to detail Problem solving Verbal/Written communication Presentation skills Highly motivated, organized and methodical Regulatory & Business Conduct Display exemplary conduct and live by the Group s Values and Code of Conduct. Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct. Lead the [country / business unit / function/XXX [team] to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment. ] * Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters. [Insert local regulator e. g. PRA/FCA prescribed responsibilities and Rationale for allocation]. [Where relevant - Additionally, for subsidiaries or relevant non -subsidiaries] Serve as a Director of the Board of [insert name of entities] Exercise authorities delegated by the Board of Directors and act in accordance with Articles of Association (or equivalent) Other Responsibilities Embed Here for good and Group s brand and values in XXXX [country / business unit / team]; Perform other responsibilities assigned under Group, Country, Business or Functional policies and procedures; Multiple functions (double hats); [List all responsibilities associated with the role] Skills and Experience Credit Risk Modelling Qualifications Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline Good understanding of retail banking / small business / consumer finance products and business life-cycles (e. g. sales, underwriting, portfolio management, marketing, collections) 1-4 in-depth years experience in hands-on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis Hands-on experience in mining data and understanding data patterns Experience in directly interacting with Business and exposure to International markets will be a plus About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 30346

Role & responsibilities Market Research and Opportunity Identification. - Candidates should have ability to understand market dynamics and develop Channel expansion plan accordingly Appointment of Franchisees - Candidates should have good understanding of Franchisee business model to identify and appoint suitable Franchisee outlets across the district . Tie up with the Banks - Candidate should have good knowledge and connect with Local cooperative Banks to tie up with them for consumer financing of our Products to their customers . Team Leadership and Development - Appointment of In-shop at Franchisee and Company owned outlets and training them for achieving sales targets . Conducting promotional Events at the places where cooperative Banks customers gather for monthly or Quarterly meetings . Cross Functional team coordination - Candidate should be able to connect with various cross functional team in the company for ensuring proper customer satisfaction and timely delivery of products . Client relationship Management - Candidate should work closely with the Franchisee Owners , Bank Employees and other stake holders to have smooth business operations . Performance Tracking and management - Candidate should evaluate store wise performance and make changes wherever necessary to achieve Sales and profitability targets . Reporting - Timely and precise reporting in terms of Stock , sales and collections . Preferred candidate profile Candidate should be between Age Bracket 25- 35 years with good communication skills , Sales experience preferably in Bank cross selling industries like two wheelers , Insurance , agri products etc . Experience in dealing with cooperative banks and other Rural finance companies will be an added advantage .Pleasant personality and ability to travel across the district .

Key Responsibilities This position is for an Analyst with an advanced degree in a quantitative discipline; requires experience and proficiency in areas of statistics, applied mathematics, SAS programming language and a good understanding of retail banking / small business lending businesses. The individual will use these skills in the development of risk models (IRB, IFRS9, Custom Scorecards and others) and other risk analytics in retail banking / small business lending portfolios. Responsibilities include developing statistically derived predictive models, perform decision tree-based customer segmentation profiling analyses, assist business implementation of sophisticated Regulatory and Scoring models and providing analytic support to Standard Chartered businesses across the globe. Skills and Experience Analytical / Strategic / Conceptual thinking Attention to detail Problem solving Verbal/Written communication Presentation skills Highly motivated, organized and methodical Qualifications Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline Good understanding of retail banking / small business / consumer finance products and business life-cycles (e. g. sales, underwriting, portfolio management, marketing, collections) 0-2 in-depth years experience in hands-on Statistical Modeling in credit risk for retail banking / small business / consumer finance portfolios Proficient statistical programming skills in SAS (preferred) or similar, strong analytical skills and understanding of quantitative and statistical analysis Hands-on experience in mining data and understanding data patterns Experience in directly interacting with Business and exposure to International markets will be a plus About Standard Chartered Were an international bank, nimble enough to act, big enough for impact. For more than 170 years, weve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If youre looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we cant wait to see the talents you can bring us. Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, youll see how we value difference and advocate inclusion. Together we: Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term What we offer In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing. Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations. Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum. Flexible working options based around home and office locations, with flexible working patterns. Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning. Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential. www. sc. com/careers 29835

Interested candidate share your Updated resume through WhatsApp only (7871539343) Role & responsibilities Managing a team of sales officers. Identify business opportunities and prepare proposals for acquisition of new POS (POINT OF SALES). Managing sales profitability and target accomplishments for the assigned dealerships. Handle dealer requirements and complaints and co-ordinate with the support teams to resolve complaints. Recruitment, training and hand holding of SO/SSO. Planning & execute sales promotion plans & activities. Effective cost management. Conducting detailed market study to analyze the latest market trends and tracking competitor activities. Evolve local market specific selling strategies. Preferred candidate profile Graduate with 2-5 yrs experience in Any Banking or NBFC Experience Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. Thanks & Regards, Udhayasabari R 7871539343(WhatsApp) Sr.HR-TA HDB Financial Service

Role & responsibilities Managing CD business through teams at specific dealer counters in the assigned area or region. Managing a team of sales officers. Identify business opportunities and prepare proposals for acquisition of new POS (POINT OF SALES). Responsible for dealer network relationships and expansion. Managing sales profitability and target accomplishments for the assigned dealerships. Handle dealer requirements and complaints and co-ordinate with the support teams to resolve complaints. Recruitment, training and hand holding of SO/SSO. Planning & execute sales promotion plans & activities. Effective cost management. Conducting detailed market study to analyze the latest market trends and tracking competitor activities. Evolve local market specific selling strategies. Preferred candidate profile Graduate with 2-5 yrs experience in Consumer Durable Loans is a pre-requisite. Strong commercial and business acumen Strong customer focus Excellent communication and presentation skills. Strong analytical and problem solving skills. Knowledge of service and warranty system. Good communication and pleasing personality. High level of Self Drive/Enthusiasm Thanks & Regards, Monica 7397298585 Executive - Human Resource HDB Financial Service

Roles and Responsibilities Manage relationships with existing customers to ensure timely repayment of loans and maintain a high level of customer satisfaction. Identify new business opportunities through cross-selling of products such as credit cards, gold loans, personal loans, two-wheeler loans, commercial vehicle loans, auto finance, consumer durables financing, etc. Develop strong understanding of various financial products offered by the bank including education loans for students pursuing higher education abroad. Collaborate with internal teams to resolve customer queries and issues related to loan disbursements or other financial matters. Meet sales targets set by the organization while maintaining ethical standards in all interactions with customers.

Role & responsibilities Managing CD business through teams at specific dealer counters in the assigned area or region. Managing a team of Sales Officers and Sales Managers. Identify business opportunities and prepare proposals for acquisition of new POS (POINTOF SALES). Responsible for dealer network relationships and expansion Managing sales profitability and target accomplishments for the assigned dealerships. Handle dealer requirements and complaints and co-ordinate with the support teams to resolve complaints. Planning& execute sales promotion plans & activities. Effective cost management. Conducting detailed market study to analyze the latest market trends and tracking competitor activities Evolve local market specific selling strategies. Preferred candidate profile Graduate •3-5 yrs experience in Consumer Durable Loans is a pre-requisite. •Strong commercial and business acumen •Strong customer focus