Chief Technology Officer

Job Title: Chief Technology Officer (CTO) .NET Stack | NBFC

Location: Nehru Place- Delhi

Department: Information Technology

Employment Type: Full-Time

Reports To: CEO / Managing Director/Director

About the Company

We are a fast-growing Non-Banking Financial Company (NBFC), leveraging technology to deliver innovative lending and financial solutions. We are building secure, scalable, and RBI-compliant platforms using .NET (C#, ASP.NET MVC/Core), SQL Server, and modern cloud infrastructure to serve our borrowers across India.

Role Overview

We are looking for a CTO with deep hands-on experience in .NET (C#, ASP.NET MVC/Core), SQL Server, and digital lending infrastructure. You will drive end-to-end technology strategy, manage the tech team, ensure compliance with RBI regulations, and architect scalable systems to support digital loan origination, management, disbursement, collections, and integrations.

Key Responsibilities

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Define the technology roadmap and lead its execution using .NET (C#, ASP.NET MVC/Core) and SQL Server.

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Architect and manage platforms such as LMS (Loan Management System), LOS (Loan Origination System), CRM, collections, and dashboards.

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Oversee daily operations of tech development, server management, security, and performance optimization.

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Manage in-house developers and ensure high-quality, secure, and maintainable code.

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Implement integrations with 3rd party services: eKYC, Aadhaar, PAN, credit bureaus (CIBIL, CRIF), NACH, eSign, Digilocker, and payment gateways.

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Ensure technology is aligned with RBI guidelines, including data storage, security, audit logs, uptime SLAs, and user access control.

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Setup regular security audits, backups, versioning, staging-to-live deployment practices, and disaster recovery.

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Lead development sprints, timelines, and product release cycles with agile methodology.

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Identify and implement automation opportunities in underwriting, reporting, customer support, and compliance.

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• Work closely with the compliance, legal, and finance teams to implement technology that ensures regulatory adherence.

Required Skills & Experience

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• 10+ years of development experience with .NET (C#, ASP.NET MVC/Core), SQL Server, and server-side technologies.

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• 3+ years in a senior technology leadership role (Tech Lead, VP Eng, or CTO), ideally in fintech/NBFC/lending startup.

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• Deep understanding of NBFC workflows, RBI IT policies, and credit lifecycle from lead to disbursement to collections.

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• Strong experience in database design, optimization, data security, encryption, and access control.

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• Experience with cloud platforms like AWS/Azure, Git-based deployment (CI/CD), and DevOps tools.

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• Hands-on experience in integrating APIs for Aadhaar, eSign, CKYC, CIBIL/CRIF, NACH, BBPS, or UPI is a strong plus.

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• Proficiency in managing remote development teams, vendor coordination, and technical documentation.

Preferred Qualifications

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• B.Tech/B.E./MCA in Computer Science or related field.

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• Familiarity with RBI regulations, ISO 27001 compliance, and data privacy norms.

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• Bonus: Experience with mobile app development (Xamarin/Flutter/Android), Node.js/MongoDB, or BI tools.

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• Bonus: Working knowledge of credit scoring or financial analytics.

Why Join Us

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• Lead a mission-driven NBFC transforming lending with technology.

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• Work on real impact — financial inclusion, digital empowerment, and innovation.

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• Flat hierarchy, full ownership of tech, and strong support from business leadership.

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• Attractive compensation, equity (if applicable), and performance incentives