Business Analyst- Financial Services

Role & responsibilities

• Participate in monitoring, documenting, underwriting, and reacting to the credit quality of an assigned portfolio of loans within Corporate Banking Portfolio Management functional area and contribute to large scale planning related to functional area deliverables
• Review and research moderately complex business challenges that require an in-depth evaluation of multiple factors
• Resolve moderately complex issues and lead a Corporate Banking Portfolio Management team to meet project deliverables while leveraging solid understanding of the functional area, policies, procedures, and compliance requirements
• Collaborate and consult with peers, colleagues, and mid-level managers to resolve issues and achieve goals
• Lead projects, teams, or serve as a mentor for less experienced staff
• Working very closely with both business and technical teams (internal / external vendor) in developing and rolling out the automation platforms / tools across various teams

Preferred candidate profile

• Any Graduate with 4+ years of relevant experience as Credit Underwriter, Credit analysis, portfolio management for corporate and commercial bank.
• Credit analysis of loan collaterals to support the lending decisions.
• Financial statement analysis covering various trends including key computing ratios for leveraged loans
• Understanding credit agreements of loans and summarizing key deal terms
• Analysis on loan portfolio financial performance and trends including reporting on troubled loans, losses and recoveries
• Reviewing monthly client reporting to check for completeness & accuracy of financial calculations including covenants
• Tracking & reporting on financial trends of the client or loan given by the bank
• Working experience on CLOS system like nCino, CreditLens etc.
• Preparing monthly and/or quarterly surveillance decks to report on the above
• Maintaining various databases and spreadsheets for internal reporting
• Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workflow planning
• Good MS Office Skills especially MS Excel and PowerPoint
• Excellent Communication and interpersonal skills
• Experience in UAT of solution will give edge.