Associate Manager II - Business Finance

About the Team

The Business Finance team at Navi plays a crucial role in driving business performance across different Business Verticals. They provide valuable insights on cost and revenue, supporting data-driven decision-making and shaping key business strategies to optimize financial outcomes.

About the Role

This role is pivotal in supporting Navi’s investor relations team and business finance functions by driving the preparation of key financial materials and insights. You will play a strategic role in analyzing business performance, monitoring market and competitive trends, and delivering actionable recommendations. The position demands proactive relationship management and clear communication with senior leadership, including the Board of Directors. You will also lead prioritization and delegation within the team, while identifying strategic gaps and opportunities to enhance Navi’s financial and business strategies.

What We Expect From You

• Preparing & managing th

  e annual operating plan

  and

  quarterly forecasting

• Long term

  strategic planning

  and

  liquidity management

• Analysis

  of variance from plan and

  business targets

• Driving

  business profitability

  by working with various teams to

  improve margins, reduce costs

  and enhance

  overall returns

• Developing

  industry perspective by

  analyzing competitors

  and

  market studies

• Facilitating

  financial review meetings

  with business groups and work with business managers to ensure

  effective finance

  and

  cost management

• Supporting management in

  executing business strategies

  to achieve targeted

  KPIs

• Working with business groups to

  identify gaps

  and

  areas of improvement

• Working with the

  Financial Controllership team

  to ensure accurate financial representation of business through

  MIS

  and

  consolidation

• Prioritisation

  and

  delegation of tasks

  within the team

• Identifying gaps

  and

  areas of improvement

  in all the fixed costs and providing independent insights
• Solving

  payment issues of customers

  with internal (Product and Tech Team) and external stakeholders (PG and Banks)

Must Haves

• Strong

  Process Orientation

  &

  Execution skills

• Good

  Problem Solving

  and

  Coordination abilities

• Good

  Analytical Skills

• Financial

  Background

• Ms. Excel

  Proficiency

Inside Navi

We are shaping the future of financial services for a billion Indians through products that are simple, accessible, and affordable. From Personal & Home Loans to UPI, Insurance, Mutual Funds, and Gold — we’re building tech-first solutions that work at scale, with a strong customer-first approach.

Sachin Bansal & Ankit Agarwal

Our Culture

The Navi DNA

Ambition. Perseverance. Self-awareness. Ownership. Integrity.

We’re looking for people who dream big when it comes to innovation. At Navi, you’ll be empowered with the right mechanisms to work in a dynamic team that builds and improves innovative solutions. If you’re driven to deliver real value to customers, no matter the challenge, this is the place for you.

We chase excellence by uplifting each other—and that starts with every one of us.

Why You'll Thrive at Navi

At Navi, it’s about how you think, build, and grow. You’ll thrive here if:

• You’re impact-driven :

  You take ownership, build boldly, and care about making a real difference.

• You strive for excellence :

  Good isn’t good enough. You bring focus, precision, and a passion for quality.

• You embrace change :

  You adapt quickly, move fast, and always put the customer first.