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Chief Credit Head_Leading NBFC

Chief Credit Head_Leading NBFC

20 - 28 years

|

4 - 8 Lacs

delhi delhi india

Posted:1 day ago| Platform: Foundit logo

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Skills Required

credit underwriting underwriting policies risk assessment credit infrastructure model development

Work Mode

On-site

Job Type

Full Time

Job Description

Key Responsibilities:

Formulate and continuously enhance underwriting policies and credit programs across products
Design and implement credit processes aligned with business goals and regulatory compliance
Build the infrastructure required for effective credit risk assessment and decision-making
Develop and deploy scalable underwriting models leveraging data analytics and industry best practices
Benchmark underwriting strategies and policies against competition to maintain a strategic advantage
Collaborate with product, technology, and risk teams to integrate credit policies into operational workflows
Monitor credit performance, assess risk trends, and update models and policies accordingly
Ensure alignment of credit strategy with overall risk appetite and business objectives
Support training and upskilling of the credit underwriting team on new processes and models
Liaise with senior management on credit policy changes, risk indicators, and portfolio performance

Qualifications & Experience:

Proven experience in credit underwriting or credit policy formulation, preferably in an NBFC or financial institution
Strong understanding of credit risk frameworks, scoring models, and regulatory norms
Demonstrated experience in developing and benchmarking underwriting models against market practices
Excellent analytical, strategic thinking, and cross-functional collaboration skills

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