Job
Description
About Us: Capital Now is Indias trusted app-based digital lending platform catering to personal credit facilities. We leverage technology and big data analytics to deliver innovative credit products to salaried individuals. We are completely digitally driven, and the entire loan application process can be carried out online. We Provide Unsecured loans for up to Rs 1,50,000/- with easy and affordable instalment options. Role Overview: The Compliance and Legal Officer ensures adherence to RBI regulations, Companies Act, and other financial and legal frameworks for NBFCs. Responsibilities include regulatory filings (RBI, FIU, MCA), preparing corporate documents (AGM notices, Directors’ Reports), and managing audits (statutory, RBI inspections). The role involves drafting and updating policies, loan agreements, and vendor contracts, ensuring approvals from relevant committees. The officer will collaborate with internal teams to ensure compliance in lending and advise senior management on legal risks and regulatory changes, while ensuring compliance with the Consumer Protection Act, data security, and Fair Lending Practices. Key responsibilities: (Included but not limited to): Ensure compliance with RBI’s Master Directions for NBFCs, including reporting, documentation, and adherence to financial regulations. Ensure Secretarial Compliances under the Companies Act, 2013 and other regulatory directives. Conduct regulatory filings (RBI, FIU, MCA) and manage interactions with government authorities for compliance matters. Prepare Annual General Meeting (AGM) Notices, Directors’ Reports, and minutes of Board and General Meetings. Draft, review, and update various policies, ensuring necessary approvals from the Board, Audit Committee, and Internal Committees as per regulatory requirements. Draft, review, and ensure the accuracy of loan agreements, security documents, vendor contracts, and other legal documentation. Handle internal & external audits, including RBI inspections, statutory audits, and compliance reviews. Liaise with internal teams, including finance, risk, operations, and collections, to ensure compliance in lending activities. Advise senior management on legal risks, regulatory changes, and compliance strategies to safeguard business operations. Ensure compliance with the Consumer Protection Act, data security and privacy laws in financial transactions and Fair Lending Practices. Why Join Us : Work in a fast-paced, innovative environment. Opportunity to shape the legal/compliance framework of a rapidly growing company. Competitive salary and benefits package. Collaborative and dynamic team culture. Explore Capital Now: Life at Capital Now: https://www.instagram.com/lifeatcapitalnow/ Website: https://www.capitalnow.in/ LinkedIn: https://in.linkedin.com/company/capitalnow-in
