Banking Loan Sales Executive

• 1. Loan Sales Performance

• Achieve daily, weekly, and monthly sales targets for assigned loan products
• Sell Personal Loan, Business Loan, Home Loan, and Loan Against Property
• Focus on approvals, disbursements, and revenue generation
• Maintain balanced performance across banks and loan products

2. Lead Generation and Customer Acquisition

• Generate leads through open market activities, referrals, and corporate tie-ups
• Approach potential customers in residential areas, offices, shops, and marketplaces
• Convert leads into approved loan applications

3. Customer Interaction and Loan Advisory

• Understand customer financial requirements and eligibility
• Explain loan features, interest rates, EMI, tenure, and charges clearly
• Recommend suitable loan products and lenders
• Maintain ethical and transparent sales practices

4. Documentation and Compliance

• Collect complete KYC, income, and property documents
• Verify eligibility as per bank/NBFC guidelines
• Ensure zero fake, incomplete, or non-compliant documentation
• Follow all regulatory and internal compliance standards

5. Follow Ups and Application Tracking

• Follow up with customers for pending documents
• Track loan applications from submission to approval and disbursement
• Coordinate with operations, credit, and bank teams for timely processing

6. Field Activity and Market Coverage

• Conduct daily field visits in assigned areas
• Identify high potential locations for loan sales
• Maintain strong market presence and brand visibility

7. Reporting and MIS

• Submit daily and weekly sales and activity reports
• Update CRM or tracking sheets accurately
• Track pipeline, approvals, rejections, and disbursements

8. Relationship Management

• Maintain strong relationships with bank/NBFC officials
• Serve as point of contact for escalations
• Support smooth coordination between field operations and banks

9. Brand Representation and Ethics

• Represent the company and bank professionally
• Ensure ethical sales practices and avoid mis-selling
• Maintain customer trust and satisfaction

Job Type: Permanent

Pay: ₹200,000.00 - ₹400,000.00 per year

Benefits:

• Health insurance
• Provident Fund

Experience:

• Loan: 1 year (Required)
• Banking: 2 years (Required)
• Field sales: 2 years (Preferred)

Work Location: In person