Compliance - Senior Analyst - US Mortgage

Company Profile:

Infinity IPS Founded in 2003, Infinity IPS is a mortgage industry leader in providing end-to-end services and solutions. We specialize in mortgage due diligence, pre-fund and post-close quality control, mortgage servicing reviews and loan brokering services. We are vetted by all 5 major rating agencies. Our clients are financial entities including investment banks, commercial banks, mortgage companies, government agencies and mortgage insurers

Post - Senior Analyst Compliance US Mortgage -WORK FROM OFFICE

Location Bangalore or Pune

Job Shift – 7 pm to 5 am - Night - 5 Days a Week – Saturday & Sunday Off

Working Experience Must Needed:

• Post Closing Documents Verification Review – US Mortgage

• Closing Disclosure

• Loan Estimate

• TRID

• TILA

• RESPA

• Tolerance Levels

WORK FROM OFFICE – NIGHT SHIFT JOB

IMMEDIATE JOINER PREFERRED

Key Responsibilities:

• Working knowledge of documents verification in post-closing process of US Mortgage
• Verify that Non-QM loans meet the Ability-to-Repay (ATR) requirements while remaining within investor and secondary market guidelines.
• Ensure that all

  loan disclosures comply with state-specific lending laws and high-cost loan regulations.

• Reviewing documents related to origination such as CD (Closing Disclosures) , LE (Loan Estimates), 1008, 1003, 1004, 1004D, Credit report

  .

• Performed root-cause analysis (RCA)

  to provide feedback.

• Experience in checking tolerance levels.

• Experience in capturing fees in CD & LE and updating it in application and initiate the compliance run.

• Regulatory Compliance:

  Ensure mortgage loans comply with relevant laws and regulations, including RESPA, TILA, TRID, HMDA

  , ECOA, and all applicable state and federal rules.

• Loan Review & Risk Analysis

  : Review and analyze mortgage loan files to ensure all required documentation is complete and accurate. Identify any potential risks or discrepancies and ensure corrective actions are taken.