Branch Credit Officer

As a Branch Credit Officer at Aye Finance, located in Bhagalpur, you will play a crucial role in assessing and managing the creditworthiness of clients. Your responsibilities will include conducting financial analysis, evaluating loan applications, and ensuring adherence to credit policies. By performing credit appraisals and maintaining client relationships, you will contribute to the company's mission of facilitating better financial inclusion for micro-enterprises across India. Key Responsibilities: - Assessing and managing the creditworthiness of clients - Conducting financial analysis - Evaluating loan applications - Maintaining client relationships - Monitoring loan performance to mitigate risks Qualifications: - Credit Management and Credit skills - Strong Analytical Skills - Finance knowledge - Excellent Communication skills - Bachelor's degree in Finance, Accounting, Business Administration, or related field - Relevant experience in credit assessment or similar role is preferred - Ability to work independently and as part of a team - Proficiency in using financial software and tools,