Associate Manager - Embedded Finance Operations

Piramal Capital & Housing Finance (PCHF)

3 - 6 years

3 - 5 Lacs

Mumbai

Posted:4 weeks ago| Platform:

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Skills Required

Partnership business E-NACH Amortization repayment

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Lead a capable and motivated team to create a high-performance team environment.
Ensure 100% repayment registration through E-NACH platform.
Ensure E-NACH presentation as per repayment frequency.
Ensure master maintenance of all E-NACH cases.
Ensure accurate recording of repayment mode in Loan Management System.
Timely completion of reconciliation activities with TAT.
To act as enablers for the business team by introducing and designing operation processes as per the evolving business requirements and industry practices.
Effective cross-functional co-ordination with IT, business etc.
Timely completion of UAT of new functionalities raised with IT team.

Preferred candidate profile

Graduate from a reputed college
Minimum 3 years of experience in central Operation preferably with Fintech company.
Well versed with MS Excel and Lending Management System

Knowledge:

Should be familiar with Banking, digital loans.
Strong understanding of centralized operations in a finance company, including loan repayment structures and processes.
Good understanding of Partnership business and operational activities pertaining to repayment and customer service.
Must have knowledge of repayment registration through E-NACH platform and presentation of repayment instrument to collect schedule payments.
Should understand Interest, EMI, Monthly/daily EMI Banking, Amortization table, Statement of Account , applying part payment/closure on loan account, loan restructuring, NACH process.
Candidate should be familiar with loan management systems, repayment software's.

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