Banking Operations Associate

1 - 3 years

2 - 6 Lacs

Posted:7 hours ago| Platform: Naukri logo

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Work from Office

Job Type

Full Time

Job Description


 About The Role  

Skill required:
Ret.Bkg- Credit UW - Banking Operations

Designation:
Banking Operations Associate

Qualifications:
BBA/BSc/BCom

Years of Experience:
1 to 3 years

What would you do?
You will be aligned to our Financial Services and Banking sector, assisting clients in completing processing procedures for US Residential MortgagesAs part of the Lending Operations team, your role involves validating loan documents to ensure their accuracy and expiration before submitting them to the Underwriting queue.The mortgage processing team focuses on analyzing the loan application, verifying information provided by the applicant such as employment, income and credit history. Collect the necessary documents from Loan officer and borrower as per Underwriting requirements and to monitor the loans till Closing.

What are we looking for?
  • Attention to detail – Accurate review and verification of documents is crucial
  • Organizational Skills – Ability to manage multiple files and task simultaneously
  • Communication skills – Clear and effective communication with all parties involved in the loan process
  • Knowledge of mortgage industry – understanding of mortgage products, regulations and the overall loan process
  • Problem-Solving Skills - Ability to identify and resolve issues that may arise during the loan process

    Roles and Responsibilities:
  • Reviewing loan applications to ensure they are complete and accurate, including verifying borrower information, income, assets, and liabilities
  • Collecting and organizing all necessary documents for loan processing, such as pay stubs, tax returns, bank statements, and property appraisals.
  • Analyzing credit reports to assess the borrower s creditworthiness and adherence to lending guidelines.
  • Assisting underwriters by preparing loan files for their review, addressing any outstanding conditions or documentation needed for approval
  • In this role you will be given detailed instructions on all tasks
  • The decisions that you make impact your own work and are closely supervised
  • Please note that this role may require you to work in US shift which operates between 06:00PM to 3:30AM IST.
     Qualification BBA,BSc,BCom
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    Accenture

    Professional Services

    Dublin

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