Business Head – Seller Loan (Fintech)

About IndiaMART

IndiaMART is India’s largest online B2B marketplace, connecting buyers with suppliers. With a 60%market share of the online B2B Classified space in India, the channel focuses on providing a “360-degreesolution” to Small & Medium Enterprises (SMEs), Large Enterprises as well as individuals. Founded in1999, the company’s mission is ‘to make doing business easy’ and is trusted with 138 mn+ buyers, 67mn+ sellers, and has 76 mn+ products & services on its platform leading to 50 mn+ business enquiriesevery month.

Product

Product Description: Secured Loans Marketplace

• Unsecured Working Capital Loans: Short-term business loans for operational expenses, purchase
  

of raw material, payroll, or marketing—offered without collateral.

• Secured Loans (Optional): Higher ticket loans with relaxed underwriting norms, secured by
  

property, machinery, or other business assets.

• Flexible Loan Amounts & Tenures: Ranging from ₹1 lakh to ₹50 lakh+ based on seller profile and
  

creditworthiness.

• Lender Marketplace Model: Multiple partner NBFCs and banks integrated via API or assisted
  

lead models, giving sellers competitive credit choices.

• Data-Driven Underwriting: Leverages seller performance data (order volume, quote response,
  

ratings) and bureau data to power custom eligibility engines.
This product aims to enhance seller liquidity, improve fulfillment rates, and drive higher retention andgrowth on the platform, while building a scalable new revenue stream for IndiaMART.